Oral Answers to Questions

Jim Shannon Excerpts

Tuesday 18th April 2017 Commons Chamber

[Mr Hammond]

I know that my hon. Friend regards the islands as particularly important, and I concur with him on that. The Government support continuing economic growth across the south-east, including all regions and islands. The Solent local enterprise partnership receives more than £180 million from the local growth fund, including funding for investment in local skills and business start-ups, with the Isle of Wight receiving about £15 million of investment in local infrastructure and skills.

[Jim Shannon (Strangford) (DUP)]

Will the Chancellor give us an assurance that he will not surrender to the outrageous demands of Tusk, Juncker and Barnier that the UK must pay €60 billion before it leaves the EU?

[Mr Hammond]

As I have already said, this should be seen for what it is: an opening gambit in a long and complex negotiation.

Easter Adjournment

Jim Shannon Excerpts

Thursday 30th March 2017 Commons Chamber

[Jim Shannon (Strangford) (DUP)]

It is always a pleasure to speak in the House on any issue. I begin by joining those who have already conveyed their sympathies regarding PC Palmer and the innocents who were murdered just over a week ago. We also think of the injured, some of whom are critical even today, and their families.

I rise to speak not about the geological components of drought and what causes it, but about the suffering of men, women and children in Africa and what can be done to help them. We all know the issues, and we see them on TV. I will not be the only one in this Chamber who has seen the devastating images of children who are so malnourished that they cannot even stand. I read the report from Save the Children, which brings home the extent of the problem in Africa at present. It states that an estimated 6.5 million children could be at risk of starvation in the horn of Africa as a result of the back-to-back droughts in Somalia, Ethiopia and Kenya. Nearly 500,000 children in the region are already suffering from severe acute malnutrition.

What is malnutrition? It is a lack of nutritious food, which has an horrific effect on quality of life. Malnutrition increases the risk of infection and infectious disease, and even moderate malnutrition weakens every part of the immune system. For example, it is a major risk factor in the onset of active tuberculosis. Protein and energy malnutrition and deficiencies of specific micronutrients, including iron, zinc and vitamins, increase susceptibility to infection. All that happens to people who do not have food.

Malnutrition affects HIV transmission by increasing the risk of transmission from mother to child and by increasing the replication of the virus. Again, the complications are far-reaching. In communities or areas that lack access to safe drinking water, those additional health risks present a critical problem. Lower energy and impaired brain function represent the downward spiral of malnutrition as victims are less able to perform the tasks needed to acquire food, earn an income or gain an education. That is a massive problem, as several seasons of either failed or erratic rainfall have led to severe water shortages and the death of livestock, leaving nearly 15 million people across the three countries in urgent need of assistance. We have seen charities requesting help on TV, and the Government are doing a lot, but I urge them to do more.

With the next rainy season again expected to bring below-average rainfall across the region, the situation for already desperate children and families in Somalia, Ethiopia and Kenya will only get worse, leaving millions at risk of hunger, lifelong health problems and, worse, death. I take on board the urgings of John Graham, the Ethiopia country director of Save the Children, who in January 2017, ahead of the UN meeting in Addis Ababa, said:

“we urge them not to forget the plight of these children and families by stepping up their efforts to fund this response. The lives of millions are at stake. We must not allow many of the same past errors that resulted in the deaths of 130,000 children under five during the last Somalia famine alone, to be repeated.”

I continue that plea and look to our International Development Ministers. What have the Government done since January to help address this tragic situation? What is in place to ensure that aid reaches its destination intact? And what more can we do in this place to ensure that that happens? Focusing attention in this debate is one way of doing it.

With 5 million people, nearly half its population, facing severe food and water shortages, Somalia is now on the verge of famine. Malnutrition rates across Somalia have already reached critical levels and are expected to worsen in the coming weeks. Thousands of families are on the move in search of food and water, and many are now crossing the border into Ethiopia, which is dealing with its own effects of the drought, in search of help.

After screening on arrival at Dollo Ado camp, 77% of children show signs of malnutrition. In Ethiopia, the drought is forcing many children to drop out of school, leaving them at risk of early marriage and forced migration, both of which we do not want to happen. Again, those are the side effects of drought. The Ethiopian Government are working to mitigate the effects of last year’s drought, and the country is appealing for $948 million of funding. Ethiopia itself has already committed some $47 million to help 5.6 million people in need, but even that will never come anywhere near addressing the issue. In Kenya, more than 1.25 million people are in urgent need of food, with hunger levels expected to worsen over the coming months.

The level of need can be, and is, overwhelming, but the young man who threw starfish back into the sea was making a difference to as many as he could, which is all I ask today. Are we making a difference to as many people as we can? I understand that we are not able to solve all the problems of that nation, and that we are not able to solve all the problems of our own nation, but we can make sure that we do all we can to see that the aid we have to offer is going directly to the right places and ends up in the hands and the bellies of the children and others who so desperately need it.

I understand that the Deputy Leader of the House will be responding, but I hope my message will go to the Department for International Development either directly or through him. I hope that, either now or at a later date, there is a strategy in place to secure our goals. I seek assurance that we are doing all we possibly can, and in the best possible way.

