Oral Answers to Questions

Margaret Ferrier Excerpts

Monday 8th November 2021 Commons Chamber

[David Rutley]

We have already provided a range of measures. Eighty-five per cent. of childcare costs are covered by universal credit, and extra support has been provided through the increase in the local housing allowance. So steps are being taken, but I understand my hon. Friend’s point about childcare. Clearly, we need to focus on it further, and we will.

[Margaret Ferrier (Rutherglen and Hamilton West) (Ind)]

4. What support her Department is providing to universal credit claimants who are unable to secure employment.

[The Parliamentary Under-Secretary of State for Work and Pensions (Mims Davies)]

Our plan for jobs provides tailored support for people of all ages, helping them to prepare for, get into and progress in work. The additional 13,500 work coaches whom we have recruited are ensuring that people receive the personalised advice that they need, and have access to the employment programmes or training that are right for them.

[Margaret Ferrier]

Research conducted by the End Child Poverty coalition shows that, in my constituency, 25% of children were living in poverty in 2019-20: that is 4,815 children. Since 2015, poverty has increased by 2.2%: that is 482 more children. I want to see the numbers going down, not up. Does the Minister agree that the best way to make that happen would be to reinstate the £20-a-week uplift in universal credit?

[Mims Davies]

I think we have heard across the Chamber that the way out of poverty and the way to make progress is through a pay packet, which gives people so much more than just pay: it gives them the confidence that enables them to make progress and move forward. The hon. Lady will be interested in the report from the in-work commission, to which we will respond shortly. In Scotland, our new programme, job entry: targeted support—JETS—has moved more than 1,500 people into employment since January this year. I think that she has visited her jobcentre, so she should feel confident that there is help out there to ensure that no one is left behind.

Social Security (Up-rating of Benefits) Bill

Margaret Ferrier Excerpts

2nd reading
Monday 20th September 2021 Commons Chamber

[Jim Shannon (Strangford) (DUP)]

It is a pleasure to speak in this debate and to follow others who have made points very clearly. I support trying to get our finances on an even keel after the massive unexpected expenses of covid, yet something within me balks at what again seems to be a raid on pensioners’ incomes. Is it not so that the Library statistics outline that the potential costs of uprating the triple-locked elements of the state pension by 2.5%, instead of 8.3%, saves £5 billion in state pension expenditure in 2022-23? That seems to be the greater consideration, rather than fairness and equity. Perhaps the Government should be giving more indications of the effect, especially on pensioners.

I spoke to the Minister before the debate. He was kind to come to confirm some matters with me. When he winds up the debate, will he confirm the impact, how this Bill will affect Northern Ireland and how the process will go forward? Northern Ireland pensioners are paying more for products due to the intransigence of the EU perhaps, and they need this additional funding to pay sharply rising costs. Items that cost £1 just a while ago now cost £1.29. We must address the deficit, but that cannot be done fairly through overly taxing those who have paid all their lives and having them shoulder more of the burden than those who can afford to pay more.

I endorse the comment of the hon. Member for North Ayrshire and Arran (Patricia Gibson) on the WASPI women; my constituency very much falls into the category of others. I think her words were “poorer in retirement”, and I see some of my constituents in that same place.

[Margaret Ferrier (Rutherglen and Hamilton West) (Ind)]

I want to raise the plight of the 4% of UK pensioners who are excluded from the Bill and have had their state pensions frozen because they happen to live in the wrong country. All pensioners who have paid their dues should be entitled to the full uprated state pension, yet half a million British pensioners living around the world have been left behind year on year. Does the hon. Member agree that it is disgraceful to be leaving our pensioners in that situation without dignity, financial security and respect and that the Government must address those frozen pensions?

[Jim Shannon]

I wholeheartedly endorse that. It is always good to have these debates to which others bring their knowledge and information, and the hon. Lady highlights something that clearly needs to be addressed. Perhaps the Minister can give us an indication on that when he concludes the debate.

We should be cementing, investing and encouraging business growth that pays into the Treasury in a natural manner. The hon. Member for North East Fife (Wendy Chamberlain) referred to her reasoned amendment, which I think shows what those of us on the Opposition Benches are thinking. This is a difficult topic, and I am aware of the pressure of covid-19 on the economy and how my grandchildren—and perhaps their children—may be paying for it throughout their lifetimes. However, I am concerned about how we recoup the money. It cannot be through overly taxing those who have paid all their lives and seeing them shoulder the burden more than those who can afford to pay more. We need—this seems to be a slogan—to stop squeezing the middle class. We should be investing in and encouraging business growth.

Others have referred to pension credit. When I am on the doorstep or at a social occasion, there is not an occasion when I do not speak to someone in that bracket and ask them, “Are you getting all your benefits? Are you getting your tenant’s allowance? Are you getting your pension credit?” Unfortunately, more often than not, many of those people are not getting their benefits. The Government have a role to play in ensuring that those who are not aware of a benefit know that they should be getting it. Will the Minister remind us of where we stand on that?

