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Written Question
Mortgages: Misrepresentation
Wednesday 22nd December 2021

Asked by: Lord McNicol of West Kilbride (Labour - Life peer)

Question to the HM Treasury:

To ask Her Majesty's Government how many times the Financial Conduct Authority (FCA) has requested a firm to outline how it calculates its APR in the last six years, other than at the point granting authorisation; in any cases of representative APR breaches discovered, how many times the FCA has required changes to the firm’s website and product literature; and how many firms have been referred to the enforcement department for resolution.

Answered by Lord Agnew of Oulton

This question has been passed on to the Financial Conduct Authority (FCA). The FCA will reply directly to the noble Lord by letter. A copy of the letter will be placed in the Library of the House.


Written Question
Mortgages
Wednesday 22nd December 2021

Asked by: Lord McNicol of West Kilbride (Labour - Life peer)

Question to the HM Treasury:

To ask Her Majesty's Government why the Financial Conduct Authority has decided not to make independent periodic checks on the compliance of Financial Conduct Authority regulations by authorised firms, particularly the accuracy of key consumer protection information such as representative APR.

Answered by Lord Agnew of Oulton

This question has been passed on to the Financial Conduct Authority (FCA). The FCA will reply directly to the noble Lord by letter. A copy of the letter will be placed in the Library of the House.


Written Question
Mortgages: Misrepresentation
Wednesday 22nd December 2021

Asked by: Lord McNicol of West Kilbride (Labour - Life peer)

Question to the HM Treasury:

To ask Her Majesty's Government how many skilled persons reports under the Financial Services and Markets Act 2000 section 166 the Financial Conduct Authority has commissioned where the issue of representative APR has been the matter concerned, in each of the last six years.

Answered by Lord Agnew of Oulton

This question has been passed on to the Financial Conduct Authority (FCA). The FCA will reply directly to the noble Lord by letter. A copy of the letter will be placed in the Library of the House.


Written Question
Passports
Thursday 2nd December 2021

Asked by: Lord McNicol of West Kilbride (Labour - Life peer)

Question to the Home Office:

To ask Her Majesty's Government what estimate they have made of the number of individuals holding an expired British passport.

Answered by Baroness Williams of Trafford - Captain of the Honourable Corps of Gentlemen-at-Arms (HM Household) (Chief Whip, House of Lords)

Data cannot be provided in accurate volumes. This is due to exceptions, including where a passport has not been automatically cancelled on renewal, and where a passport holder is deceased, and their passport record has not been updated.


Written Question
Passports
Thursday 2nd December 2021

Asked by: Lord McNicol of West Kilbride (Labour - Life peer)

Question to the Home Office:

To ask Her Majesty's Government how many (1) 18–19 year olds, (2) 20–29 year olds, (3) 30–39 year olds, (4) 40–49 year olds, (5) 50–59 year olds, (6) 60–69 year olds, (7) 70–79 year olds, (8) 80–89 year olds, and (9) 90+ year olds, they estimate to hold an expired British passport.

Answered by Baroness Williams of Trafford - Captain of the Honourable Corps of Gentlemen-at-Arms (HM Household) (Chief Whip, House of Lords)

Data cannot be provided in accurate volumes. This is due to exceptions, including where a passport has not been automatically cancelled on renewal, and where a passport holder is deceased, and their passport record has not been updated.


Written Question
Driving Licences
Wednesday 24th November 2021

Asked by: Lord McNicol of West Kilbride (Labour - Life peer)

Question to the Department for Transport:

To ask Her Majesty's Government how many (1) 18–19 year olds, (2) 20–29 year olds, (3) 30–39 year olds, (4) 40–49 year olds, (5) 50–59 year olds, (6) 60–69 year olds, (7) 70–79 year olds, (8) 80–89 year olds, and (9) 90+ year olds, they estimate to hold an expired driving licence.

Answered by Baroness Vere of Norbiton - Parliamentary Secretary (HM Treasury)

The tables below show the number of motorists holding a valid driving licence and those with an expired driving licence. The figures for expired licences do not include licences where the entitlement has been revoked or disqualified or where the Driver and Vehicle Licensing Agency has received a notification of death.

