Welfare Reform Bill Debate
Full Debate: Read Full DebateBaroness Drake
Main Page: Baroness Drake (Labour - Life peer)Department Debates - View all Baroness Drake's debates with the Department for Work and Pensions
(12 years, 10 months ago)
Lords ChamberI speak as someone who is rather preoccupied with financial inclusion. The Minister is describing a process, but if there is a product—a bank account—that works for low-income or unemployed people and the account is in debt, how does one know that the bank will pay the direct debit? Can he be confident that it will pay if there is a deficit in that account?
That is exactly what we need to ensure and that is exactly what we are discussing with the banking groups. Specific banking support is exactly the issue that we need to get right.