Insurance should be on the car itself instead of the individuals who drive it

Car insurance should not be decided by demographic, geographic or psychographic factors, but by the History of the car model. For example. Theft Rates, Acceleration, Accident Rates.

This petition was rejected on 9th Apr 2024 for not being a Government or Parliamentary matter

The Petition Committee commented:
Decisions about what car insurance products to offer are a matter for individual insurers, not the UK Government or Parliament. We have published the following petitions, which you might like to sign: Stop car insurers considering age of driver when setting insurance policies https://petition.parliament.uk/petitions/653927 Create a state-owned car insurance provider https://petition.parliament.uk/petitions/656026 Place a Cap on Motor Insurance Premium Increases https://petition.parliament.uk/petitions/649918

Reticulating Splines

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Official Petition Site

Shifting the focus of car insurance to the vehicle rather than the driver in the UK could offer a fairer system, particularly for young or inexperienced drivers facing high premiums. It could encourage the use of safer vehicles, simplify the insurance process by focusing on the car's features, and reduce discrimination based on age or driving history.