Universal Credit: Two-child Limit

Baroness Deech Excerpts

Wednesday 10th December 2025 Lords Chamber

[Baroness Sherlock (Lab)]

My Lords, I think I have made my views clear on the impact of this policy. It is, in essence, a failed social experiment which has been pushing 100 children a day into poverty. We simply cannot allow that to happen. We want to support families. Most parents want to work to support their kids. Already, 84% of parents are in work—that is what people do. I used to work with single parents, who would say, “Even when it’s really a struggle, I want my kids to see this is what you do when you grow up”, but many people face barriers to work, and it is our job to make that possible. If you cannot afford childcare, how can you get to work? If you are not paid enough to be able to make life even bearable, how can you do that? The social security system should be there to support those who cannot work, but for those who can, to make it possible and to help them have a decent standard of living when doing so.

[Baroness Deech (CB)]

My Lords, around £450 million is owed to the Child Maintenance Service by absent fathers and some absent mothers. Some 160,000 children would be lifted out of poverty if the defaulting parents paid what they owed to the Child Maintenance Service. Does the Minister agree that is not right for the taxpayer to pick up the burden owed by defaulting parents and that the Child Maintenance Service must get that money from the parents?

[Baroness Sherlock (Lab)]

My Lords, the great advantage is not an either/or. The wonderful thing about child maintenance is that it does not impact on somebody’s social security, so if someone is working and getting some universal credit, maintenance tops that up further. The Child Maintenance Service does an astonishing job in many, sometimes very challenging, circumstances. Here is one simple statistic: since the Child Maintenance Service was set up in 2012, it has collected 93% of all the maintenance owed, but I am sorry to say that there are some parents who simply do not want to pay for their children. The Child Maintenance Service has astonishing powers. It will go after them, and it will keep after them, but we should encourage everybody to do the right thing: pay for your children, go out there and make it possible for them to have a decent life.

Schools: Funding

Baroness Deech Excerpts

Tuesday 25th November 2025 Lords Chamber

[Baroness Deech (CB)]

Has the Minister witnessed what I and some of my acquaintances have witnessed, which is a failure of social engineering because very rich parents and many foreign parents can still afford private schools but a larger number of the middle class and the less well-off will be going to state schools, hence a much bigger chasm between the privately educated and the state educated?

[Baroness Smith of Malvern (Lab)]

I am not sure that is unusual. It has always been the case that in order to benefit from a private education, you need to be able to afford it. The vast majority of children in this country attend state schools. That is why this Government are focusing our investment and our reform on those schools. That is the way to solve the problem of children from whatever background not receiving the education that they deserve.

Labour Market

Baroness Deech Excerpts

Monday 8th September 2025 Lords Chamber

[Baroness Sherlock (Lab)]

My Lords, I presume the noble Lord is referring to the stories about universal credit. The structure of universal credit was created by the last Government. It was designed to operate in and out of work. We have become aware that there were some imbalances in the system. As the noble Lord will be aware, the Universal Credit Bill that we put through just before the recess has rebalanced the rates of universal credit by halving the amounts that will be paid in future to those who are out of work on grounds of illness or disability. It will increase the standard allowance to help raise incentives to work. I think most people want to work and have a fulfilling life. Our job is both to put the incentives in the right place and to make sure that the jobs are there and that people are skilled to do them. We are determined to do all this.

[Baroness Deech (CB)]

My Lords, thousands of workers who want to go to work today are unable to do so because of the Tube strike. Thousands of Tube drivers who should be at work have stayed at home. Will the Government reverse their policy of giving in to every trade union demand, thereby putting up prices, encouraging inflation and making more people stay at home and not go to work?

[Baroness Sherlock (Lab)]

My Lords, as I am sure the noble Baroness knows, transport in London is devolved to the Mayor and Transport for London.

