(2 years, 10 months ago)
Lords ChamberThe noble Earl brings up a very interesting point. Commonhold, as he knows, allows home owners to own the freehold of a unit, such as a flat, within buildings and it is commonplace in places such as Australia, New Zealand, the US and Canada. Unlike leasehold, commonhold does not run out, there is no third-party landlord and owners are in control of the costs and decisions affecting the management of their buildings. Commonhold was introduced in this country in 2002, but for some reason it has not taken off and, as the noble Earl says, there are currently fewer than 20 commonhold developments. In 2020, the Law Commission recommended reforms to reinvigorate commonhold as an alternative to leasehold ownership, and the Government are looking at this and will respond in due course.
Would my noble friend agree that, with the shortage of leasehold properties and the extensive number of good landlords that there are across the country, it is important, when we have the new legislation, to ensure that not only are tenants protected—because of course, rightly, they must have protection in their own homes—but we are careful about the balance around putting too much burden on landlords to the extent that we may drive good ones out of the market? I declare my interests as set in the register.
My noble friend is absolutely right: this is a balance. There are a lot of exceptionally good landlords in this country, but there are a few that are not good—in fact, you could probably call them rogue. It is important that whatever legislation we put through gets that balance right, protecting tenants and good landlords but ensuring that we get rid of those rogue landlords.
(3 years, 2 months ago)
Lords ChamberMy Lords, I congratulate my noble friend Lord Pickles, as others have done, on securing this important debate. I also thank our Government for the tremendous support they have provided to Holocaust remembrance.
It is increasingly important to remember that terrible, dark time. My mother, born in Berlin, and my father, born in Vienna, fled to the UK in the 1930s but most of our families were not so lucky. In preparing for today’s debate, I spoke to my cousin Ellen, who was on the Kindertransport aged eight. She still remembers the taunts of Jew hatred before leaving Berlin, the anti-Semitism and the devastation of Kristallnacht. She wanted me to say on her behalf how grateful she is that England gave her the opportunity to live and how proud she has always been of her British nationality.
The main message she feels we need to learn is the importance of tolerance and respect for all other people, not forcing our own views on others—indeed, Jews have never been a proselytising nation—or looking at people with preconceived ideas about race, religion or colour. Will we learn the lessons of history or are we in danger of repeating them? We must not be complacent. Hatred and anti-Semitism have not disappeared, as the noble Baroness, Lady Anderson, just said in her excellent remarks.
Despite the horrific events of the Holocaust, which we remember today, I believe that there are still memories of the anti-Semitic acts that happened in Europe in the 1930s. For example, just this week, anti-Semitic taunts were used against a Jewish football supporter and her friends in a London pub that was showing the Arsenal v Spurs match. When she asked fellow Arsenal supporters not to use the word Yid, which was one of the Blackshirt Nazi taunts against Jews, she was told to take off her Arsenal shirt and 30 people shouted this at her: “You are a dirty fucking Yid”. Findings this week, which reported the harassment, anti-Semitism and hostility towards Jews in the National Union of Students, remind us that we must not forget where hatred and prejudice can lead.
In 1940, one-third of Warsaw’s population was rounded up and forced into a ghetto comprising 2.4% of the city’s area. How could this have happened? What lessons can we learn? One lesson is that we must not stand by silently while dreadful things are done around us. Death camp survivor Simon Wiesenthal, perhaps adapting from Edmund Burke, said:
“For evil to flourish, it only requires good men to do nothing.”
Yehuda Bauer said:
“Thou shall not be a perpetrator”,
but above all,
“thou shall never … be a bystander.”
This is what we must remember. So today, I am trying, in my own small way, to ensure that we record what happened. We can choose evil, like our enemies have done, and create a world based on hate, or we can try to make things better. We must not take freedom for granted.
Before I finish, I will quote the last testament of Israel Lichtensztajn, writing in Warsaw on 31 July 1942:
“I do not ask for any thanks, for any memorial, for any praise. Only to be remembered is what I wish, so that my people, my brothers and sisters overseas, should know where my bones have been taken to.”
He also asked that his wife, Gele, and his 20 month-old daughter, Margalit, be remembered. Today, Israel, we remember you.
(3 years, 3 months ago)
Lords ChamberI cannot say exactly when, but it remains the top priority for this Government, as I have mentioned many times before. We will bring forward that important legislation as soon as we can within this Parliament.
My Lords, looking to the longer term, it is clear that there is a shortage of housing across the economy, particularly social housing. We have trillions invested in pension funds. Rather than the leveraged LDI products, would it not be sensible for the Government to facilitate and encourage more investment by pension funds in social housing, which can deliver a reliable income as well as benefiting the housing supply over the longer term?
My noble friend brings up a very interesting point. I have looked at that in the past from a local authority point of view. I will certainly take that point back and would like to talk to her more about it.
(3 years, 9 months ago)
Lords ChamberI thank the noble Lord for some exciting policy ideas. It is important that we recognise that forfeiture is a very lengthy process, and there are ways in which we can cover debt. In fact, where there is an outstanding mortgage, you typically find that mortgage companies step in and pay off any remaining amounts, because they want to protect their financial interest in a property that is worth far more than the debt. But it is an idea that I will take back to the department.
My Lords, I declare my interests as set out in the register. I support fully the Government’s intentions for urgent leasehold reform; I look forward to seeing the legislation. Does my noble friend agree that it is really important to ensure that landlords are still incentivised to let their properties? With the shortage of housing that we have, it is important to balance the interests of leaseholders and freeholders. There are really important areas of reform, such as have been raised, that need attention for this market to function much better than it does.
