Access to Cash in Scotland
Debate between Douglas Ross and Pete WishartWestminster Hall is an alternative Chamber for MPs to hold debates, named after the adjoining Westminster Hall.
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Pete Wishart
We put those questions to the Minister when he appeared before the Committee. He made it clear, very legitimately, that the Government cannot get involved in commercial decisions on closures of branch operations, but that does not mean that they cannot do anything. The Access to Cash Action Group recommended several things that the Government could do so that banks were able to proceed, particularly around consultation with local communities, which is available now.
Data is indeed important ahead of legislation. The Government have an opportunity to find out how much cash usage there is across the UK, how many retailers refuse to accept cash at salepoints, and exact data on bank closures, which does not exist in any tangible or useful form. As the Government head towards the legislation, they have an opportunity to look at that and, hopefully, enable Members of Parliament on both sides of the House to be better informed when they are contributing to discussions about the legislation and to know exactly the state of play when it comes to bank closures and the use of cash.
Douglas Ross (Moray) (Con)
It is fair to say that the Chair and I do not always agree in the Scottish Affairs Committee—indeed, outwith the Committee, we almost never agree—but I pay tribute to the way that he has led this inquiry to the conclusion where we unanimously agreed the content of the report with no changes. That is also credit to our Clerks and it is right to thank them for their work in evidence gathering and report writing.
Does the Chair of the Select Committee agree that it was clear from a number of the evidence sessions that many of the banks are frankly morally bankrupt in the way that they treat their loyal and dedicated customers with contempt? In Forres, we have seen all four of the bank branches close in recent years. Just this week, the final bank—the Bank of Scotland—closed its branch. I held a meeting with my right hon. Friend the Minister and senior managers to discuss the issue, but they refused to come to Forres and speak directly to the customers they were leaving. Does the hon. Gentleman agree that there should be far more engagement between the banks and their customers? Does he also agree that there is an opportunity to have banking hubs? If individual banks do not believe that they have the customers to keep a branch open, they should work together so that a town the size of Forres can still have a banking footprint.
Pete Wishart
I thank the hon. Gentleman for his kind remarks—I am sure we will be back to business as normal on Monday, when the Committee meets again.
The hon. Gentleman’s substantive points were very useful. I agree that banks need to properly explain to local communities the reasons behind closures. I remember a protest in Aberfeldy. It takes a lot to get people protesting in Aberfeldy, but they protested in large numbers about the closure of the Royal Bank of Scotland branch there. Communities get very upset about this issue, and they look for reasons and answers. They want to understand why banks in the heart of the community have been closed, and more could be done to explain that.
There is, of course, a code of conduct that the banks are expected to fall in line with, but I think most people find that insufficient. Again, there may be a role for the Government to intervene and to make sure that we have proper thresholds and guidelines for where banks are to be closed. The previous Government had legislation about the last branch in town, but that seems to have gone and is no longer a feature of the Government’s thinking about this issue. The Minister is listening, and that may be something that he might want to think about as we look forward to the Bill being introduced.
Covid-19: Future UK-EU Relationship
Debate between Douglas Ross and Pete Wishart(3 years, 9 months ago)
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Douglas Ross
I have been speaking for 25 minutes—the right hon. Member for Ross, Skye and Lochaber spoke for 35 minutes.
Pete Wishart
I am not giving way to the hon. Gentleman as he took half an hour, sorry.
This is where we are in Scotland, and I thank Conservative Members from the bottom of my heart for helping me in my ambition and quest to deliver independence for Scotland.
It is so unnecessary. There are a couple of ways that we could do these things. We could have a separation of the ways peacefully and amicably, respecting each other, or Conservative Members could do the thing of shouting us down, disparaging us and trying to take the powers of the Scottish Parliament. I suggest this to the hon. Gentleman and hon. Ladies on the Conservative Benches: why don’t we do it the friendly way? I will tell them something. They won their Brexit; have it. Please have it. If that is what England wants, please have it. I will be the first person to applaud them, cheer them and wish them all the best. We do not want it. We don’t want it—that is the simple thing. Why can we not both have what we both want? Why can’t they have their Brexit, have their splendid isolation and have their fantastic trade deals that they have in the bag? What we will do is reflect on what the Scottish people want, which is to be an independent nation within the European Union.
