Question to the HM Treasury:

To ask His Majesty's Government what steps they are taking to ensure NATO military personnel who will be stationed in the Isle of Benbecula as part Exercise Formidable Shield in 2027 will be able to access cash facilities, in light of recent reports of difficulties in accessing cash on the island.

The Government recognises the importance of cash, understanding that it continues to be used by millions of people across the UK, including those in rural areas.

The Financial Conduct Authority (FCA) assumed regulatory responsibility for access to cash in September 2024. Under the FCA’s access to cash rules, the UK’s largest banks and building societies must ensure that the impact of a relevant closure or other material change is assessed and that an appropriate additional service is provided where the assessment identifies a significant gap in local provision.

There is a Post Office in Balivanich on the Isle of Benbecula which provides cash withdrawal and deposit services, as well as a free-to-use ATM. LINK has previously concluded that the existing withdrawal and deposit facilities met the needs of the local area and did not recommend additional services. If local needs or circumstances change, a community or interested party can submit a cash access assessment request to LINK.