National Care Service

Edward Leigh Excerpts

Thursday 15th October 2026 Commons Chamber

[Madam Deputy Speaker]

I call the Father of the House.

[Sir Edward Leigh (Gainsborough) (Con)]

The average cost of a home in the Gainsborough constituency is just £204,000. Typically, someone spends three years in a care home in their lifetime, which will cost them £150,000. Everything over £23,000—the upper capital limit—is taken. All over the country that really upsets people who have contributed for a lifetime, and it is a real issue outside London and the south-east, which have much higher house prices. If the Minister is to abolish the triple lock and change it to a double lock, which most commentators think is now inevitable, will she look at this issue and either raise the upper capital limit so people keep more of their money or have a cap on lifetime contributions, which was the policy of the last Government?

[Alison McGovern]

The point raised by the Father of the House is an important one, and it is one for the further discussions that we will have next summer once the Casey commission has reported. The steps that I wish to take in the immediate weeks and months are focused on improving what we can within the care system now. None the less, he raises an important point.