I am here to sum up today’s proceedings, so let us see if I can make a little bit of a job just about that. There have been some fantastic contributions. Looking around, even the Tories, with their disparaging remarks about Scotland, have been pretty interesting. [Interruption.] They have been great. They have been fantastic for us and we are so looking forward to putting a compendium together.
The opening speech by my right hon. Friend the Member for Ross, Skye and Lochaber (Ian Blackford) was a trademark tour de force accurately summarising the situation in and condition of Scotland: talking about the power grab, the threat to the Scottish Parliament in terms of the devolution settlement, talking about where the Scottish people are in relation to Brexit, and saying why it is necessary to have an extension to Brexit. That is what he laid down so very effectively in his speech today.
We then had some fantastic speeches from my hon. Friends the Members for Argyll and Bute (Brendan O'Hara), for Inverness, Nairn, Badenoch and Strathspey (Drew Hendry), for Stirling (Alyn Smith), for Kilmarnock and Loudoun (Alan Brown), for Paisley and Renfrewshire North (Gavin Newlands) and for North Ayrshire and Arran (Patricia Gibson). From Glasgow to Aberdeenshire to Lothian, there were fantastic speeches from my hon. Friends. “They do not speak for Scotland.” I do not know which one of the disparaging remarks that was from. But my hon. Friends speak on behalf of nearly every single community in Scotland. We have 80% of the Members representing Scotland in this House. From Ayrshire to Argyll to Aberdeenshire to everywhere, we have SNP Members who will put the views of their constituents. On no issue do they speak on behalf of those people more than on Brexit. Scotland voted overwhelmingly to reject Brexit. Every single constituency in Scotland voted to remain in the EU. What my hon. Friends did here today was to stand up for their community, represent their views, and make sure that they were properly represented and that their voice was heard. They did a fantastic job of that today.
Then, of course, there were the Conservative speeches. I am not going to say any more about them, because that was just great. But there is something I have observed—[Hon. Members: “More!”] Okay. They are saying, “More.” How about this, then? I have been in this House for 20 years and I have never observed a Conservative party quite like it: the new model Conservatives, the red wall Tories, the Commons commandos—how about that one? That is the way to describe them, or Boris’s Brexit bombardiers! How about that one? I cannot tell them apart. They are all the same. They are nearly all male and they are all standing there. They all beat the Labour party and they are all really thrilled about that. Well done. Gosh, we tanked the Labour party 10 years ago! It is not a big deal or a big feat.
The poor hon. Gentleman, the hon. Member for Sheffield Central (Paul Blomfield), sitting there having to take all this. I actually feel sorry for him. The Labour party could not even be bothered to turn up. It was just appalling. For goodness’ sake, they must have something to say about Brexit. Even if they turned up and just asked to open the window or something, at least they would have been on the record, but they could not be bothered to even do that. Does he want to say something? I’ll give way to him.
Oral Answers to Questions
Debate between Douglas Ross and Pete Wishart(4 years, 2 months ago)
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Douglas Ross
Absolutely. The future of Scotland’s economy and the UK economy will be buoyant, and as we leave the European Union we want to ensure that all our sectors continue to thrive. I assure my hon. Friend that we in the Scotland Office will do everything possible to facilitate those discussions.
Pete Wishart (Perth and North Perthshire) (SNP)
The response we have heard from the Government Front Bench today might explain why the Minister has lost half of his Scottish colleagues, why the SNP is at 51% in the polls and why the majority of the Scottish people now want independence. In the real world, the Chancellor of the Duchy of Lancaster says that border checks are now inevitable for almost everybody because of the Government’s disastrous Brexit. How will this help Scottish business?
Douglas Ross
The hon. Gentleman mentions the real world, so let us look at the real world in Scotland where the SNP is in power: we have bridges that people cannot get across; we have hospitals that it cannot open; and we have an education system that is failing. That is the record that the Scottish Government and the SNP will have to go to the people in a little over 15 months’ time. I look forward to that election, when what the Scottish Government and the SNP have done to Scotland since 2007 will have an impact on the result.