Financial Guidance and Claims Act 2018

A bill to make provision establishing a new financial guidance body; to make provision about the funding of debt advice in Scotland, Wales and Northern Ireland; and to make provision about the regulation of claims management services.

Government Bill
(Department for Work and Pensions)

Official Bill Page Initial Explanatory Notes Initial Briefing papers Initial Library Notes

This bill has received Royal Assent and has become an Act of Parliament

Primary Bill Debate Contributors by Party

To view all bill debate contributors Click Here
Conservative Guy Opperman (View contribution) 6673 words
Independent Frank Field 360 words
Labour Jack Dromey (View contribution) 9520 words
Labour (Co-op) Stella Creasy (View contribution) 2279 words
Liberal Democrat Luciana Berger 2785 words
Scottish National Party Neil Gray (View contribution) 4255 words
The Independent Group for Change Mr Chris Leslie 346 words

Bill Progession through Parliament

Lords Completed
Commons Completed
Royal Assent

Most recent key documents

Timeline of Bill Documents and Stages

Date Type Title
15/08/2018Briefing papers Briefing Paper on the Bill and Act
10/05/2018 Royal Assent (Hansard)
10/05/2018 Royal Assent (Minutes of Proceedings)
10/05/2018Act of Parliament Financial Guidance and Claims Act 2018 (c. 10)
01/05/2018 Ping Pong (Hansard): House of Lords
01/05/2018 Ping Pong (Minutes of Proceedings): House of Lords
30/04/2018Amendment papers HL Bill 97-I Marshalled list for consideration of Commons amendments (PDF, 67KB)
25/04/2018Explanatory Notes HL Bill 97 Explanatory Notes
25/04/2018Delegated Powers Memoranda Financial Guidance and Claims Bill [HL]: Supplementary Delegated Powers Memorandum (4) (PDF, 238KB)
25/04/2018Public Bill Committee and report stage proceedings: Commons Report Stage Proceedings as at 24 April 2018
24/04/2018 3rd reading: House of Commons
24/04/2018 Report: 3rd sitting: House of Commons
24/04/2018Bills HL Bill 97 Commons amendments
24/04/2018Amendment papers Consideration of Bill Amendments as at 24 April 2018
23/04/2018Amendment papers Notices of Amendments as at 20 April 2018
23/04/2018Selection of amendments: Commons Consideration on Report (PDF, 487KB)
19/04/2018Amendment papers Notices of Amendments as at 18 April 2018
18/04/2018Amendment papers Notices of Amendments as at 17 April 2018
16/04/2018Legislative Consent Resolutions Legislative Consent Motion from the Scottish Parliament (PDF, 632KB)
16/04/2018Legislative Consent Resolutions Legislative Consent Memorandum from the Scottish Parliament (PDF, 308KB)
13/04/2018Amendment papers Notices of Amendments as at 12 April 2018
03/04/2018Amendment papers Notices of Amendments as at 29 March 2018
28/03/2018Amendment papers Notices of Amendments as at 27 March 2018
27/03/2018Amendment papers Consideration of Bill Amendments as at 27 March 2018
26/03/2018Amendment papers Notices of Amendments as at 23 March 2018
26/03/2018Selection of amendments: Commons Consideration on Report (PDF, 490KB)
23/03/2018Amendment papers Notices of Amendments as at 22 March 2018
22/03/2018Amendment papers Notices of Amendments as at 21 March 2018
20/03/2018Amendment papers Notices of Amendments as at 19 March 2018
16/03/2018Amendment papers Notices of Amendments as at 15 March 2018
15/03/2018Amendment papers Notices of Amendments as at 14 March 2018
14/03/2018Amendment papers Notices of Amendments as at 13 March 2018
12/03/2018 Report stage: House of Commons
12/03/2018Amendment papers Consideration of Bill Amendments as at 12 March 2018
12/03/2018Selection of amendments: Commons Consideration on Report (PDF, 276KB)
09/03/2018Amendment papers Notices of Amendments as at 8 March 2018
08/03/2018Amendment papers Notices of Amendments as at 7 March 2018
07/03/2018Amendment papers Notices of Amendments as at 6 March 2018
06/03/2018Amendment papers Notices of Amendments as at 5 March 2018
05/03/2018Amendment papers Notices of Amendments as at 2 March 2018
05/03/2018Delegated Powers Memoranda Supplementary Delegated Powers Memorandum - 5 March 2018 (PDF, 133KB)
