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Written Question
State Retirement Pensions: British National (Overseas)
Thursday 28th March 2024

Asked by: Lord Alton of Liverpool (Crossbench - Life peer)

Question to the HM Treasury:

To ask His Majesty's Government whether they will allow British National (Overseas) visa holders to voluntarily pay up to 15 years' worth of Class 3 national insurance contributions towards a state pension, in cases where such visa holders have been denied access to their Mandatory Provident Fund pension savings by HSBC.

Answered by Baroness Vere of Norbiton - Parliamentary Secretary (HM Treasury)

British National Overseas individuals who live or work abroad (or have previously) are usually able to make backdated voluntary National Insurance contributions payments for the previous six tax years where they have either previously lived in the UK for three years in a row or paid at least three years of contributions.

For the tax years 2016 to 2017 and 2017 to 2018 the government has extended the deadline for paying voluntary contributions to 5 April 2025.

The deadline has also been extended to 5 April 2025 for eligible customers to pay voluntary contributions for the tax years 6 April 2006 to 5 April 2016. Further guidance on the eligibility and deadlines for making voluntary contributions, including for those living or working abroad is published online at https://www.gov.uk/voluntary-national-insurance-contributions(opens in a new tab).

The Government keeps all taxes under review.


Written Question
State Retirement Pensions: Women
Wednesday 27th March 2024

Asked by: Baroness Ritchie of Downpatrick (Labour - Life peer)

Question to the Department for Work and Pensions:

To ask His Majesty's Government what plans they have to provide (1) an apology, and (2) compensation, to women born in the 1950s, as recommended by the Parliamentary and Health Service Ombudsman in its report, Women’s State Pension age: our findings on injustice and associated issues, published on 21 March.

Answered by Viscount Younger of Leckie - Parliamentary Under-Secretary (Department for Work and Pensions)

We are considering the Ombudsman’s report and will respond in due course.


Written Question
State Retirement Pensions: Women
Wednesday 27th March 2024

Asked by: Baroness Ritchie of Downpatrick (Labour - Life peer)

Question to the Department for Work and Pensions:

To ask His Majesty's Government what assessment they have made of the report by the Parliamentary and Health Service Ombudsman, Women’s State Pension age: our findings on injustice and associated issues, published on 21 March.

Answered by Viscount Younger of Leckie - Parliamentary Under-Secretary (Department for Work and Pensions)

We are considering the Ombudsman’s report and will respond in due course.


Written Question
State Retirement Pensions: Women
Tuesday 26th March 2024

Asked by: Chi Onwurah (Labour - Newcastle upon Tyne Central)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, whether his Department plans to formally respond to the Parliamentary and Health Service Ombudsman's report into the communication of state pension age increases, published on 21 March 2024.

Answered by Paul Maynard - Parliamentary Under-Secretary (Department for Work and Pensions)

We are considering the Ombudsman’s report and will respond in due course.


Written Question
State Retirement Pensions: Women
Tuesday 26th March 2024

Asked by: Claire Hanna (Social Democratic & Labour Party - Belfast South)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, if he will take steps to introduce a compensation scheme for women affected by the Pensions Act 1995.

Answered by Paul Maynard - Parliamentary Under-Secretary (Department for Work and Pensions)

We are considering the Ombudsman’s report and will respond in due course.


Written Question
State Retirement Pensions: Women
Thursday 21st March 2024

Asked by: Stephen Morgan (Labour - Portsmouth South)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, what steps he is taking to support women affected by changes to the state pension age with the cost of living.

Answered by Paul Maynard - Parliamentary Under-Secretary (Department for Work and Pensions)

The Government is committed to ensuring that older people can live with the dignity and respect they deserve, and the State Pension is the foundation of state support in retirement. Last year the State Pension saw its biggest ever cash rise, increasing by 10.1%. From April, the basic and new State Pensions will increase by 8.5%, in line with the Triple Lock.

The Government is delivering a comprehensive package of support to help those aged 50 and over to remain in and return to work. We are also committed to providing a financial safety net for those who need it, including when they near or reach retirement, through the welfare benefits system. Support is available to those who are unable to work or are on a low income but are not eligible for pensioner benefits because of their age.

In addition, the government has provided support from 2022-23 to 2023-2024 to help households with the cost of living totalling £96 billion. We are providing further support for 24/25, including uprating working age benefits by 6.7%, raising the National Living Wage and uplifting Local Housing Allowance to the 30th percentile of local rents which will benefit 1.6 million private renters by, on average, £800 a year.

The government is also providing an additional £500m to enable the extension of the Household Support Fund, including funding for the Devolved Administrations through the Barnett formula to be spent at their discretion. This means that Local Authorities in England will receive an additional £421m to support those in need locally through the Household Support Fund. This will enable further targeted support for people who require assistance to get back to a stable financial position as inflation continues to fall.


Written Question
State Retirement Pensions
Tuesday 19th March 2024

Asked by: Damien Moore (Conservative - Southport)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, what assessment he has made of the potential implications of the state pension rise from April 2024 for the sustainability of pension funding.

Answered by Paul Maynard - Parliamentary Under-Secretary (Department for Work and Pensions)

The new State Pension was introduced in April 2016 with the aim of providing a clearer, sustainable foundation for State Pensions for decades to come.

Each year, the Government Actuary’s Department publishes a report showing the impact of uprating decisions on the National insurance Fund. The most recent report in January this year took into account the 8.5% increase in the basic and new State Pensions which will come into force from 8 April. The assessment was that the Fund would have enough money to self-finance for at least the next five years. HM Treasury has the ability to top up the National Fund from the Consolidated Fund when needed, even if receipts do not match expenditure. The report said that a Treasury Grant would not be needed in the next five years.


Written Question
National Insurance: State Retirement Pensions
Monday 18th March 2024

Asked by: Gill Furniss (Labour - Sheffield, Brightside and Hillsborough)

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, whether he has made an assessment of the potential impact of abolishing National Insurance Contributions on funding for state pensions.

Answered by Nigel Huddleston - Financial Secretary (HM Treasury)

The Government believes the double taxation of work is unfair. That is why we’ve cut 4p from employee NICs in the last six months which will mean the average worker receives a tax cut worth £900 this coming year and why we are committed to ending this unfairness.

Cutting NICs rates does not affect anyone’s entitlement to the State Pension or contributory benefits.


Written Question
National Insurance: State Retirement Pensions
Monday 18th March 2024

Asked by: Gill Furniss (Labour - Sheffield, Brightside and Hillsborough)

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, whether he has made an assessment of the potential impact of abolishing National Insurance Contributions on determining eligibility criteria for the state pension.

Answered by Nigel Huddleston - Financial Secretary (HM Treasury)

The Government believes the double taxation of work is unfair. That is why we’ve cut 4p from employee NICs in the last six months which will mean the average worker receives a tax cut worth £900 this coming year and why we are committed to ending this unfairness.

Cutting NICs rates does not affect anyone’s entitlement to the State Pension or contributory benefits.


Written Question
Personal Savings
Monday 18th March 2024

Asked by: Henry Smith (Conservative - Crawley)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, what steps his Department is taking to help people save for the future.

Answered by Paul Maynard - Parliamentary Under-Secretary (Department for Work and Pensions)

Retirement saving has been transformed with over 11 million employees put into workplace pensions since 2012.

We are committed to the expansion of Automatic Enrolment in the mid-2020s. Our reforms will benefit younger workers and increase overall amounts being saved, with 3m people saving £2bn extra a year.