I thank my noble friend for once again underlining that, when we reform landlord and tenant law, we need get the balance of interests right. As a Government, we have committed to a number of ways in which we try to get that balance right and, indeed, to move away from the idea of having leasehold as the tenure of choice to an era where we have full-throated commonhold, which I hope has the support of many Members of this House.
(3 years, 10 months ago)
Lords ChamberI genuinely understand the concerns and frustrations, but we have come forward with what we believe to be a sensible proposal. This is a genuine consultation with a call for evidence for examples of practical, proportionate and safe PEEPs and other fire safety initiatives. It also includes a working group with responsible persons, residents and disability groups to examine the role that neighbours and friends can play in supporting the evacuation of vulnerable residents. We are listening and it is important that we get a policy position that works.
My Lords, I congratulate my noble friend on all the work being done and encourage him and his department to make sure that it is completed as soon as possible. May I ask for an assurance that the needs of frail elderly people, who might not be registered as disabled, are also taken into account, as they might be equally unable to self-evacuate in an emergency?
My noble friend is right that we need to capture those people who may not present themselves as disabled but who clearly have mobility impairments. That is the purpose of the EEIS proposal, which is around ensuring that we can identify those people, that we can organise person-centred fire risk assessments and have home safety visits to come up with measures that do the best to keep them safe. That applies to all mobility-impaired residents.
(5 years, 1 month ago)
Lords ChamberMy Lords, we recognise the need to unlock private investment, and the government investment is designed to do precisely that, with the £4 billion levelling-up fund; but, equally, we need to devolve decision-making closer to the people in the north of England.
My Lords, I congratulate the Government on their £4 billion programme and support the aims of building back better, a green industrial revolution and attracting global capital. Will my noble friend comment on the possibility of using domestic pension assets, of which there are hundreds of billions of pounds, including in local authority funds, which are currently investing only in gilts with extremely low returns and which could be put to more productive use in such building programmes?
My Lords, my noble friend is right that pension assets are an important source of finance for investment in infrastructure. I note that the CPS report proposes updating rules covering UK pension schemes so that we can encourage investment in northern infrastructure.
(5 years, 1 month ago)
Lords ChamberI share the noble Lord’s scepticism about the value of committeeism. I am pleased to announce that the leader of the new building safety regulator, the chief inspector of buildings, has been announced. I am delighted that Peter Baker, the acting chief inspector, has been confirmed as taking up the reins and ensuring that this new regime works. He will be accountable to ensure that that happens.
My Lords, I welcome the gateway 2 developer levy and the new tax on residential building developers. I echo the calls for my noble friend to look carefully at recouping costs of remediation work from developers of past projects and not just those in the future, especially those who failed to comply with building regulations or cut corners at the time of construction, and the manufacturers of the cladding materials including ACM.
I thank my noble friend for making the point. It would be fair to say that the new tax on developers, details of which will be announced shortly, will include a number of the major developers historically responsible for high rises. She makes an important point that we should also consider the role of cladding manufacturers in this crisis. It is fair to say that, while developers have made good solid profits in recent years, the cladding manufactures have had healthy profit margins too. It is important that they are made to contribute to the resolution of the cladding crisis.
(5 years, 2 months ago)
Lords ChamberI am not specifically aware of such a cost-benefit analysis, but we will certainly look into that as we develop policy in this area.
My Lords, I declare my interests as in the register. Does my noble friend agree that tenants must have confidence that their landlords will treat them properly, but that the law should not penalise landlords unfairly—most of whom are responsible, have only one or two properties and may have lost significant amounts of rental income in the pandemic? I agree that we must be careful not to give unbalanced rights to tenants to occupy indefinitely—for example, if their landlord needs to sell or move in themselves.
My Lords, it is very important that, when we remove the ability to evict someone through no-fault evictions and Section 21, we also strengthen the rights where there are specific grounds for eviction. That is the nature of the tenancy reform and the Bill that we will bring before the House.
(5 years, 2 months ago)
Lords ChamberCommonhold exists today but the noble Baroness is absolutely right that this will require change, which is always difficult. Never underestimate the power of the status quo. Discussions have happened and will continue to take place with interested parties such as the lenders, which are so important to making this a success.
My Lords, I am delighted that my noble friend has confirmed that the Government will act on these excellent reports, and the sooner the better—as far as I can glean, it may well be coming. Might my noble friend comment also on the Government’s position on the “right to manage” elements of the various reports, which make it easier for tenants with difficult freeholders to manage their properties in their own interests?
My Lords, I have just looked at the index of things that we are working on. That policy is still in development, but it is important that we get it right—it is a tricky area.
(5 years, 4 months ago)
Lords ChamberMy Lords, I recognise that a difficult decision has been taken by this Government and we are bound by collective responsibility. However, I am very happy to make those representations on behalf of people of all faiths and none to ensure that the core mission of places of worship can be fulfilled at the earliest opportunity.
My Lords, I sympathise with my noble friend who in turn, as the House can tell, has enormous sympathy with the views expressed. I implore him to help colleagues and the Prime Minister understand the impact on mental well-being, the sense of belonging and the social capital of our nation. These are being eroded, and the sense of community that sometimes gets people out of bed in the morning has been put at risk. These places of worship have put in place so much protection: many are safer than your Lordships’ House. I hope that the Government might reconsider.
My Lords, my noble friend puts her point very eloquently. I understand the effort that places of worship have taken to make themselves Covid-secure for a whole range of activities, including the core important function of communal worship. Again, I will make every endeavour to ensure that the Government recognise that. I invoke the name of the Chief Rabbi, who told me that people of faith tend to live longer and have a better quality of life precisely because they converge in a communal way.