02/03/2018Amendment papers Notices of Amendments as at 1 March 2018
26/02/2018Impact Assessments Impact Assessment from Department for Work and Pensions and HM Treasury - 26 February 2018 (PDF, 133KB)
23/02/2018Will write letters Letter dated 23/02/2018 to all Members, from the Economic Secretary, John Glen MP, regarding cold calling (PDF, 2MB)
19/02/2018Amendment papers Notices of Amendments as at 16 February 2018
16/02/2018Will write letters Letter dated 31/01/2018 from Guy Opperman MP to colleagues regarding issues raised during the Second Reading (PDF, 255KB)
13/02/2018Will write letters Letter dated 13/02/2018 from Guy Opperman MP to Craig Mackinlay MP regarding debt advice for the self-employed as discussed during the Committee stage (PDF, 42KB)
08/02/2018Tracked changes versions of Bills: Commons Version of the bill showing changes made in committee (PDF, 479KB)
07/02/2018Written evidence Written Evidence: Citizens Advice (FGCB19)
07/02/2018Written evidence Written Evidence: Keoghs LLP (FGCB20) (PDF, 256KB)
07/02/2018Written evidence Written Evidence: LawWorks (FGCB21) (PDF, 1MB)
07/02/2018Written evidence Written Evidence: Gladstone Brookes (FGCB22) (PDF, 643KB)
07/02/2018Written evidence Written Evidence: DWF LLP (FGCB24) (PDF, 150KB)
07/02/2018Written evidence Written Evidence: Hargreaves Lansdown (FGCB25) (PDF, 526KB)
07/02/2018Written evidence Written Evidence: Motor Accident Solicitors Society (MASS) (FGCB26)
07/02/2018Written evidence Written Evidence: The Professional Financial Claims Association (FGCB27)
07/02/2018Written evidence Written Evidence: Barclays (FGCB28)
07/02/2018Written evidence Written Evidence: Carpenters (FGCB29)
07/02/2018Written evidence Written Evidence: One Advice Group (FGCB30)
07/02/2018Written evidence Written Evidence: Thomas Cook Group (FGCB31) (PDF, 664KB)
07/02/2018Public Bill Committee and report stage proceedings: Commons All proceedings up to 6 February 2018
07/02/2018Public Bill Committee and report stage proceedings: Commons Public Bill Committee Proceedings as at 6 February 2018
07/02/2018Tracked changes versions of Bills: Commons Version of the bill showing changes made in Committee (PDF)
06/02/2018 Committee Debate: 3rd sitting: House of Commons
06/02/2018 Committee Debates: compilation of sittings so far: House of Commons
06/02/2018Bills Bill 160 2017-19 (as amended in Committee)
06/02/2018Amendment papers Public Bill Committee Amendments as at 6 February 2018
02/02/2018Amendment papers Notices of Amendments as at 1 February 2018
02/02/2018Public Bill Committee and report stage proceedings: Commons Public Bill Committee Proceedings as at 1 February 2018
01/02/2018 Committee Debate: 1st sitting: House of Commons
01/02/2018 Committee Debate: 2nd sitting: House of Commons
01/02/2018Written evidence Written Evidence: The Claims Guys (FGCB01) (PDF, 450KB)
01/02/2018Written evidence Written Evidence: John Lamidey MBE (FGCB02)
01/02/2018Written evidence Written Evidence: Equity Release Council (FGCB03) (PDF, 151KB)
01/02/2018Written evidence Written Evidence: Gary Nixon (FGCB04)
01/02/2018Written evidence Written Evidence: Jon Platt, Managing Director, JMP Partnership (IW) Ltd (FGCB05)
01/02/2018Written evidence Written Evidence: Frankly Hughes Limited (FGCB06)
01/02/2018Written evidence Written Evidence: Low Incomes Tax Reform Group (FGCB07) (PDF, 497KB)
01/02/2018Written evidence Written Evidence: Just Group (FGCB08) (PDF, 773KB)
01/02/2018Written evidence Written Evidence: ABTA - The Travel Association (FGCB09)
01/02/2018Written evidence Written Evidence: Consumer Finance Association (CFA) (FGCB10)
01/02/2018Written evidence Written Evidence: Fair Telecoms Campaign (FGCB11)
01/02/2018Written evidence Written Evidence: Lloyds Banking Group (FGCB12)
01/02/2018Written evidence Written Evidence: Association of Personal Injury Lawyers (APIL) (FGCB13)
01/02/2018Written evidence Written Evidence: Age UK (FGCB14)
01/02/2018Written evidence Written Evidence: BlackLion Law LLP (FGCB15)
