Home Insurance

(asked on 15th October 2026) - View Source

Question to the Department for Environment, Food and Rural Affairs:

To ask the Secretary of State for Environment, Food and Rural Affairs, what the average saving on home insurance premiums is for households whose policies are supported through Flood Re.


Answered by
Emma Hardy Portrait
Emma Hardy
Minister of State (Department for Environment, Food and Rural Affairs)
This question was answered on 21st October 2026

Prior to Flood Re’s inception, the average home insurance quote for a householder with a flood claim was around £4,400. As at March 2026, this was approximately £1,316. This comparison does not isolate the saving attributable specifically to the flood element of the insurance premium.

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