Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 2 February 2018 to Question 125704, on Mortgages: Interest Payments, how the application process for the new loan will operate in cases where there is an existing charge on the property.

Pre-existing charges on property have no impact on the SMI loans process. SMI loans will be offered to all eligible claimants regardless of any pre-existing charges on property.