Business of the House

Brendan O'Hara Excerpts

Thursday 21st December 2017 Commons Chamber

[Andrea Leadsom]

Yes, Mr Speaker, there will be a debate on the RBS restructuring group. On the hon. Gentleman’s point about closures, this is a commercial matter, as the Prime Minister has made clear. We are certainly very keen to promote the excellent work of the post office network in providing basic bank account services. He will certainly be aware of the protocols on bank closures that every bank must follow, and he may wish to take this up directly with BEIS Ministers.

[Brendan O’Hara (Argyll and Bute) (SNP)]

On a similar note, 62 bank branches are closing in Scotland, including in Rothesay, Campbeltown and Inveraray in my constituency. Thus far, the Government have steadfastly refused to get involved, saying that these are commercial decisions, but such an answer is unacceptable. May we have an urgent statement on the bank closure programme in Scotland and how it can be stopped?

[Andrea Leadsom]

As I said to the hon. Member for Paisley and Renfrewshire North (Gavin Newlands), the key point is that decisions about bank closures are commercial ones. Many people are turning away from branch banking to mobile banking. There are protocols for consultations on footfall and so on that must be followed by any bank before it decides to close its doors, but these are ultimately commercial decisions.