I conclude by thanking you, Madam Deputy Speaker, for the opportunity to speak in this House on a regular basis, and I thank the other Deputy Speakers and Mr Speaker for also making that possible. I am very honoured to be the Member for Strangford and to sit in the greatest seat of democracy in the whole world. What a privilege it is to be able to sit in this place on behalf of our people. I say, with respect to everyone else in this House, that I know I represent some of the most wonderful people in the whole of the United Kingdom of Great Britain and Northern Ireland—the people of Strangford. These are people I have known all my life.

I also wish to thank all the House staff and the right hon. and hon. Members for their courtesy and good manners. I thank the Deputy Leader of the House and the shadow Deputy Leader of the House in advance for the contributions they are going to make. I also wish to remind people of the real meaning of Easter, which is that our Lord and saviour was crucified on the cross and came into the world to save sinners.

Equitable Life Policyholders: Compensation

Jim Shannon Excerpts

Thursday 23rd March 2017 Commons Chamber

[Jim Shannon (Strangford) (DUP)]

I congratulate the hon. Member for Harrow East (Bob Blackman) on setting the scene. I also thank him personally, because for the time that I have been in the House—since 2010—he has always championed the Equitable Life policyholders. Today, some seven years later—for me, if not for him—we find we are still fighting for something for which we were fighting back then. The hon. Member for Leeds North East (Fabian Hamilton) is no longer present, but he should be commended as well, because he has clearly fought equally hard to bring about justice for the policyholders. Like both those Members, we all support the continued attempts to ensure that our constituents are not left financially ruined after doing their best to save for a rainy day.

There is not a big representation in the Chamber today, but that does not detract from the importance of the debate or lessen the impact of what we are about to say or have said so far. All those who have spoken have made valuable contributions, all of them saying the same thing and all of them looking to the Minister—there is no pressure on the Minister, is there?—to deliver the answers that we want. With respect, and the Minister knows that I mean this in the best possible way, we must convey to him what our constituents are telling us. We need the Government to know exactly where we stand.

Before I came to the House, when I was a Member of the Northern Ireland Assembly, we debated this matter there, and we also had debates and correspondence about it when we were councillors, and we were probably following these issues in other roles even longer ago, many years before I came here.

People always use that phrase about saving for a rainy day. Well, the rain is falling now, and it is the Government’s responsibility to hold out the umbrella. The newspaper over the head is starting to wear out: it is useful at the start, but it does not last. It is time for the Minister to step up to the mark and do the right thing by these savers. I have received dozens of e-mails and letters from my constituents, and I have never come across an Equitable Life policyholder who was in a high income bracket. The hon. Member for Leeds North East spoke of people in a low income bracket, and those are the people we are talking about. The impact on them is greater, and, unfortunately, they do not have time on their side either.

My constituents and those of my Northern Ireland colleagues have spoken to us about this issue, and I believe that this is an opportunity for me to make my constituents’ case and, like other Members—including some who have now left the Chamber—to give examples. I am very aware of the fact that the Government have paid out a substantial sum of money—at present, almost £1 billion—which is commendable; we should give credit where it is due. However, that is an indication of the fact that the Government have a further responsibility that needs to be fulfilled. I understand as well as anyone else in this Chamber that we currently have an £89 billion deficit, and I congratulate the Government on their economic policies. Unemployment in my area has fallen— that is a devolved responsibility—but the fall is in part a result of the greater economic policy carried out centrally by the Westminster Government. We must seek to lower the deficit, but we must also honour our obligations, and that is what we are asking the Minister to do today: to honour this obligation.

The hon. Member for Leeds North East mentioned in an intervention that some of the policyholders might never see this issue being brought to a conclusion and get the benefits, and they will therefore live on low incomes until the day they die and pass on from this world. If Governments have a mind to settle and help out the savers, could that be retrospectively passed on to their families? Will the Minister address that in his summing up?

I was brought up in a household where saving was drilled into us from an early age. That was not just because of our Ulster-Scots background, which meant that every pound was a prisoner; we were encouraged at a very early age to have savings, and we have done that throughout our lives. It was good to learn that lesson, because it showed us the value of money, and there was not much of it.

That points to what we need to do. “Put a bit aside for the future” was a phrase that was repeated often, and I have instilled that principle in my boys—successfully, I believe. But times have changed as well; it is difficult for my boys to buy a house and live their lives, never mind save on their wages. For that reason, the Government have put schemes in place to encourage saving, yet the question must be asked: why bother when we have an example of a generation—the one just before us and alongside us—who scrimped and saved and are still having to do so, through no fault of their own? We must incentivise a generation to know that savings are safe, and we should demonstrate that by doing the right thing by the Equitable Life savers.

A good point was made to me, and I shall repeat it now as it is important for it to go on the Hansard record:

“The Government ensured that no savers lost out because of the banking crisis. £133 billion was found to support the banks. According to the NAO, £76 billion is still to be recouped. At recent share prices, the taxpayer is likely to end up losing £15 billion”,

and it was suggested that there could be a loss of up to

“£22 billion on RBS alone, with annual losses in billions continuing year after year. EMAG does not believe that Equitable Life savers—who did the right thing in saving for their retirement—should have to pay for the recklessness of the banks.”

