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Speech in Lords Chamber - Wed 04 Feb 2026
National Insurance Contributions (Employer Pensions Contributions) Bill

"My Lords, I do not enjoy the same pension expertise as virtually every other speaker tonight; I also do not think, ideologically, that I fit well with the last two speakers, who take a position that is different from mine. However, even I can see that this Bill is another …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: National Insurance Contributions (Employer Pensions Contributions) Bill

Division Vote (Lords)
4 Feb 2026 - Public Order Act 2023 (Interference With Use or Operation of Key National Infrastructure) Regulations 2025 - View Vote Context
Baroness Kramer (LD) voted Aye - in line with the party majority and against the House
One of 49 Liberal Democrat Aye votes vs 0 Liberal Democrat No votes
Vote Tally: Ayes - 62 Noes - 295
Speech in Grand Committee - Tue 03 Feb 2026
Pension Schemes Bill

"My Lords, my noble friend Lord Sharkey sends his apologies; he is at a funeral and will read Hansard with great attention. I thank the noble Lord, Lord Vaux, for supporting me on Amendment 167. I think it is the first time in 15 years that I have degrouped an …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Pension Schemes Bill

Speech in Grand Committee - Tue 03 Feb 2026
Pension Schemes Bill

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Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Pension Schemes Bill

Speech in Grand Committee - Tue 03 Feb 2026
Pension Schemes Bill

"My Lords, it has been such an excellent debate that I will be extremely brief. I am troubled by two things. One is that the Minister does not seem to realise that this is not voluntary action by the pension industry. It is because it sees it as the only …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Pension Schemes Bill

Division Vote (Lords)
3 Feb 2026 - Children’s Wellbeing and Schools Bill - View Vote Context
Baroness Kramer (LD) voted Aye - in line with the party majority and in line with the House
One of 57 Liberal Democrat Aye votes vs 0 Liberal Democrat No votes
Vote Tally: Ayes - 295 Noes - 180
Speech in Lords Chamber - Thu 29 Jan 2026
Business Rates

"My Lords, I start with perhaps a modicum of welcome because the combined impact of the Budget and the business rates revaluation prior to this announcement, frankly, left the pub industry on the verge of a crisis, with up to 50% of pubs under the threat of closure. Some relief …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Business Rates

Speech in Grand Committee - Wed 28 Jan 2026
Financial Services and Markets Act 2000 (Cryptoassets) Regulations 2025

"My issue on this is related but slightly different. If we are dependent on dollar stablecoin for international trade, which is the direction of travel, and the US Government decide that they do not like either a policy that we have or a piece of trade, they can, through the …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Financial Services and Markets Act 2000 (Cryptoassets) Regulations 2025

Speech in Grand Committee - Wed 28 Jan 2026
Financial Services and Markets Act 2000 (Cryptoassets) Regulations 2025

"My Lords, I confess that, when tried to work my way through this statutory instrument, I felt incredibly inadequate. I cannot pretend super expertise on crypto assets and stable coins. Most of the information that comes my way is, frankly, from the industry lobbying for the maximum amount of scope, …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Financial Services and Markets Act 2000 (Cryptoassets) Regulations 2025

Division Vote (Lords)
28 Jan 2026 - Children’s Wellbeing and Schools Bill - View Vote Context
Baroness Kramer (LD) voted Aye - in line with the party majority and against the House
One of 55 Liberal Democrat Aye votes vs 0 Liberal Democrat No votes
Vote Tally: Ayes - 67 Noes - 191