Floods: Insurance

(asked on 9th October 2026) - View Source

Question to the Department for Environment, Food and Rural Affairs:

To ask the Secretary of State for Environment, Food and Rural Affairs, what support the Department offers to both households and businesses who are unable to secure insurance following repeated flood events.


Answered by
Emma Hardy Portrait
Emma Hardy
Minister of State (Department for Environment, Food and Rural Affairs)
This question was answered on 14th October 2026

Flood Re, the joint Government and industry scheme, supports households to access floods insurance. Households and businesses can use the British Insurance Brokers’ Association Find Insurance Service and Flood Insurance Directory to identify specialist providers. Parametric insurance can provide business insurance for pre-agreed events, with choices of premiums for multiple levels of risk.

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