State Pension Underpayment Errors

Baroness Deech Excerpts

Tuesday 16th May 2023 Lords Chamber

[Viscount Younger of Leckie (Con)]

I note what my noble friend says about the gender disparities, which we are alert to. Indeed, the department has a discretionary scheme which allows special payments to be made to customers to address any hardship, but particularly injustice caused by DWP maladministration. Consistent with other large-scale LEAP exercises, special payments under the DWP discretionary scheme will not, however, routinely be made, but I assure the House that they are regarded or assessed on a case-by-case basis. Finally, on prioritising, it is important to note that we are prioritising those who are alive over those who are deceased.

[Baroness Deech (CB)]

My Lords, I am one of those women who were underpaid. For years, I got £6 a week—I was very exercised over how to spend it—whereas many of my women friends who had never worked at all were getting much more than that. With expert advice, I was able to access the department and it was set right, but it seemed to me that the problem was how to access the department. Once it had the issue in hand it responded, but people need to know the email addresses and there need to be pamphlets in post offices. There need to be easy ways for older people to speak to someone in the department and get an answer when they write—without, of course, having to hold on to the phone for ages. Will the Minister ensure that that happens?

[Viscount Younger of Leckie (Con)]

Indeed, and it is very important that we engage much more closely with the customer base. Where underpayments are identified, the DWP will contact the individual to inform them of any changes to their state pension amount and of any arrears involved. There is now, I am pleased to say, a more direct route for those inquiring about underpaid state pension. Guidance on this, the House may not be surprised to hear, is on GOV.UK and went live in July last year.

Employment: Disabled People

Baroness Deech Excerpts

Monday 6th March 2023 Lords Chamber

[Viscount Younger of Leckie (Con)]

I appreciate the noble Lord’s question and the work that he does in this area. I can assure him that the Government are committed to reducing the disability employment gap, including in relation to the young and interns. It is important that those who have a disability are given every chance to start on the path to a career. What I cannot do, I am afraid, is commit to the noble Lord’s point about extending the scheme beyond the age of 25, but I have noted it and will take it back to the department.

[Baroness Deech (CB)]

My Lords, what happened to the Government’s national disability strategy, which was declared illegal by the Court of Appeal a while ago? It does not seem to have been renewed. Moreover, many of the recommendations made by the committee on disability that I chaired have still not been implemented by the Government. When are the Government going to be proactive?

Universal Credit: Benefit Cap and Two Child Limit

Baroness Deech Excerpts

Tuesday 24th January 2023 Lords Chamber

[Viscount Younger of Leckie (Con)]

I mentioned childcare costs before and it is important to support parents who have childcare needs. Of course, we have the child benefit but on top of that there are other support mechanisms to ensure that those who have children—particularly more than two, which is the subject of this Question—can survive and, in many cases, find the next meal.

[Baroness Deech (CB)]

My Lords, research has shown that the majority of children of single parents would be lifted above the poverty line if the absent fathers paid what they owe. For decades, the child maintenance system has let single mothers down, condemned children to poverty and let men get away with it. What is the Minister’s advice?

[Viscount Younger of Leckie (Con)]

This is another important subject. The child maintenance system supports separated parents to agree their own family-based arrangements where it is possible. Where it is not possible, the child maintenance system steps in. It is incredibly important that the paying parent pays, and this is where the system is dealing with some extremely challenging issues in order that the receiving parent receives what they are due.

Unemployment: Disabled People

Baroness Deech Excerpts

Thursday 20th October 2016 Lords Chamber

Asked by

[Baroness Deech]

To ask Her Majesty’s Government what progress they have made towards creating the conditions necessary to halve the unemployment rate of disabled people.

[The Minister of State, Department for Work and Pensions (Lord Freud) (Con)]

Our ambition is to halve the disability employment gap—the difference between the employment rates of disabled people and those of people who are not. We will publish a Green Paper setting out our vision and options for longer-term reform. There are nearly half a million more disabled people in work than there were three years ago, but the gap remains too large.