01/02/2018Written evidence Written Evidence: Alliance of Claims Companies (FGCB16) (PDF, 5MB)
01/02/2018Written evidence Written Evidence: Macmillan Cancer Support (FGCB17) (PDF, 711KB)
01/02/2018Written evidence Written Evidence: Association of British Insurers (ABI) (FGCB18) (PDF, 447KB)
01/02/2018Amendment papers Public Bill Committee Amendments as at 1 February 2018
31/01/2018Amendment papers Notices of Amendments as at 30 January 2018
31/01/2018Selection of amendments: Commons Consideration in Committee: Selection 1 (PDF, 192KB)
31/01/2018Will write letters Letter dated 31/01/018 from the Minister for Pensions and Financial Inclusion, Guy Opperman MP to all Members, on points raised during Second Reading (PDF, 255KB)
30/01/2018Amendment papers Notices of Amendments as at 29 January 2018
26/01/2018Amendment papers Notices of Amendments as at 25 January 2018
26/01/2018Delegated Powers Memoranda Supplementary Delegated Powers Memorandum - 26 January 2018 (PDF, 53KB)
23/01/2018Press notices Have your say on the Financial Guidance and Claims Bill
22/01/2018 2nd reading: House of Commons
17/12/2017Will write letters Letter dated 18/12/2017 from Baroness Buscombe to Lord McKenzie regarding issues raised during the third reading of the Financial Guidance and Claims Bill. (PDF, 315KB)
17/12/2017Will write letters Letter from Baroness Buscombe to Lord Listowel regarding issues raised during the third reading of the Financial Guidance and Claims Bill: how care leavers can access the debt respite scheme, in particular relating to council tax. (PDF, 123KB)
23/11/2017Bills Bill 131 2017-19, as introduced
23/11/2017Explanatory Notes Bill 131-EN 2017-19
22/11/2017 1st reading: House of Commons
22/11/2017Impact Assessments Claims Management Regulation – Consultation Response (PDF, 269KB)
21/11/2017 3rd reading (Hansard): House of Lords
21/11/2017 3rd reading (Minutes of Proceedings): House of Lords
21/11/2017Delegated Powers Memoranda Financial Guidance and Claims Bill [HL]: Supplementary Delegated Powers Memorandum (3) (PDF, 179KB)
20/11/2017Amendment papers HL Bill 70-I Marshalled list for Third Reading (PDF, 106KB)
17/11/2017Amendment papers HL Bill 70(d) Amendments for Third Reading (PDF, 67KB)
15/11/2017Amendment papers HL Bill 70(c) Amendments for Third Reading (PDF, 84KB)
14/11/2017Amendment papers HL Bill 70(b) Amendments for Third Reading (PDF, 207KB)
14/11/2017Delegated Powers Memoranda Financial Guidance and Claims Bill [HL]: Supplementary Delegated Powers Memorandum (2) (PDF, 128KB)
08/11/2017Amendment papers HL Bill 70(a) Amendment for Third Reading (PDF, 61KB)
01/11/2017Bills HL Bill 70 (as amended on Report)
31/10/2017 Report: 2nd sitting (Hansard): House of Lords
31/10/2017 Report: 2nd sitting (Minutes of Proceedings): House of Lords
27/10/2017Amendment papers HL Bill 1-R-II Second marshalled list for Report (PDF, 110KB)
24/10/2017 Report: 1st sitting: House of Lords
24/10/2017 Report stage (Hansard - continued): House of Lords
24/10/2017 Report stage (Minutes of Proceedings): House of Lords
24/10/2017 Report stage (Minutes of Proceedings - continued): House of Lords
20/10/2017Amendment papers HL Bill 1-R-I Marshalled list for Report
19/10/2017Amendment papers HL Bill 1-R(f) Amendment for Report (PDF, 45KB)
18/10/2017Amendment papers HL Bill 1-R(e) Amendment for Report (PDF, 47KB)
18/10/2017Delegated Powers Memoranda Financial Guidance and Claims Bill [HL]: Supplementary Delegated Powers Memorandum (PDF, 173KB)
17/10/2017Amendment papers HL Bill 1-R(d) Amendments for Report (PDF, 89KB)
17/10/2017Will write letters Letter from Baroness Buscombe to Lord Stevenson of Balmacara regarding the Single Financial Guidance Body as discussed during the Committee Stage of the Financial Guidance and Claims Bill. (PDF, 524KB)
16/10/2017Amendment papers HL Bill 1-R(c) Amendments for Report (PDF, 62KB)
13/10/2017Will write letters Letter from Baroness Buscombe to Baroness Finlay regarding equity release schemes and charges as discussed during the Committee Stage of the Financial Guidance and Claims Bill. (PDF, 161KB)