Current Provisional Driving Licence

Current Full Driving Licence

Total

Under 18 years old

462,318

39,185

501,503

18 - 19 years old

741,300

392,429

1,133,729

20 - 29 years old

2,520,194

4,808,402

7,328,596

30 - 39 years old

1,821,295

7,118,901

8,940,196

40 - 49 years old

1,407,598

7,440,012

8,847,610

50 - 59 years old

1,347,238

8,573,873

9,921,111

60 - 69 years old

842,409

6,900,127

7,742,536

70 - 79 years old

16,423

4,164,481

4,180,904

80 - 89 years old

2,179

1,410,138

1,412,317

90 years and over

104

132,573

132,677

Total

9,161,058

40,980,121

50,141,179

Drivers with expired provisional driving licences

Drivers with expired full licences

Total

1,278,221

3,669,231

4,947,452

Expired Provisional Driving Licence

Expired Full Driving Licence

Total

Under 18 years old

109

10

119

18-19 years old

1,138

1,134

2,272

20-29 years old

29,711

39,755

69,466

30-39 years old

63,643

77,325

140,968

40-49 years old

75,451

81,943

157,394

50-59 years old

76,886

99,674

176,560

60-69 years old

52,804

89,343

142,147

70-79 years old

512,104

1,450,408

1,962,512

80-89 years old

306,819

1,123,896

1,430,715

90 years and over

159,556

705,743

865,299

Total

1,278,221

3,669,231

4,947,452


Written Question
Driving Licences
Wednesday 24th November 2021

Asked by: Lord McNicol of West Kilbride (Labour - Life peer)

Question to the Department for Transport:

To ask Her Majesty's Government how many individuals the DVLA estimate hold an expired driving licence.

Answered by Baroness Vere of Norbiton - Parliamentary Secretary (HM Treasury)

The tables below show the number of motorists holding a valid driving licence and those with an expired driving licence. The figures for expired licences do not include licences where the entitlement has been revoked or disqualified or where the Driver and Vehicle Licensing Agency has received a notification of death.

Current Provisional Driving Licence

Current Full Driving Licence

Total

Under 18 years old

462,318

39,185

501,503

18 - 19 years old

741,300

392,429

1,133,729

20 - 29 years old

2,520,194

4,808,402

7,328,596

30 - 39 years old

1,821,295

7,118,901

8,940,196

40 - 49 years old

1,407,598

7,440,012

8,847,610

50 - 59 years old

1,347,238

8,573,873

9,921,111

60 - 69 years old

842,409

6,900,127

7,742,536

70 - 79 years old

16,423

4,164,481

4,180,904

80 - 89 years old

2,179

1,410,138

1,412,317

90 years and over

104

132,573

132,677

Total

9,161,058

40,980,121

50,141,179

Drivers with expired provisional driving licences

Drivers with expired full licences

Total

1,278,221

3,669,231

4,947,452

Expired Provisional Driving Licence

Expired Full Driving Licence

Total

Under 18 years old

109

10

119

18-19 years old

1,138

1,134

2,272

20-29 years old

29,711

39,755

69,466

30-39 years old

63,643

77,325

140,968

40-49 years old

75,451

81,943

157,394

50-59 years old

76,886

99,674

176,560

60-69 years old

52,804

89,343

142,147

70-79 years old

512,104

1,450,408

1,962,512

80-89 years old

306,819

1,123,896

1,430,715

90 years and over

159,556

705,743

865,299

Total

1,278,221

3,669,231

4,947,452


Written Question
Driving Licences
Wednesday 24th November 2021

Asked by: Lord McNicol of West Kilbride (Labour - Life peer)

Question to the Department for Transport:

To ask Her Majesty's Government how many (1) 18–19 year olds, (2) 20–29 year olds, (3) 30–39 year olds, (4) 40–49 year olds, (5) 50–59 year olds, (6) 60–69 year olds, (7) 70–79 year olds, (8) 80–89 year olds, and (9) 90+ year olds, hold a valid driving licence issued by the DVLA.

Answered by Baroness Vere of Norbiton - Parliamentary Secretary (HM Treasury)

The tables below show the number of motorists holding a valid driving licence and those with an expired driving licence. The figures for expired licences do not include licences where the entitlement has been revoked or disqualified or where the Driver and Vehicle Licensing Agency has received a notification of death.

