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Speech in Lords Chamber - Wed 19 Jul 2017
Financial Guidance and Claims Bill [HL]

"I am sorry, but other than a Private Member’s Bill—I think even all the Private Member’s Bills have been allocated over the next two years—I am not sure it is possible to identify such a vehicle. If it is, we would all feel much comforted. A reassurance that such a …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Financial Guidance and Claims Bill [HL]

Speech in Lords Chamber - Wed 19 Jul 2017
Financial Guidance and Claims Bill [HL]

"My Lords, I agree with the noble Lord, Lord Stevenson, that the amendment is possibly sitting in the wrong spot, because the various pension bodies being absorbed into this single body have provided guidance directly. It is advice provided through a commissioning, contractual arrangement, which I am sure everyone intends …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Financial Guidance and Claims Bill [HL]

Speech in Lords Chamber - Wed 19 Jul 2017
Financial Guidance and Claims Bill [HL]

"I am sorry to interrupt the Minister but am not clear on what she just said. The provision in Clause 4 says that,

“The single financial guidance body may arrange for another person”.

That applies not just to the pensions guidance but to debt advice. My understanding was that the …..."

Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Financial Guidance and Claims Bill [HL]

Speech in Lords Chamber - Wed 19 Jul 2017
Financial Guidance and Claims Bill [HL]

"My Lords, I very much support the amendments moved and spoken to by the noble Baroness, Lady Drake, and the pressure they create on the Government to come up with some coherent answers to the very significant questions which have been posed. We are great supporters of the dashboard, as …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Financial Guidance and Claims Bill [HL]

Speech in Lords Chamber - Wed 05 Jul 2017
Financial Guidance and Claims Bill [HL]

"My Lords, I first thank the attendants for lowering the air conditioning. It seemed as if, in this corner of the House, we had been sent to Siberia—it is now far more congenial. I join others in welcoming the Minister to her new role and thank her for the meeting …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: Financial Guidance and Claims Bill [HL]

Speech in Lords Chamber - Wed 02 Mar 2016
State Pension Age

"My Lords, as Pensions Minister, Steve Webb set up a system for gradual rises in the state pension age that was widely hailed as both fair and affordable, so why are the Government seeking so soon to unpick this consensus? Are they contemplating changes that will fall harshly on low-income …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: State Pension Age

Speech in Lords Chamber - Tue 10 Nov 2015
National Insurance Contributions (Rate Ceilings) Bill

"My Lords, I shall be very brief, because the debate on this Bill flows, in effect, into the Finance Bill debate which will follow shortly on its heels. My party is pleased that there will be an increase in the national insurance employment allowance —a policy we fought hard for, …..."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: National Insurance Contributions (Rate Ceilings) Bill

Speech in Lords Chamber - Tue 10 Nov 2015
National Insurance Contributions (Rate Ceilings) Bill

"If I might just confirm, we have no problems with the policy decision, but the decision that this needs to be encapsulated in binding legislation is a very troubling precedent...."
Baroness Kramer - View Speech

View all Baroness Kramer (LD - Life peer) contributions to the debate on: National Insurance Contributions (Rate Ceilings) Bill