12/10/2017Amendment papers HL Bill 1-R(b) Amendment for Report (PDF, 60KB)
10/10/2017Amendment papers HL Bill 1-R(a) Amendments for Report (PDF, 42KB)
13/09/2017 Committee: 4th sitting (Hansard): House of Lords
13/09/2017 Committee: 4th sitting (Minutes of Proceedings): House of Lords
12/09/2017Amendment papers HL Bill 1-IV(Rev) Revised fourth marshalled list for Committee (PDF, 77KB)
12/09/2017Will write letters Letter from Baroness Buscombe to Baroness Altmann regarding replacing the term "debt advice" with "debt counselling" or "debt guidance or counselling" as discussed during the Committee Stage of the Financial Guidance and Claims Bill. (PDF, 596KB)
11/09/2017 Committee: 3rd sitting (Hansard): House of Lords
11/09/2017 Committee: 3rd sitting (Minutes of Proceedings): House of Lords
11/09/2017Amendment papers HL Bill 1-IV Fourth marshalled list for Committee (PDF, 77KB)
08/09/2017Amendment papers HL Bill 1-III(a) Amendment for Committee, supplementary to the third marshalled list (PDF, 56KB)
07/09/2017Amendment papers HL Bill 1-III Third marshalled list for Committee (PDF, 87KB)
06/09/2017 Committee: 2nd sitting (Hansard): House of Lords
06/09/2017 Committee: 2nd sitting (Hansard - continued): House of Lords
06/09/2017 Committee: 2nd sitting (Minutes of Proceedings): House of Lords
06/09/2017 Committee: 2nd sitting (Minutes of Proceedings - continued): House of Lords
04/09/2017Amendment papers HL Bill 1-II Second marshalled list for Committee (PDF, 108KB)
31/08/2017Will write letters Letter from Baroness Buscombe to Baroness Coussins regarding issues raised during the committee stage of the Financial Guidance and Claims Bill: single financial guidance body to provide help to self-employment people. (PDF, 147KB)
31/08/2017Will write letters Letter from Baroness Buscombe to Earl Listowel regarding an issue raised during the committee stage of the Financial Guidance and Claims Bill: help for care leavers to gain the skills needed to manage their finances. (PDF, 347KB)
25/08/2017Will write letters Letter from Baroness Buscombe to Lord McKenzie of Luton regarding issues raised during the committee stage of the Financial Guidance and Claims Bill: money guidance functions listed in the scope of the new SFGB (PDF, 557KB)
21/07/2017Amendment papers HL Bill 1-I(Rev)(a) Amendment for Committee, supplementary to the revised marshalled list (PDF, 53KB)
19/07/2017 Committee: 1st sitting (Hansard): House of Lords
19/07/2017 Committee: 1st sitting (Hansard - continued): House of Lords
19/07/2017 Committee: 1st sitting (Minutes of Proceedings): House of Lords
18/07/2017Amendment papers HL Bill 1-I(Rev) Revised marshalled list for Committee (PDF, 106KB)
17/07/2017Amendment papers HL Bill 1-I Marshalled list for Committee (PDF, 108KB)
14/07/2017Amendment papers HL Bill 1(g) Amendments for Committee (PDF, 77KB)
13/07/2017Amendment papers HL Bill 1(f) Amendments for Committee (PDF, 104KB)
12/07/2017Amendment papers HL Bill 1(e) Amendments for Committee (PDF, 62KB)
11/07/2017Amendment papers HL Bill 1(d) Amendments for Committee (PDF, 59KB)
10/07/2017Amendment papers HL Bill 1(c) Amendments for Committee (PDF, 63KB)
07/07/2017Amendment papers HL Bill 1(b) Amendments for Committee (PDF, 49KB)
06/07/2017Amendment papers HL Bill 1(a) Amendments for Committee (PDF, 57KB)
05/07/2017 2nd reading (Hansard): House of Lords
05/07/2017 2nd reading (Minutes of Proceedings): House of Lords
30/06/2017Library Notes Financial Guidance and Claims Bill: Briefing for Lords Stages
28/06/2017Delegated Powers Memoranda Financial Guidance and Claims Bill [HL]: Delegated Powers Memorandum (PDF, 285KB)
22/06/2017 1st reading (Hansard): House of Lords
22/06/2017 1st reading (Minutes of Proceedings): House of Lords
22/06/2017Bills HL Bill 1 (as introduced)
22/06/2017Explanatory Notes HL Bill 1 Explanatory Notes
01/06/2017Impact Assessments Summary of Impacts (PDF, 130KB)
02/04/2017Impact Assessments Establishing a single financial guidance body (PDF, 548KB)
08/03/2017Impact Assessments Transferring regulation of Claims Management Companies (CMCs) to the FCA (PDF, 432KB)