I am sure that the Minister is aware of that, but if he is not, he needs to be.

The banks got special treatment. I know the importance of giving that to the banks, but it is equally important for Equitable Life policyholders, although we must also be ever-mindful that the Government have made a substantial contribution in that regard. However, as the hon. Member for Harrow East (Bob Blackman), who set the scene today, and others have said, we need to do that little bit extra.

The facts are that £2.6 billion of relative losses should be paid to the 895,000 Equitable Life victims who are still 78% short of what they are due—a substantial sum for them—and pre-1992 with-profit annuitants should be treated the same as post-1992 WP annuitants.

Equitable Life policyholders are justified in their grievance and in pursuing full compensation. We in this House, as their representatives at Westminster, have been tasked with putting their case. That is the reason for today’s debate, and it is why I am standing with those Equitable Life victims, alongside my colleagues in this Chamber from across the whole of the United Kingdom of Great Britain and Northern Ireland. We are all together, asking for justice for the Equitable Life victims. I ask the Government to pledge simply to do the right thing by these pensioners.

--- Later in debate ---

[Mike Weir]

Indeed it is. That is the point that I was making.

Some of us are now getting to the age at which we are beginning to think seriously about what our pensions will bring us—it is going to hit us pretty shortly—but I have children who are in their 20s, and this is a very long-term investment for people in their 20s and 30s. Young people today who look at the WASPI women or at Equitable Life pensioners will not have the same confidence that people of my generation might have had that they are putting aside savings to augment their state pension. The state pension is changing, and we are looking at different ways in which people will invest for the future, such as auto-enrolment. All these things require confidence, but that confidence has been undermined by continuing scandals such as Equitable Life.

The Government have to look at the bigger picture, rather than simply looking at Equitable Life in isolation. They have to look at how we can get over this hump and ensure that all young people make provision for the future. If we do not do that, a much bigger problem will be coming over the horizon when those young people get older, having made no provision because they lacked confidence in the system. What are we going to do then? The fall-backs that exist today will no longer be there for them. I urge the Minister, even at this late stage, to go back to the Chancellor and say, “Look at the bigger picture. Look at how we are dealing with pensions. How can we get confidence back?” If we do not do this, the picture will get even worse later.

[Jim Shannon]

The hon. Gentleman reminds me of a point I should have made earlier. It is recognised that parents often need to make financial provision for their children, and that we are using some of the money that we have to make that happen, yet some Equitable Life policyholders have told me that they are unable to do that. Has the hon. Gentleman come across similar cases?

[Mike Weir]

I have a daughter who is now into her third university degree, so I know exactly what the hon. Gentleman is talking about. Yes, parents are having to use their own money to help out their children, and that can cut down the amount that will be available to them in the future. That is a decision that they have to make, however; it is a slightly different issue. The bigger issue is the future. Many young people today are not earning enough money, and many have been landed with large debts following their university degrees. That, and the lack of confidence in the system, will have an impact on their ability to save for a pension. I think I have gone on long enough now, so I will end on that point.

Budget Resolutions

Jim Shannon Excerpts

Thursday 9th March 2017 Commons Chamber

[Jim Shannon (Strangford) (DUP)]

The hon. Gentleman has clearly outlined the issue concerning the Conservative party manifesto. The media—the radio, the TV and the papers—have today given many illustrations of why people are unhappy with the Government’s intention to raise national insurance contributions. It is an issue in my constituency, and many of my people are telling me that they do not want it to happen. Those people have operated under the existing system for several years, and they want it to continue. Does he feel that the Government should review their decision? I think that that is what he is saying, but will he confirm that?

[Bob Blackman]

The Government have to look at the matter very carefully and review the point at which someone will pay more national insurance as a result of the abolition of class 2 contributions and the increase in class 4 contributions. I do not think that the balance, as announced yesterday, is right.

Beer Duty

Jim Shannon Excerpts

Tuesday 7th March 2017 Westminster Hall

[Jim Shannon (Strangford) (DUP)]

It is a pleasure to speak in this debate, Sir Roger, and I congratulate the hon. Member for St Austell and Newquay (Steve Double) on presenting his case well. He was certainly a super-sub, so well done to him.

I have been contacted about the beer duty on numerous occasions—a few times by constituents complaining about the rising price of their well-earned beer at the end of a day, but mostly by the hospitality sector and industry, groaning with the weight of trying to inspire growth while being restricted by a seemingly never-ending duty increase, which happens year on year without fail. I would like to give Northern Ireland’s perspective and talk about how important the issue is for us and about the Minister’s responsibility.

I was contacted before the debate by Hospitality Ulster, which is the professional body that represents the hospitality industry in Northern Ireland—its membership consists of pubs, bars, café-bars, restaurants, hotels and major visitor attractions. Tourism is important for us in Northern Ireland, and the hospitality sector’s role is particularly important. Hospitality Ulster believes that it can transform the local economy and create additional wealth and job opportunities. The successful growth and expansion of the industry will have direct financial benefits, but only with the Government’s help and support. That is why the chance to set out the issues in this debate is important and why I am presenting this case on the industry’s behalf.

