Lord Callanan Portrait Lord Callanan (Con)
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I am well aware of how the system works. The fact remains that to put in place commissions to shops and others that sell the credit to service prepayment customers over those who pay via direct debit costs suppliers more. Under the licence conditions that have existed for many years, suppliers are permitted to recover what it costs to operate those particular customers.

Lord Cormack Portrait Lord Cormack (Con)
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My Lords, anybody who has been a constituency Member of Parliament knows that forcible entry into a home is a terrifying experience. The noble Baroness, Lady Blake, asked an extremely simple question: could this not be suspended until inquiries are complete? Why can the Minister not give an affirmative answer to that question?

Lord Callanan Portrait Lord Callanan (Con)
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Because none of these matters is simple. We have called on the suppliers to impose a voluntary moratorium, and we are working with them to try to implement that, but, of course, if we do that there are other options for suppliers, involving bailiffs and various other methods of collecting debt that are also not to be recommended. These are difficult issues that we have to deal with. To get a warrant requires a process through a magistrates’ court and, if a person wishes to object, they can go along and get their case heard by a magistrate.