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Speech in Commons Chamber - Wed 12 May 2021
Better Jobs and a Fair Deal at Work

"My hon. Friend is absolutely right that the Government seem to be railing against the incompetence of their own government, and policies that they have been voting for in the last 10 years. I would add to her list that the lifetime skills guarantee that they are now trumpeting is …..."
Toby Perkins - View Speech

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Speech in Commons Chamber - Wed 12 May 2021
Better Jobs and a Fair Deal at Work

"I agree entirely with what the right hon. and learned Member is saying about the complexity of the care issue and the need to work together on it. However, the Prime Minister stood on the steps of Downing Street and told us that he had a plan that he would …..."
Toby Perkins - View Speech

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Speech in Commons Chamber - Wed 12 May 2021
Better Jobs and a Fair Deal at Work

"It is very interesting to follow the hon. Member for Clacton (Giles Watling), who appears to have made it all the way from Clacton to Portcullis House but not quite managed to get over the final 200 yards, which is quite an interesting metaphor for the Government’s Queen’s Speech. It …..."
Toby Perkins - View Speech

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Speech in Commons Chamber - Wed 12 May 2021
Better Jobs and a Fair Deal at Work

"I am making a political point because we have had a Conservative Government for 11 years and I see videos on television showing people who have decided to vote Conservative because they are fed up about the health service or about ports closing, not realising that it is the policies …..."
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Speech in Commons Chamber - Tue 23 Feb 2021
Government's Management of the Economy

"It is telling that the Chancellor has chosen not to respond to this economic debate about the last 10 years and the response required as we emerge from coronavirus. I suspect that that is not because he is publicity shy—everything we have seen of him suggests that that is not …..."
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Written Question
Self-employment Income Support Scheme: Mortgages
Wednesday 20th January 2021

Asked by: Toby Perkins (Labour - Chesterfield)

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what assessment he has made of the effect of receipt of support from the Self Employment Income Support Scheme on recipients' ability to get a mortgage; and if he will make a statement.

Answered by John Glen

Treasury ministers are in regular conversations with mortgage lenders about market conditions. Ultimately, the decision of a lender to offer products to customers is a commercial one, determined by their risk appetites, in which the government does not seek to interfere. Lenders will take into account the circumstances of individual customers, such as the security of their income (for which they may consider Self Employed Income Support Scheme (SEISS) payments); not having significant other debt; the borrower’s credit score and the loan to value of their mortgage.

The Government is clear that lenders should treat customers fairly, especially in the current context of Covid-19 and will continue to monitor the mortgage market and engage with industry on the availability of mortgage products.


Speech in Commons Chamber - Wed 09 Dec 2020
Taxation (Post-transition Period) Bill

"In many of these debates over the past four years, the Government have referred to “frictionless trade” between the mainland and Northern Ireland. The Government now say that they want VAT accounting treatment for goods moving between Great Britain and Northern Ireland to remain “as close as possible” to the …..."
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Speech in Commons Chamber - Wed 09 Dec 2020
Taxation (Post-transition Period) Bill

"My hon. Friend is absolutely right, but even the statistics that she refers to regarding the overall impact on the economy mask the absolutely catastrophic impact that no deal would have on individual businesses and individual industries. I had the pleasure of visiting the Toyota factory in Derby. No deal …..."
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Speech in Commons Chamber - Wed 09 Dec 2020
Taxation (Post-transition Period) Bill

"It is a great pleasure to follow the right hon. Member for Wokingham (John Redwood). Unusually, I found myself agreeing with much of what he said about the time we have to debate this Bill. The points made by my right hon. Friend the Member for Wolverhampton South East (Mr …..."
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Speech in Commons Chamber - Wed 25 Nov 2020
Spending Review 2020 and OBR Forecast

"Britain’s publicans and the wider hospitality trade are facing a catastrophic Christmas. The Government’s mishandling of coronavirus, the lack of evidence behind their policies, particularly on pubs, and the lack of a financial package to support pubs after the second lockdown will mean that many of them never open their …..."
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