Figures indicate that there are 45,000 jobs in the hospitality sector in Northern Ireland. That may not seem a lot compared with similar job opportunities across the United Kingdom, but when we pare that down, it equates to one in 20 jobs being sourced in food and drink and the hospitality sector in Northern Ireland, so the importance of this debate is clear. The hospitality sector overall accounts for 60,000 jobs across Northern Ireland and generates some £88.4 million in tax. It contributes approximately £1.1 billion to the Northern Ireland economy and pays out £653 million in wages, keeping people in employment and creating opportunities. Its importance, therefore, cannot be underlined enough.

In my area of North Down and Ards and in my constituency of Strangford, the sector pays some £7 million in tax and provides just over 3,700 jobs. There is potential for so much more, but we need to put in place support networks and help. That is partly about addressing the issue of taxation and duty, which is the key reason why we are here.

The tourism industry in Northern Ireland is competing in a cost-sensitive marketplace locally and globally. High taxation and the additional costs of unnecessary, disabling regulations and outdated legislation directly affect its ability to compete. In addition, the lack of access into and around Northern Ireland limits not only the number of people visiting the country but its residents’ access to the evening economy. Tourism brochures and information indicate that Belfast is one of the best areas for nightlife in the United Kingdom, and there are tremendous opportunities to do much better on access to it.

Much of the responsibility for this issue lies with the Northern Ireland Assembly—these are devolved matters—and I hope that it will soon be up and running; we are in the middle of a process of talks at the moment. However, taxation and duty are major issues for this House to address. Duties on all alcohol products are forecast to raise some £11.2 billion in 2016-17. To split that up, the duties on beer and cider are expected to raise £3.6 billion, whereas the duties on wine and spirits are expected to raise £4.2 billion and £3.4 billion respectively. Receipts from beer and cider duties are expected to rise slightly to £3.8 billion in 2017-18. That is a massive amount of money, and we understand its importance to the Treasury in balancing the books. We also need sustainability for the industry, which is why we want this matter to be looked at.

We need to ensure that this is the last small rise in a series of rises that has seen the price of a pint rise to £3.46, which is 20 times the amount that it would have cost in the 1970s. The hon. Member for Weaver Vale (Graham Evans) referred to those free and easy days, and that is a fond memory of a time when I also had hair. Correct me if I am wrong, but wages have not increased at a similar rate, so people are missing out and publicans are seeing customers sitting at home with a tin of beer at half the price. We have to address that as well. I will come on to that point, because some of these issues could be dealt with in the Budget and, at the same time, the importance of the hospitality sector could be reinforced.

We want to encourage a society that enjoys a drink responsibly. That is what pubs do: people are refused drinks if they are too drunk and car keys are removed, and there are protective barriers when people leave the pub. Pubs and landlords are careful about what they do, and they are responsible. On the other hand, the alcopops sector can have special offers in supermarkets, allowing 20 shots of vodka from a one-litre bottle to be downed for a shockingly small price tag. That issue was highlighted at a reception in Westminster three weeks ago. I was not aware that a big, one-litre bottle—it looked like lemonade, by the way, but it clearly was not—was so cheap and was placed in supermarkets to make it more attractive for people to buy. We have to address these issues. We all have great respect for the Minister, as others have said; she has always done her best in the many portfolios she has held, and I know that she will do the same for us today.

Something is not quite right about how we are approaching this issue. I believe that the duty rises should be put on the alcopops sector, which is often a favourite of under-age drinkers and is often where alcohol abuse takes place. The hospitality industry should be given a break, which may well keep businesses open and attractive to consumers who can put money in the local economy as opposed to the pockets of supermarket shareholders. I am not against supermarkets making money, but something is unfair when there is a clear imbalance.

I oppose any rise on beer duty, and I ask the Government and the Minister to fully consider the needs of this industry, which brings so much into the local economy and has the potential to do so much more if encouraged to do so.

--- Later in debate ---

[Jane Ellison]

I suspect that is a debate for another time. It is certainly a debate in which I took part in my previous role. If the hon. Lady will forgive me, I will stick to the topic of the debate, lest we get drawn into minimum unit pricing, as it is a complex issue.

My hon. Friend the Member for Faversham and Mid Kent (Helen Whately) spoke about the long history of the brewing industry in her constituency. She is another strong advocate for the brewing industry, and she rightly mentioned beer exports, which were worth £531 million in 2015, up 10% on the previous year. I reassure her that no duty is payable on exported alcohol, so the link between duty cuts and exports is not a direct one, although I take her point about general confidence within the industry.

The issue of high-strength alcohol has been challenged. I think the House is unanimous in wanting to tackle excessive alcohol consumption and the related health harms associated with the strongest products. The question is how we do that, but the point has been well made and the Government are of course reflecting on that.

I hope I have covered most of the points raised. I have not been able to respond to the whole thrust of the debate, although more will be said tomorrow in the Budget. The debate has been a valuable opportunity to discuss the issues, and it has been interesting to see so much common ground.

