"The Chancellor’s Budget put a cap on salary sacrifice for pension savers at just £2,000. That was to raise an extra £4.8 billion in 2029, and it will affect 3.3 million savers and 290,000 employers. What research has the Pensions Minister done to understand and quantify the negative effects that …..." Mark Garnier - View Speech
"Well, it was not us who put it in place; it was Labour.
This policy hits the private sector disproportionately: 14 times as many people save through salary sacrifice in the private sector as they do in the public sector. Whether it is kite-flying about lump sum withdrawal or taxing …..." Mark Garnier - View Speech
"While we are talking about bonds, does my hon. Friend agree that, given the fact that we have an unusually large amount of index-linked gilts in the market and inflation is running at a higher rate than it was when Labour came to power, the cost of paying off the …..." Mark Garnier - View Speech
"It is a great pleasure to serve under your chairmanship, Mr Dowd. I add my congratulations to the hon. Member for Amber Valley (Linsey Farnsworth) on bringing this important debate to Westminster Hall.
Conservatives are the party of aspiration. We believe that work is not just a payslip; it is …..." Mark Garnier - View Speech
"I suspect the name of this statutory instrument is probably longer than my speech will be. I am grateful to the Minister for his words about the details of this instrument. Its intention is to bring more people who are not saving into pensions into the pension schemes. In that …..." Mark Garnier - View Speech
"The hon. Gentleman is absolutely right. The current system does not satisfy people in any way, shape or form. Also, there is an inequality of risk, which I will come to in my speech.
Although large firms working on major commercial and civil engineering projects have embraced health and safety …..." Mark Garnier - View Speech
That this House has considered the matter of protecting consumers from rogue builders.
I am conscious that we may have to go off for multiple votes before half-past 4, so I will crack on with what was going to be 45 minutes of the most magnificent …..." Mark Garnier - View Speech
"Yes. It is shameful how these builders can get away with it—it is absolutely astonishing. By the way, this campaign has been going on for a number of years. It is very good to see, behind the Minister, the official who has worked with me in the past, although we …..." Mark Garnier - View Speech
"I will talk about that in my speech. The fundamental problem is that, at the moment, the only course of redress is through the court system, and it is not good enough.
The FMB does a lot of work in this area, and it is worth looking at some of …..." Mark Garnier - View Speech