[Baroness Deech (CB)]

I fear—and I wonder whether the Minister agrees with me—that these schemes are destined to fail because the Government have not removed the barriers between disabled people and jobs. There is a lack of transport and an unwelcoming workplace. What disabled people need—and I hope that this will be favourable to the Minister—is that all buses should be accessible with audiovisual information and all the taxi provisions of the Equality Act should be brought into force. Tribunal fees, which deter discrimination claims, should be removed or lowered. Employers should be helped to understand what reasonable adjustments they should make. Will the Minister work across departments to promote those recommendations of the Select Committee on the Equality Act 2010 and Disability, which I had the privilege of chairing earlier this year?

[Lord Freud]

We made a comprehensive response to that interesting report from the Select Committee—but on the fundamental point that the noble Baroness makes, we all have to acknowledge that this is not easy to achieve. Getting more people with disabilities into work is a complicated thing to do, and through the Green Paper we are looking to combine very big and complicated organisations in the shape of the health and welfare systems and employers. You have to do it across all three to have a hope of bridging this gap.

Children: Parental Separation

Baroness Deech Excerpts

Wednesday 27th April 2016 Lords Chamber

[Baroness Altmann]

I can assure noble Lords that we will be making a full report in the 30-month review of the scheme. However, the indications so far are that it has achieved its objective of helping parents agree between themselves how to arrange maintenance.

[Baroness Deech (CB)]

My Lords, the Minister will be aware that the cuts in legal aid have meant that parents, during the worst time of their lives, have been left to self-represent in court, struggling over the allocation of money to the detriment of the family. Will she tell the House if the Government have plans to reform the law on the allocation of money on divorce, preferably through my Private Member’s Bill?

[Baroness Altmann]

I will write to the noble Baroness about any such plans.

Welfare Reform and Work Bill

Baroness Deech Excerpts

Monday 7th March 2016 Lords Chamber

[Baroness Meacher (CB)]

My Lords, I do not plan to make a speech; I simply want to put on record the terrible fear that has been conveyed to me by sick and disabled people at the prospect of what we are doing here today. It is very easy for us to sit here, comfortable and secure, and just pass another clause to another Bill—but for these people it is terrifying, and that terror and fear has been conveyed to me. What they face is inevitable debt. They may be people who have not been in debt before; they hate debt and are frightened of it—and of the loss of their homes. As the noble Lord, Lord Low, rightly said, this is a truly black day for these people. That is a glib phrase, some might say, but it is terribly real for people up and down the country.

I, too, applaud the Minister for what he has done to ameliorate in some small ways what I regard as the truly terrible actions of, I would say, the Treasury in imposing these cuts on the most vulnerable people in our society. I just want to pose one question to the Minister. Will he monitor the number of suicides in the year following the introduction of this cut? I am certain that there will be people who cannot face the debts and the loss of their homes and who will take their lives. If the monitoring shows what I believe this cut will do, will he assure the House that he will seriously consider reviewing this action?

[Baroness Deech (CB)]

My Lords, I rise to speak in support of my noble friend Lord Low. Until about a year ago, I was by no means an expert in this field, and I am still not, but I have had the privilege for nearly a year of chairing the House of Lords Select Committee on the Equality Act 2010 and Disability. This afternoon, we have listened to a litany of shameful government actions that will undermine the struggles of disabled people. Disabled people are not “them over there”; any one of us could become disabled tomorrow by an accident or an illness. This applies to all of us; it is not something to be put in a corner. I find it quite shameful that we are removing Motability cars and that we are not carrying out an impact assessment.

My conclusion is that there is nobody in the Commons to champion the rights of disabled people in a holistic manner, and that it falls to this House, which has, fortunately, a good share of disabled people and those who are experts, to do so. I want this House to put on record its dismay, disagreement and disappointment with the way that disabled people are being treated—the very people who are trying to get back to work and trying to be independent. And it could be you, tomorrow.