[Jim Shannon]

In my contribution I talked about alcopops—I know that might be a separate issue—and the advantage that high-street supermarkets have over the pubs. Do the Government intend to address that imbalance, the unfair advantage that high streets have over pubs, and the control of the alcohol that is sold?

[Jane Ellison]

Again, that is perhaps for a wider debate, but, as I recollect from my time as Public Health Minister, the industry was rightly praised for the extent to which it stepped up to address issues with certain products. A lot of alcopop products have been phased out by some producers who decided to change their portfolio. One or two speakers referred to the bigger chains and the fact that they have tried to shift their portfolios as they recognise the challenges that certain products pose, especially for younger drinkers. It is worth putting on the record a recognition of the industry’s actions in that regard, although there is always the challenge to do more.

I hope that I have been able to reassure Members on some issues. In opening the debate, my hon. Friend the Member for St Austell and Newquay said that the industry wanted to make sure it was not overlooked, and I can reassure him that it is not. Its voice is rightly heard loud and clear across the House and within Government. We have regular meetings and dealings with the industry and we listen very carefully to all the points made.

Cerberus Capital Management: Purchase of Distressed Assets

Jim Shannon Excerpts

Wednesday 22nd February 2017 Westminster Hall

[Jim Shannon (Strangford) (DUP)]

I thank the hon. Gentleman for bringing this matter to Westminster Hall for consideration. In the light of what he has said, does he agree that although the mortgages and loans are currently owned by entities licensed by the Financial Conduct Authority, they, like any UK mortgage, could be sold in the future to an entity that is not regulated, meaning that customers would need to seek redress under the Consumer Rights Act 2015? Does he agree that the Government must consider additional protection for people whose lives have been turned upside down since the collapse of the Northern Rock bank?

[George Kerevan]

I agree, and the hon. Gentleman gets to the heart of the issue that we want to bring before Treasury Ministers, which is that even when loans were initially regulated, they can be sold on to unregulated parties, such as Cerberus, at which point there are no guarantees about the behaviour of those companies and how customers will be treated.

Low-Cost housing

Jim Shannon Excerpts

Wednesday 8th February 2017 Westminster Hall

[John Penrose]

The hon. Lady just gave a classic example of this instinctive British fear. I have discovered that in general if people see a beautiful building that is well-designed and moderately, but not too enormously, tall—Manhattan being an example of where things are incredibly tall—many of those concerns are greatly reduced. The taller something is the more impact it has on everybody else for miles and miles around and therefore the greater care we have to take. There is a middle ground that I will talk about in a minute, which will provide us with a great deal of building and housing opportunity to reduce the cost of housing without having to make everywhere look like Manhattan, if I can put it that way.

The hon. Lady’s intervention leads me to say that we need to throw off these mental shackles—these 50-year-old emotional architectural scars—and instead count the blessings of building up, not out.

[Jim Shannon (Strangford) (DUP)]

I thank the hon. Gentleman for bringing forward this important issue of how we better utilise our space. He will know—I am sure this is the case in his constituency, as it is in mine—that people have the opportunity to live above shops. That is a special scheme brought in by local councils and local departments and is a way of utilising the space that is there. Does he agree that that is one method for addressing the issue of low-cost housing?

[John Penrose]

That is a very good example—a classic example—of the kind of thing we need to look at. Many British high streets are two storeys, or perhaps three storeys, tall. Not only are those upper storeys lightly used, and in some cases unused, but there are two or three further storeys of fresh air above them that could be developed into housing as well. The crucial point that was made yesterday in the White Paper, but has been more broadly accepted for years, is that the only way to bring down the overall cost of housing in this country is by increasing the supply. We have to make sure that more of this stuff is built and finding those right, convenient locations near social and physical infrastructure is crucial. I will expand on that point a little more in a minute, but the hon. Gentleman has touched on a particularly good example.

I was about to number the blessings of building up, not out and I shall now carry on doing so. First, it will attract much needed new investment to regenerate and save tired or rundown town and city centres, bringing fresh life, a broader mix of businesses and longer trading hours to high streets that—as the hon. Member for Strangford (Jim Shannon) mentioned—are suffering under the twin attack of out-of-town shopping centres and online retailers.

Secondly, building up, not out could help break the stranglehold of large house building firms over the number of new homes that are built. Those firms tend to focus on larger sites, whether greenfield or in towns, and rarely pick up smaller plots where an individual bungalow or two-storey shop could be redeveloped into four or even eight smart new apartments on the same site. By releasing lots of overlooked smaller urban plots we can create a fast-growing cadre of insurgent new developers, adding much needed new capacity and competition to the sector and its supply chains and speeding up the too comfortable, cosily slow rate at which the big firms currently convert their land banks and planning permissions into completed homes.

Thirdly, building up, not out will reduce urban sprawl by cutting the pressure from builders to concrete over green fields and green belts at the edges of towns and villages across the country. Given the strain and pressure on our green spaces, they should be our last building resort, not our first. Fourthly, it will cut commuting by allowing people to live closer to work, shops and other community hubs from libraries to GP surgeries. The reductions in emissions, and the effects on both our quality of life and the wider environment, will be very significant indeed.