The figures for Northern Ireland are quite scary: 15% of pensioners—some 43,000 people—are in fuel poverty and overall poverty. That concerns me. Perhaps the Minister can address that. The right hon. Member for East Ham (Stephen Timms) when referring to universal credit mentioned in passing his reasoned amendment, which was not selected. He also said that, whenever furlough ends, many families will find themselves in a difficult position. I subscribe to that view, as does probably everyone on the Opposition Benches. In Northern Ireland, we are facing gas bill rises of some 35% as winter comes in hard, and those who live in Housing Executive or housing association accommodation that has been converted to gas heating face the double whammy of not just how their pensions are affected but by the cut to universal credit, and they will be squeezed more than ever. Pensioners will therefore be impacted unfairly. This winter will see increasing pressure on pensioners and many more than the 15% will fall into that category.

The right hon. Member for East Ham also referred to those in work, and I will give one quick example from a constituent. This lady said:

“You make a third of your money when you do overtime for the benefit you lose, so I am paid £3 an hour in real terms. While I do take the overtime offered to me if I am able to do it, I can also understand why others don’t. Making up £20 a week is not as easy as many would have us believe today.”

I have long opposed the cut to universal credit, especially as we are coming into winter, when there are additional costs. For the sake of working families in my constituency, I must add my voice to those calling for the money saved by this uprating change and other methods to be factored into the ability of families to afford the gas price increase. We are thinking of capping the pension increase for the most vulnerable sector of people without a real review of how their living costs will increase this year. I do not feel that we can comfortably do that with the limited information provided. Given the increase in the cost of living, as I think the right hon. Member for East Ham said, many will face the stark choice of whether they have a meal or turn the heat on. Those are cold realities for many people.

As we see rises in the cost of living in Northern Ireland, with 20% rises in the cost of food and fuel in the next few weeks, I say with great respect to the Minister and the Government that I must support my pensioners and stand with them. I will support the reasoned amendment and oppose the Bill. The Bill is not right, so I cannot support it.

Oral Answers to Questions

Margaret Ferrier Excerpts

Monday 14th September 2020 Commons Chamber

[Justin Tomlinson]

We have already made changes to the eligibility for statutory sick pay so that people can qualify from the first day rather than wait until the fourth day. We have extended it to those with symptoms, those who need to self-isolate, or those who need to self-isolate ahead of a hospital procedure. Those on low incomes also have the opportunity, subject to their personal circumstances, to get additional financial support through either universal credit or new-style ESA.

[Margaret Ferrier (Rutherglen and Hamilton West) (SNP)]

What assessment she has made of the effect of bonuses on the level of payments made to universal credit claimants.

[The Parliamentary Under-Secretary of State for Work and Pensions (Will Quince)]

Bonuses are earnings and are treated in the same way as any other earnings in calculating universal credit awards, reflecting HMRC guidance and ensuring fairness across the working population, many of whom do not claim welfare. UC is more generous than the legacy benefits that it replaces. The Government have already made significant investment to increase universal credit’s generosity by cutting the taper rate to 63% in 2017, with an extra £1.7 billion a year put into work allowances by 2023-24.

[Margaret Ferrier]

My constituent, a key worker in a pharmacy, received a one-off bonus of £120 for her efforts supporting vulnerable people during the coronavirus pandemic. That reward for hard work was eroded when £172.69 was subsequently deducted from her monthly universal credit payments. Does the Minister agree that that is no way to treat people who have stepped up to support us all during these difficult times? Will he consider temporary changes to the work allowances and taper rate to enable key workers to receive these bonuses in full?

[Will Quince]

I want to thank all the key workers across our country who have done so much during the pandemic. Universal credit makes sure that people are always better off in work. Under the legacy benefits system, claimants would not have kept all their bonuses; in fact, in many cases, the legacy withdrawal rate could be as high as 91% for each additional £1 earned, compared with a maximum of 75% under universal credit.

Oral Answers to Questions

Margaret Ferrier Excerpts

Monday 9th March 2020 Commons Chamber

[Justin Tomlinson]

I thank my hon. Friend for that question. Absolutely. The reason we commissioned the review was that the status quo needs to change. We recognise that, and I wish to pay tribute to the organisations that have been supporting a thorough review, including the MND Association, Marie Curie, Hospice UK, Macmillan, the Royal College of Nursing, Sue Ryder and NHS England.

[Margaret Ferrier (Rutherglen and Hamilton West) (SNP)]

Scotland has already shown what can be done when a Government put dignity and respect at the heart of their welfare policies—for example, by removing any time qualification for people who are terminally ill. Why has the Department for Work and Pensions not yet followed Social Security Scotland’s lead and what are Ministers waiting for?

[Justin Tomlinson]

My understanding is that that has not yet been changed in Scotland. We are working with our Scottish colleagues and looking at all options. As I have said, our review will conclude shortly. Having consulted extensively with stakeholders, claimants and clinicians, and having looked at the international evidence, we will not be having the status review; we will be looking to improve the case for people towards the end of their life.