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Commons Chamber
Oral Answers to Questions - Wed 20 Mar 2024
Cabinet Office

Mentions:
1: Keir Starmer (Lab - Holborn and St Pancras) I also pay tribute to Mark Drakeford for his long, steady service in Wales.With violent prisoners released - Speech Link
2: Keir Starmer (Lab - Holborn and St Pancras) courage to stand up to his party, so let me help him out and say to them what he wishes he could say: the mortgage - Speech Link


Written Question
Mortgages: Government Assistance
Friday 15th March 2024

Asked by: Chris Evans (Labour (Co-op) - Islwyn)

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, if he will announce a timeline for a decision on whether additional measures will be introduced to further support mortgage prisoners.

Answered by Bim Afolami - Economic Secretary (HM Treasury)

The Government understands that being unable to switch your mortgage can be extremely stressful. Alongside the Financial Conduct Authority and industry, we have shown we are willing to act through the introduction of a ‘modified affordability assessment’, which removes the regulatory barriers that prevented some customers, who otherwise may have been able to switch, from accessing new products. We are also regularly in contact with key stakeholders, including recently with the UK Mortgage Prisoners campaign group.

The Government remains committed to this issue and will continue to work with industry and wider stakeholders to determine if there are proposals that will meaningly benefit affected borrowers and be fair to other borrowers in the wider market.


Written Question
Mortgages: Government Assistance
Friday 15th March 2024

Asked by: Seema Malhotra (Labour (Co-op) - Feltham and Heston)

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what recent steps he has taken to support homeowners who are unable to switch to a cheaper mortgage deal.

Answered by Bim Afolami - Economic Secretary (HM Treasury)

The Government understands that being unable to switch your mortgage can be extremely stressful. Alongside the Financial Conduct Authority and industry, we have shown we are willing to act through the introduction of a ‘modified affordability assessment’, which removes the regulatory barriers that prevented some customers, who otherwise may have been able to switch, from accessing new products. We are also regularly in contact with key stakeholders, including recently with the UK Mortgage Prisoners campaign group.

The Government remains committed to this issue and will continue to work with industry and wider stakeholders to determine if there are proposals that will meaningly benefit affected borrowers and be fair to other borrowers in the wider market.


Bill Documents
14 Mar 2024 - Bill
Bill 183 2023-24 (as introduced) - large print
Supply and Appropriation (Anticipation and Adjustments) Act 2024

Found: Majesty’s Prison and Probation Service, including share of gross profits from sales and services; prisoners


Bill Documents
14 Mar 2024 - Bill
Bill 183 2023-24 (as introduced)
Supply and Appropriation (Anticipation and Adjustments) Act 2024

Found: Majesty’s Prison and Probation Service, including share of gross profits from sales and services; prisoners


Select Committee
KPMG in the UK, Resolution Foundation, Institute for Fiscal Studies, and University of Warwick

Oral Evidence Mar. 12 2024

Committee: Treasury Committee (Department: HM Treasury)

Found: talking about are the likes of the Ministry of Justice —you will have seen it announced yesterday that prisoners


Scottish Parliament Debate - Main Chamber
Housing (Cladding Remediation) (Scotland) Bill: Stage 1 - Tue 12 Mar 2024

Mentions:
1: McLennan, Paul (SNP - East Lothian) The ministerial working group on mortgage lending and cladding was mindful of the complications that - Speech Link
2: Allan, Alasdair (SNP - Na h-Eileanan an Iar) flat, realistically that could now be done only by offering it to a cash buyer, as no lender would mortgage - Speech Link
3: Thomson, Michelle (SNP - Falkirk East) prisoners in their own homes. - Speech Link
4: Macpherson, Ben (SNP - Edinburgh Northern and Leith) Not enough attention was paid to the fact that UK financing of the operation of the mortgage market and - Speech Link


Commons Chamber
Budget Resolutions - Mon 11 Mar 2024
Department for Digital, Culture, Media & Sport

Mentions:
1: Wes Streeting (Lab - Ilford North) He wants to train for a commercial diving qualification, but the cost of all his basics—fuel, food, mortgage - Speech Link
2: Bill Wiggin (Con - North Herefordshire) can sling us out if it wants, but I do not believe that it will, just as it did not when we stopped prisoners - Speech Link
3: Ranil Jayawardena (Con - North East Hampshire) Mortgage rates that rose around the world are starting to come down, and debt is on track to fall as - Speech Link
4: Ashley Dalton (Lab - West Lancashire) It gets worse: someone with a mortgage in Tory Britain in 2024 will have hundreds of pounds added to - Speech Link
5: Gareth Davies (Con - Grantham and Stamford) Mortgage rates have come down from their peak, real wages are rising and the IMF has already predicted - Speech Link


Commons Chamber
Mortgages (Switching)
1st reading - Mon 11 Mar 2024
No Department present

Mentions:
1: Martin Docherty-Hughes (SNP - West Dunbartonshire) to thank the UK Mortgage Prisoners campaign group, which has assisted me in bringing this Bill to the - Speech Link


Commons Chamber
Budget Resolutions - Wed 06 Mar 2024
Department for Business and Trade

Mentions:
1: Ed Davey (LD - Kingston and Surbiton) The House need not take my word for it; just look at the OBR, which forecast mortgage rates staying at - Speech Link
2: Luke Pollard (LAB - Plymouth, Sutton and Devonport) Mortgage payments are higher, the weekly shop is more expensive, food bank use is up, inequality is up - Speech Link
3: Diana Johnson (Lab - Kingston upon Hull North) defeated the Government in December by voting to set up a compensation body through the Victims and Prisoners - Speech Link
4: Catherine West (Lab - Hornsey and Wood Green) Parents are already hard pressed, whether it is because their mortgage has gone up, their private rent - Speech Link