Question to the Department for Education:

To ask the Secretary of State for Education, what assessment her Department has made of the potential impact of including maintenance loans as part of a student loan on students from lower income backgrounds.

We have future-proofed our maintenance offer by confirming that we will increase maintenance loans in line with forecast inflation every academic year. This will provide students with long-term financial certainty on the support they will receive while studying and ensure that students from the lowest income families receive the largest year-on-year cash increases in support. Maximum loans for living costs for undergraduate students will increase by 2.71% for the 2026/27 academic year.

From 2028/29, maintenance grants will support full-time students from low-income households studying courses aligned with the government’s missions. The grants will provide disadvantaged full-time students with up to £1,000 extra per year on top of existing maintenance loans, increasing cash for students without increasing their debt.