Question to the Department for Transport:

To ask the Secretary of State for Transport, what steps his Department is taking to help drivers involved in non-fault accidents penalised by insurance companies.

The setting and the adjustment of premiums following a claim are commercial decisions for individual insurers based on their underwriting experience and the Government does not generally intervene or seek to control the market.

The motor insurance market is very competitive and we encourage policyholders to shop around to find the best deal. Many insurers will offer considerable discounts to attract new customers and it is possible that a driver might find a better offer if he or she fully explains the circumstances of a no fault claim.