State Retirement Pensions: Females

(asked on 22nd November 2016) - View Source

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, how much (a) basic and (b) additional state pension per week that woman born on 5 April 1953 would receive with 35 years' worth of both National Insurance Contributions and contracting-in to the state second pension; and how much in the new state pension a woman born on 6 April 1953 would receive with 35 years' worth of both National Insurance Contributions and contracting-in to the state second pension.


This question was answered on 25th November 2016

The new State Pension has been introduced for people reaching their State Pension age from 6 April 2016 onwards; this question asks what the difference would be for a woman reaching State Pension age either side of its introduction.

In this case a woman born on 5 April 1953 with a 35 year contracted-in National Insurance record would receive £119.30 a week in basic State Pension plus an amount of additional State Pension. We are unable to quantify the amount of additional State Pension she would receive as it would be related to her past earnings.

For the woman born on 6 April 1953, the Starting Amount calculation for the new State Pension means that she would receive at least as much under the new State Pension as she would have done under the previous system. It is likely that her Starting Amount would be based on the old State Pension system rules as she has never been contracted-out. So, as for the woman born on 5 April 1953, this would be the full basic State Pension (£119.30 a week) plus an amount of additional State Pension which would have depended on her past earnings.

It is likely that the two women you have described would receive the same amount at the date of the award.

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