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Speech in Lords Chamber - Wed 04 Feb 2026
National Insurance Contributions (Employer Pensions Contributions) Bill

"My Lords, I do not enjoy the same pension expertise as virtually every other speaker tonight; I also do not think, ideologically, that I fit well with the last two speakers, who take a position that is different from mine. However, even I can see that this Bill is another …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: National Insurance Contributions (Employer Pensions Contributions) Bill

Speech in Grand Committee - Tue 03 Feb 2026
Pension Schemes Bill

"My Lords, my noble friend Lord Sharkey sends his apologies; he is at a funeral and will read Hansard with great attention. I thank the noble Lord, Lord Vaux, for supporting me on Amendment 167. I think it is the first time in 15 years that I have degrouped an …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Pension Schemes Bill

Speech in Grand Committee - Tue 03 Feb 2026
Pension Schemes Bill

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Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Pension Schemes Bill

Speech in Grand Committee - Tue 03 Feb 2026
Pension Schemes Bill

"My Lords, it has been such an excellent debate that I will be extremely brief. I am troubled by two things. One is that the Minister does not seem to realise that this is not voluntary action by the pension industry. It is because it sees it as the only …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Pension Schemes Bill

Speech in Lords Chamber - Thu 29 Jan 2026
Business Rates

"My Lords, I start with perhaps a modicum of welcome because the combined impact of the Budget and the business rates revaluation prior to this announcement, frankly, left the pub industry on the verge of a crisis, with up to 50% of pubs under the threat of closure. Some relief …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Business Rates

Speech in Grand Committee - Wed 28 Jan 2026
Financial Services and Markets Act 2000 (Cryptoassets) Regulations 2025

"My issue on this is related but slightly different. If we are dependent on dollar stablecoin for international trade, which is the direction of travel, and the US Government decide that they do not like either a policy that we have or a piece of trade, they can, through the …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Financial Services and Markets Act 2000 (Cryptoassets) Regulations 2025

Speech in Grand Committee - Wed 28 Jan 2026
Financial Services and Markets Act 2000 (Cryptoassets) Regulations 2025

"My Lords, I confess that, when tried to work my way through this statutory instrument, I felt incredibly inadequate. I cannot pretend super expertise on crypto assets and stable coins. Most of the information that comes my way is, frankly, from the industry lobbying for the maximum amount of scope, …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Financial Services and Markets Act 2000 (Cryptoassets) Regulations 2025

Speech in Grand Committee - Thu 22 Jan 2026
Pension Schemes Bill

"My Lords, I will be exceedingly brief. I may participate on an occasional basis on this Bill, despite the fact that it is very important. However, we have many people with exceptional expertise in the Room, for which I am extraordinarily grateful.

I have Amendment 167 in a later group …..."

Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Pension Schemes Bill

Speech in Lords Chamber - Tue 20 Jan 2026
Business Rates: Retail, Hospitality and Leisure

"My Lords, I will repeat the adage I used formerly: measure twice, cut once. Does the Minister understand that there is real urgency to get response and relief now within the hospitality industry and for pubs, as they face uncertainty? Many, believing that the blows had ended, went ahead and …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Business Rates: Retail, Hospitality and Leisure

Speech in Lords Chamber - Wed 07 Jan 2026
Public Sector Productivity

"My Lords, this Question caused me to take a look at how the Government measure productivity. It strikes me as extraordinarily quantitative, taking into consideration almost no issue of quality. I am concerned that if AI is trained on these existing models, we are going to dig ourselves into a …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Public Sector Productivity