Finally, building up, not out would release huge numbers of new urban house building sites to solve the housing shortage. As the Secretary of State said yesterday in his new White Paper, the only way to make homes more affordable for everybody is to build a lot more of them. Whether we are talking about renting or buying, the basic laws of price and demand mean that the prices will never stabilise, much less fall, unless the supply of housing increases dramatically.

Oral Answers to Questions

Jim Shannon Excerpts

Tuesday 17th January 2017 Commons Chamber

[Simon Kirby]

The FCA and BBA are both looking at ways to make it easier for trusted friends or family to help people to manage their money safely, and I wish my hon. Friend luck with his meetings.

[Jim Shannon (Strangford) (DUP)]

As my brother’s appointee after he suffered severe head trauma in an accident 11 years ago, I can see many avenues by which carers’ time is taken up dealing with red tape. Will the Minister outline his view on how things such as online banking can be kept safe but made simpler for carers with regard to multiple usernames?

[Simon Kirby]

I can assure the hon. Gentleman that we have discussed this. It is the very issue that my hon. Friend the Member for Pudsey (Stuart Andrew) will be discussing with the BBA and the FCA, and the Government are keeping a close eye on it.

Christmas Adjournment

Jim Shannon Excerpts

Tuesday 20th December 2016 Commons Chamber

[Jim Shannon (Strangford) (DUP)]

It is always a real pleasure to follow the gallant gentleman, the hon. Member for Beckenham (Bob Stewart). I wholeheartedly support his comments, and those of the hon. Member for Filton and Bradley Stoke (Jack Lopresti); I think they resonate with everyone in the House. We all want the prosecutions and investigations to stop.

May I first associate myself and my party, the Democratic Unionist party, with the comments that have been made about all those who have lost loved ones in the awfulness of the unspeakable attack, so close to a church, in Berlin? We offer our sincere sympathies. It is good that we remember, at this time of year, those who grieve.

In the short time available, I want to speak about making a difference. I also want to focus on this time of the year. I am one of those guys who loves Christmas. I love taking my grandchildren to special church services, attending services in different churches and just remembering the real reason for the season: a chance to celebrate Jesus. We all know, in all reality, that 25 December is not just the day Jesus was born. It is a time to focus our minds on the greatest gift ever given to mankind: the Lord Jesus, the greatest story ever told.

Last week, I tabled an early-day motion on the real meaning of Christmas. Many Members took the opportunity to sign it and to endorse that comment. The Christmas message is the celebration of Jesus who came as a baby, grew to be a man and gave his life for those who would accept him into their hearts. I love the celebration of his birth, as I see it as a time for faith, for family and for focus. I want to thank the Lord Jesus for the personal faith that I have.

I thank God for the time that I spend over Christmas with my family: with my wife and the boys, my granddaughters and my mother. I take the two days as days to be with them. I cherish the time to laugh—and to be laughed at!—and just to be in each other’s company all together. Finally, I see it as a time when I refocus on what is important and on what I need to do. It is a time when I think on my role and how I can make a difference in my own family, my own community and my own constituency.

The hon. Member for Beckenham spoke about our soldiers. While we are in this House, Army, RAF and Navy personnel, and those in the emergency services—the police, fire and ambulance services—are all working to protect us. We should put that on the record.

As you know, Mr Deputy Speaker, I am the chair of the all-party group on international freedom of religion or belief. I want to focus on and pray for persecuted Christians across the world who cannot worship their God as we will this Christmas, and to think of the 100,000 Christians who will be killed for their faith this year, the 200 million who will be persecuted and the 2 billion who live in an endangered neighbourhood. Those are the facts of where we are.

It is Christmas time and we all enjoy a good Christmas movie. “It’s a Wonderful Life” starring James Stewart is a great film that could probably epitomise the life of every person in the Chamber and every person we meet out in the street, because every person’s life has an effect on everyone else. When I think about making a difference, I want to focus on that. I will relate a quick story to illustrate that, which I believe carries a lesson for us all.

An old man used to go to the ocean to do his writing. Early one morning, he was walking along the shore after a big storm had passed and found the vast beach littered with starfish in both directions as far as the eye could see. Off in the distance, the old man noticed a small boy approaching, wearing his wellington boots and carrying a bucket. As the boy walked, he paused every so often. As he grew closer, the man could see that he was occasionally bending down to pick up an object, put it into his bucket and take it into the sea. The boy came closer still and the man called out, “Good morning! May I ask what it is that you are doing?” The young boy paused, looked up and replied, “Taking starfish into the ocean. The tide has washed them up on to the beach and they can’t return to the sea by themselves. When the sun gets high, they will die unless I take them back to the water.” The old man said, “But there must be tens of thousands of starfish on the beach, and I am afraid that you will not be able to make much of a difference.” The young boy bent down and picked up yet another starfish, put it into his bucket and took it out to the sea as far as he could. Then he turned, smiled and said, “Ah, yes, but I can make a difference to this one.” People may raise their eyebrows—

[Christian Matheson]

I am most grateful to the hon. Gentleman for his inspiring story. I would like to pay tribute to his work on the all-party group on freedom of religion or belief. It is my belief that he is making a difference to people across the world, and for that, I am most grateful to him.

