Flooding Interventions

Baroness McIntosh of Pickering Excerpts

Tuesday 6th January 2026 Lords Chamber

[Baroness Hayman of Ullock (Lab)]

My noble friend is correct that we have committed a record £10.5 billion to flood defences, the reason being that flood risk is one of the factors that determine home insurance prices. Our investment programme is designed to manage flood risk by reducing it and by preventing further increases. Clearly, this can also take properties out of the need to use Flood Re for their insurance. To remind noble Lords, Flood Re is a joint government and industry flood reinsurance scheme designed to help UK households at high risk of flooding to access affordable insurance.

[Baroness McIntosh of Pickering (Con)]

My Lords, one of the most efficient ways to reduce flood risk is sustainable drains. When do the Government expect to implement Schedule 3 to the Flood and Water Management Act 2010 to make sure that they will be mandatory for major new housing developments?

[Baroness Hayman of Ullock (Lab)]

The noble Baroness is right that sustainable drainage is an important factor in managing flood risk. I am sure she is aware that I am personally supportive of this measure. The department is looking at it and is working with MHCLG, which, as the planning department, also has a particular interest in this. I will keep the noble Baroness up to date as we progress.