Asked by: Baroness Benjamin (Liberal Democrat - Life peer)
Question to the Department for Work and Pensions:
To ask Her Majesty’s Government what steps they are taking to alleviate loneliness among British pensioners who would prefer to migrate to join their younger families overseas but who are reluctant to do so as a result of the prospect of the freezing of their state pension.
Answered by Lord Freud
The bulk of individuals receiving UK state pensions overseas voluntarily moved abroad whilst in their twenties and thirties. This means they will have spent the majority of their working lives outside the UK and contributing to the economy of their country of residence. For the small minority of pensioners who decide to move overseas at retirement it is advisable that they check the implications for their state pension before moving. There is no evidence of a proven behavioural link between the up-rating policy for the state pension and pensioner migration. Furthermore, it is not the role of the Government to encourage (or discourage) pensioner migration. The decision to move abroad is voluntary and remains a personal choice dependent on the circumstances of the individual, which will differ from person to person, and of which implications for their state pension is just one factor.
Asked by: Baroness Benjamin (Liberal Democrat - Life peer)
Question to the Department for Work and Pensions:
To ask Her Majesty’s Government what assessment they have made of the impact on families of their policy to freeze rather than uprate the state pensions of those living abroad.
Answered by Lord Freud
The bulk of individuals receiving UK state pensions overseas voluntarily moved abroad whilst in their twenties and thirties. This means they will have spent the majority of their working lives outside the UK and contributing to the economy of their country of residence. For the small minority of pensioners who decide to move overseas at retirement it is advisable that they check the implications for their state pension before moving. There is no evidence of a proven behavioural link between the up-rating policy for the state pension and pensioner migration. Furthermore, it is not the role of the Government to encourage (or discourage) pensioner migration. The decision to move abroad is voluntary and remains a personal choice dependent on the circumstances of the individual, which will differ from person to person, and of which implications for their state pension is just one factor.
Asked by: Baroness Benjamin (Liberal Democrat - Life peer)
Question to the Department for Work and Pensions:
To ask Her Majesty’s Government what is their estimate of (1) the number of British pensioners overall, and (2) the proportion of those from Black, Asian and Minority Ethnic communities, who would be more likely to emigrate if the practice of freezing pensions for those who live overseas was ended.
Answered by Lord Freud
The policy of this Coalition Government on the up-rating of UK state pension paid to people living overseas is the same as that of successive post-war Governments. This is to up-rate such pensions where we are legally required to under the terms of EU law or a bilateral social security agreement. The up-rating policy is determined by the differing social security arrangements for the countries concerned. Most bilateral agreements were entered into over 40 years ago and based on the prevailing economic and social conditions such as labour market migration patterns – in both the UK and the other countries. The Commonwealth Charter, while it provides a broad statement of common values, does not overrule national legislation in commonwealth countries.
Around 13 million UK state pensions are paid to those entitled, of which around 1.2 million are paid to those living outside the UK. Approximately 550,000 pensioners live in countries in which the UK state pension is not up-rated. The UK state pension is paid on the basis of National Insurance contributions and not on the basis of nationality or citizenship. Information on the nationality, citizenship and ethnicity of state pension recipients is not available. There is no evidence of a proven behavioural link between up-rating policy and pensioner migration. Many of the pensioners migrated well before they reached State Pension age. Only a small minority of UK state pension recipients, less than five per cent, moved overseas at retirement. However it remains important that those planning to live overseas consider the impact on their state pension. The decision to move abroad remains a personal choice for individuals.
Asked by: Baroness Benjamin (Liberal Democrat - Life peer)
Question to the Department for Work and Pensions:
To ask Her Majesty’s Government what steps they are taking to ensure that all recipients of United Kingdom state pensions resident in Caribbean countries are treated on a fair and equal basis.
Answered by Lord Freud
The policy of this Coalition Government on the up-rating of UK state pension paid to people living overseas is the same as that of successive post-war Governments. This is to up-rate such pensions where we are legally required to under the terms of EU law or a bilateral social security agreement. The up-rating policy is determined by the differing social security arrangements for the countries concerned. Most bilateral agreements were entered into over 40 years ago and based on the prevailing economic and social conditions such as labour market migration patterns – in both the UK and the other countries. The Commonwealth Charter, while it provides a broad statement of common values, does not overrule national legislation in commonwealth countries.
Around 13 million UK state pensions are paid to those entitled, of which around 1.2 million are paid to those living outside the UK. Approximately 550,000 pensioners live in countries in which the UK state pension is not up-rated. The UK state pension is paid on the basis of National Insurance contributions and not on the basis of nationality or citizenship. Information on the nationality, citizenship and ethnicity of state pension recipients is not available. There is no evidence of a proven behavioural link between up-rating policy and pensioner migration. Many of the pensioners migrated well before they reached State Pension age. Only a small minority of UK state pension recipients, less than five per cent, moved overseas at retirement. However it remains important that those planning to live overseas consider the impact on their state pension. The decision to move abroad remains a personal choice for individuals.
Asked by: Baroness Benjamin (Liberal Democrat - Life peer)
Question to the Department for Work and Pensions:
To ask Her Majesty’s Government what assessment they have made of the impact of their policy to freeze rather than uprate the state pensions of those living abroad in countries without bilateral social security agreements on British pensioners living in the United Kingdom who might otherwise choose to move overseas.
Answered by Lord Freud
The policy of this Coalition Government on the up-rating of UK state pension paid to people living overseas is the same as that of successive post-war Governments. This is to up-rate such pensions where we are legally required to under the terms of EU law or a bilateral social security agreement. The up-rating policy is determined by the differing social security arrangements for the countries concerned. Most bilateral agreements were entered into over 40 years ago and based on the prevailing economic and social conditions such as labour market migration patterns – in both the UK and the other countries. The Commonwealth Charter, while it provides a broad statement of common values, does not overrule national legislation in commonwealth countries.
Around 13 million UK state pensions are paid to those entitled, of which around 1.2 million are paid to those living outside the UK. Approximately 550,000 pensioners live in countries in which the UK state pension is not up-rated. The UK state pension is paid on the basis of National Insurance contributions and not on the basis of nationality or citizenship. Information on the nationality, citizenship and ethnicity of state pension recipients is not available. There is no evidence of a proven behavioural link between up-rating policy and pensioner migration. Many of the pensioners migrated well before they reached State Pension age. Only a small minority of UK state pension recipients, less than five per cent, moved overseas at retirement. However it remains important that those planning to live overseas consider the impact on their state pension. The decision to move abroad remains a personal choice for individuals.