[Hon. Members]

Hear, hear.

[Jim Shannon]

I thank the hon. Gentleman for that intervention, which I greatly appreciate.

People may raise their eyebrows when I highlight individual cases in this place, but it is because I believe in trying to make a difference where I can. There is time for each Member to focus on our constituencies to see where we can make a difference. It could be the time taken to fill out a benefits form for someone who is deserving; contacting the Housing Executive to get someone’s heating fixed more quickly; the time spent sitting down with businessmen and women to see how they feel the Government could do better for small and medium-sized businesses; giving someone help to get an operation or to get further up the list for their medical examinations and investigations; contacting the road service about potholes; the time taken with producers to register concerns about Brexit and to highlight the necessities going forward; or the time we take as MPs to encourage others to focus on their families and communities. I believe that we have a duty and a responsibility to attempt to encourage others to do what we do and not simply as we say.

The Police Service of Northern Ireland in my area recently put a post on Facebook, and instead of breaking into a house where an elderly lady had rung for an ambulance but could not come to the door, neighbours were able to contact the family to let the emergency services in. This sense of community simply warmed my heart, and harks back to the days long ago when people left their doors open and their neighbours looked out for them. I am sure we can all remember that happening in the past. There is more of a need now than ever to take care of each other where we can, to look out for our elderly relatives and neighbours, and to help where we can. Yes, it takes time; yes, it takes effort; but we will all be the beneficiaries from living in a community that cares, one in which people can and do trust their neighbours. Perhaps that is the Christmas message that applies all year round, which should be sent from this Chamber: make a difference where you can.

I am very aware that I am only one of 650 Members in this place. I am only one of an eight-strong DUP team grouping in this place. It is a party that, if I may say so respectfully, boxes above its weight. Instead of throwing my hands up and giving up on making a difference, I pledge to keep on making a difference where I can. This is the mantra that I believe this new year should bring: do what we can for everyone. I have a lovely quotation from Edward Everett Hale:

“I am only one, but I am one. I cannot do everything, but I can do something. And I will not let what I cannot do interfere with what I can do.”

This is a lesson that we in this place can all take on board: to have the mentality of doing what we can for all those that we can help.

I want to put on record my thanks to you, Mr Deputy Speaker, to all the Deputy Speakers and to Mr Speaker for your understanding and your patience, and for giving us the chance to speak in this House. That applies particularly to myself, given that I try to contribute on a regular basis. I thank you, too, for understanding my Ulster Scots accent. I see that the Deputy Leader of the House is looking at me, and I know that he enjoys my Ulster Scots accent, so I hope he has understood my speech well. I want to thank all the staff who look after us here and keep us safe. I thank the Hansard staff who clearly write down all the words. Just when I think they are getting to understand me, they send down a wee note asking, “What was that you said again?” We still have some learning to do, but it is a privilege and pleasure to be a Member of this House.

[Bob Stewart]

I would like to say one thing to my friend: sometimes we may not understand you, but my God, you’ve got one hell of a heart, and we can see it.

[Jim Shannon]

I thank the hon. Gentleman for his intervention. As he knows, I think the same about him, and we have a mutual understanding in relation both to our service in Northern Ireland, in uniform, and to our service in the House.

I wish all right hon. and hon. Members a very merry Christmas and a happy new year, and God bless for 2017.

--- Later in debate ---

[Keith Vaz (Leicester East) (Lab)]

It is an absolute pleasure to follow the hon. Member for Kingston and Surbiton (James Berry), who gave an excellent speech. He is right to have raised the problems of extremism and hate crime on the world wide web. I had to step out during the debate because I was leading my own debate on the tragic death of Brandon Singh Rayat, a 15-year-old boy who committed suicide because of the cyber-bullying he had experienced, and I am glad his parents are in the Public Gallery, as they were earlier in Westminster Hall.

The hon. Gentleman is right that leadership needs to be shown on this issue. There has been a succession of reports by the Home Affairs Committee, one them co-authored by the Deputy Leader of the House before he was promoted to his august position. The tragedy is that these things are not followed up—an excuse is always given. The hon. Gentleman’s example of the organisation, funded by the companies, that can professionally monitor what is going on, rather than people having to try to find out who in California they should speak to if they want something removed from the net, is a very good one. Rather than serving on the Home Affairs Committee, he should be giving evidence to it on this important point. I hope he will put his example to the Committee when it next meets.

In the few moments I have to speak in this traditional debate, I want to raise a few of my passions. First, as I said, I am glad to see the parents of Brandon Singh Rayat here. I hope the debate will lead to Mina Rayat being able to pursue her important campaign on cyber-bullying, which she launched two weeks ago, and that she will continue with it. When someone loses a child of 15—some of us in the House today are parents—it must be an unspeakable tragedy for them, and this campaign will give hope to families in a similar position.