[Lord McKenzie of Luton (Lab)]

My Lords, as others have said, this is a sorry occasion when we have to accept that the Government will have their way on the £1,500 a year reduction in ESA WRAG and universal credit limited capability for work component for new claims from April 2017, but in doing so we should make it clear that we reject the Secretary of State’s assertion that this House was somehow usurping parliamentary procedure in asking the Commons to defer its introduction until there is a proper impact assessment. We remain concerned that, in pressing ahead with this measure, the Government have continued to fail their public sector equality duty, which is to consider the impact of their policies on the elimination of discrimination, the advancement of equality of opportunity and the fostering of good relations.

Noble Lords may have had circulated to them correspondence between the Equality and Human Rights Commission and Roger Godsiff MP, which commented on the very limited analysis of the ESA work-related activity proposals. It said:

“These are the kinds of matters that we might have expected a more thorough analysis to have considered. Without this level of evidence, the assessment does not, in our opinion, sufficiently support consideration of alternative options which might have less of an impact on people with particular protected characteristics”.

We know that the EHRC wrote to the Secretary of State last September, offering to work more closely with the DWP on the Bill, but we understand that the offer was rejected. Will the Minister confirm that that was the case?

At Third Reading, my noble friend Lady Sherlock, while acknowledging some improvements along the way—the Minister outlined those and we thank him for his engagement—asserted that this is still “a bad Bill”. My noble friend was right. The retention of Clauses 13 and 14 is a particular manifestation of its unfairness. It is therefore a regret that, given what this House considers to be the right thing to do, as expressed by strong votes, we have been unable to convince a sufficient number of the elected House to our point of view.

We hold fast to the view that including these provisions will not act as an incentive to work—quite the reverse. We remain dismayed at the paucity of the analysis that underpins the Government’s position and their refusal to hold back until a proper impact assessment has been undertaken. It seems perverse in the extreme to rush ahead with these changes and at the same time promise the publication of a White Paper to address in part the disability employment gap. It is not helped much, either, by some meagre concessions that bring some uncertainties in their wake.

We should express our thanks to the noble Lord, Lord Low, for the leadership that he has shown on this issue, and for the work that he and the noble Baronesses, Lady Meacher, Lady Grey-Thompson and Lady Campbell, have done in the Halving the Gap? review. It seems to us that this stands in stark contrast with the Government’s effort by helping us better to understand the lives which many disabled people live, their aspirations for work, the barriers that they face to getting and sustaining work, and the poverty and poor health which challenges so many of their lives—issues that are brought home to us also by the work of the Disability Benefits Consortium. As we have heard, it has asserted that these clauses will bring savings of £640 million to government by the last year of this Parliament. In a couple of weeks’ time we will hear from the Chancellor who is to be favoured in his next Budget. We will hold in our minds the price that is being extracted from disabled people as a contribution. But our task in the mean time, as others have said, is to continue to press the Government on how these cuts are affecting disabled people both in and out of work and, as the DBC urges, to argue for a proper impact assessment about the consequences for their physical and mental health, and for their finances.

Welfare: Cost of Family Breakdown

Baroness Deech Excerpts

Tuesday 4th March 2014 Lords Chamber

[Lord Freud]

My Lords, on the issue of food banks raised by the noble Baroness, which we have discussed several times in this House, clearly nobody goes to a food bank willingly. However, it is very hard to know why people go to them. The Defra report said that there was a lack of systematic peer-reviewed research from the UK on the reasons or immediate circumstances that lead people to turn to food aid.

[Baroness Deech (CB)]

Is the Minister aware that cohabiting relationships form a disproportionate amount of the relationships that break down and that cohabiting parents are three times as likely to split by the time their child is aged five as are married couples? Will the Government therefore refrain from further normalising or approving cohabiting relationships as a form of parenthood?

[Lord Freud]

There was a very substantial long-term jump in the number of cohabiting relationships. It went up over the last Government from more than 600,000 to 1.1 million. It is somewhat flattening now; it currently stands at 1.2 million. The noble Baroness is right in that the actual figure is that those couples are four times more likely to split when their child is under three than if they are married. However, there are some structural and major societal changes behind those trends, and it will take an enormous amount of effort to start putting marriage back into its rightful place. That is exactly one of the things that we are looking to do with the family stability review.