Current Provisional Driving Licence

Current Full Driving Licence

Total

Under 18 years old

462,318

39,185

501,503

18 - 19 years old

741,300

392,429

1,133,729

20 - 29 years old

2,520,194

4,808,402

7,328,596

30 - 39 years old

1,821,295

7,118,901

8,940,196

40 - 49 years old

1,407,598

7,440,012

8,847,610

50 - 59 years old

1,347,238

8,573,873

9,921,111

60 - 69 years old

842,409

6,900,127

7,742,536

70 - 79 years old

16,423

4,164,481

4,180,904

80 - 89 years old

2,179

1,410,138

1,412,317

90 years and over

104

132,573

132,677

Total

9,161,058

40,980,121

50,141,179

Drivers with expired provisional driving licences

Drivers with expired full licences

Total

1,278,221

3,669,231

4,947,452

Expired Provisional Driving Licence

Expired Full Driving Licence

Total

Under 18 years old

109

10

119

18-19 years old

1,138

1,134

2,272

20-29 years old

29,711

39,755

69,466

30-39 years old

63,643

77,325

140,968

40-49 years old

75,451

81,943

157,394

50-59 years old

76,886

99,674

176,560

60-69 years old

52,804

89,343

142,147

70-79 years old

512,104

1,450,408

1,962,512

80-89 years old

306,819

1,123,896

1,430,715

90 years and over

159,556

705,743

865,299

Total

1,278,221

3,669,231

4,947,452


Written Question
Schools: Mental Health Services
Wednesday 22nd September 2021

Asked by: Lord McNicol of West Kilbride (Labour - Life peer)

Question to the Department for Education:

To ask Her Majesty's Government what plans they have to provide additional resources to schools for addressing mental health issues experienced by young people during the COVID-19 pandemic.

Answered by Baroness Barran - Parliamentary Under-Secretary (Department for Education)

Mental health and wellbeing are a priority for the government. Throughout the COVID-19 outbreak, we have prioritised keeping schools open above all else because they are vital for children and young people’s wellbeing, as well as their education.

We are investing £3 billion to boost learning, including £950 million in additional funding for schools which they can use to support pupils’ mental health and wellbeing.

In May, as part of Mental Health Awareness Week, we announced more than £17 million of mental health funding to improve mental health and wellbeing support in schools and colleges. This includes £7 million additional funding for local authorities to deliver the Wellbeing for Education Recovery programme. This builds on our £8 million Wellbeing for Education Return programme in 2020/21, which provided free expert training, support and resources for staff dealing with children and young people experiencing additional pressures from the last year. Wellbeing for Education Return has been used by more than 90% of councils since its launch last summer.

Up to 7,800 schools and colleges in England will be offered funding worth £9.5 million to train a senior mental health lead from their staff in the next academic year, which is part of the government’s commitment to offering this training to all state schools and colleges by 2025.

Training will provide senior leads with the knowledge and skills to develop or introduce a whole school or college approach to mental health and wellbeing in their setting. It will encourage staff to develop their own understanding of issues affecting their pupils, giving young people a voice in how their school or college addresses wellbeing and working with parents and monitoring pupils where appropriate.

Additionally, our Mental Health in Education Action Group, has worked to identify and put in place further specific help to education settings to provide support for children and young people’s mental wellbeing at this critical time, and in the longer term.

This support for practice in schools is in addition to the £79 million boost to children and young people’s mental health support we announced in March, which will include increasing the number of Mental Health Support Teams. The support teams - which provide early intervention on mental health and emotional wellbeing issues in schools and colleges - will grow from the 59 set up by last March to around 400 by April 2023, supporting nearly 3 million children.

The department has recently brought together all its sources of advice or schools and colleges into a single site, which includes signposting to external sources of mental health and wellbeing support for teachers, school staff and school leaders: https://www.gov.uk/guidance/mental-health-and-wellbeing-support-in-schools-and-colleges#mental-health-and-wellbeing-resources. This also includes guidance to support relationships, sex and health education curriculum planning, covering of the key issues children and young people have been concerned about throughout the COVID-19 outbreak: https://www.gov.uk/guidance/teaching-about-mental-wellbeing.


Written Question
Video Games: Gambling
Wednesday 15th September 2021

Asked by: Lord McNicol of West Kilbride (Labour - Life peer)

Question to the Department for Digital, Culture, Media & Sport:

To ask Her Majesty's Government what plans they have to publish the results of their call for evidence on loot boxes in video games, which closed on 22 November 2020.

Answered by Baroness Barran - Parliamentary Under-Secretary (Department for Education)

We want to ensure that all players can enjoy games safely. This is a responsibility that the Government shares jointly with the games industry.

We received over 30,000 responses to our loot box call for evidence, and continue to engage with industry to discuss issues identified from the call for evidence. We will publish our response to the call for evidence on loot boxes in the coming months.