Question to the Department for Transport:

To ask the Secretary of State for Transport, what recent assessment his Department has made of the affordability of motor vehicle insurance in the UK.

The Autumn Statement 2015 announced the government will bring forward measures to reduce the excessive costs arising from unnecessary whiplash claims. As the industry is competitive we expect average savings of £40 to £50 per motor insurance policy to be passed onto customers. Some insurers have already committed to pass on all savings to consumers as a result of the proposed changes.

The Department for Transport has also held a number of recent meetings with the motor insurance industry, for example to discuss young driver safety and technology measures which can reduce the cost of insurance

The pricing of individual insurance products is a commercial matter for insurers.