The hon. Gentleman mentioned support for his local police service. When the Deputy Leader of the House comes to reply, I hope he will give us some good news about an issue that still concerns me: the Government’s failure to announce the police funding formula for not just the Leicestershire constabulary but the police service throughout the country. The former policing Minister, the right hon. Member for Hemel Hempstead (Mike Penning), said the review of the police funding formula had been paused until the National Police Chiefs Council had completed its investigation into policing capabilities. We now know that Sara Thornton, the chair of the council, has said there is nothing to stop the review from proceeding at the same time as her capabilities review. It would therefore be good to find out when constabularies such as Leicestershire and Buckinghamshire, London boroughs such as Kingston and, indeed, Northern Ireland—although I think there is probably a different formula there—will know precisely how much money the police will have to spend.

As is my custom, I want to mention diabetes; I would be missing an opportunity if I did not. There is a time of year when people eat a lot of sugar, mince pies, cakes and things of that kind, as I have just done—I will have my metformin shortly to compensate. It is important to look at the variations in care for diabetes. Diabetes UK published a very interesting report with the all-party group on diabetes, which I am privileged to chair. The report was launched by the Health Secretary recently and pointed out that people are able to get structured education and care in certain parts of the country but not in others.

If, when I was diagnosed with type 2 diabetes, I had been sent off to the gym instead of being sent to the pharmacy to get my metformin and my other tablets, perhaps I would have prevented its onset. It would have come eventually, I know, because my mother had diabetes as well, but that might have prevented for a little longer its taking hold of my system. We should look at ways of saving money in the long term by spending more money now, and that means through structured education.

A number of my constituents will be heading off to India because the Indian Government have decided to recall the 1,000 rupee note, which is worth about £10, and the 500 rupee note, which is worth only £5, as part of their campaign to root out corruption in India. A number of British Indians came back with rupees when they last visited the country. When we go abroad we change our money and sometimes do not change it back over there but bring it back with us. A lot of my constituents, and indeed other members of the British Indian community, are having to change their money by 31 December, so many of them have very quickly decided to go back in order to bank it before it ceases to be legal tender. It is as though we had gone abroad with our £20 notes and suddenly the British Government had announced, “The £20 notes are no longer legal tender—please come back and bank them before 31 December.”

I wrote to the Governor of the Bank of England, Mark Carney, about the issue. He wrote back to tell me that if the Indian Government agreed, he would be quite happy for the rupees to be banked in an Indian bank in the United Kingdom to save my British Indian constituents, and others, from having to go all the way back to India. A lot of cricket supporters who have just gone over to India for the cricket matches have changed their pounds into rupees and now cannot change them back, so this is a good way of proceeding.

I wonder whether the Deputy Leader of the House could speak to the Foreign Secretary; I wrote to him some time ago to ask the British Government to contact the Indian Government to enable the notes to be banked in the United Kingdom. There are eight Indian banks in Leicester East; I am sure that the Deputy Leader of the House has one or two in Northampton North. This is an opportunity to save a lot of money for people who would otherwise have to go all the way to India just to put their money in the bank.

I have two final points, one of which is about Yemen. There is tragedy in Syria. The tragedies in Berlin and Turkey are terrible events that have shocked the whole world, but the situation in Yemen has now been ongoing for 15 months. Mr Speaker, you kindly granted an urgent question last week when we looked at the situation in Yemen, and the situation is not improving. The basic foods are not available. As I said to the Prime Minister when she gave her statement on the European Council on Monday, citizens in Hudaydah are eating grass and drinking sea water. The ports are closed and the airport is closed, so wheat cannot be brought into Yemen. Without wheat, people will not be able to survive.

This is not about a lack of aid. I thank you again, Mr Speaker, for coming to the Yemen day that we held last week, where we met members of the Yemen diaspora. Eight aid agencies were there, together with a Minister of State at the Department for International Development and a Foreign Office Minister, and we heard from the UN Deputy Secretary-General. Unless the ports and the airport are opened, humanitarian aid cannot be got in. The appeal launched last week by the Disasters Emergency Committee on the BBC has raised a lot of money, but there is no point in just having the money; it has to be spent on the people in Hudaydah and in other parts of Yemen. I very much hope that we will pursue the cause of a ceasefire.

Finally, let me say why I will remember 2016 as a good year. There are lots of reasons why I might not remember it as being particularly riveting, but for one reason I will: the victory of Leicester City football club as the English champions. It was one of those great events. I am not going to say that it will never happen again, because we know what happened to Mr Gary Lineker. Full marks to him for wearing only his underwear, as he promised he would do, when he lost his bet with the nation.

My hon. Friend the Member for Strangford (Jim Shannon) is a Leicester City supporter—he supports the foxes. Every time I go to a match at the King Power stadium, I bring him back a programme. People wonder why I take two programmes and I always say that one of them is for him, so he has a collection that is as good, if not better, than mine. A number of other Members also support Leicester City football club. This was our year—it was a fantastic year—and that is why I was so pleased that, only on Sunday, Signor Ranieri was named coach of the year and Leicester City team of the year. The year 2016 has been a historic year for us; we will never, ever forget it and it will probably never be repeated.

[Jim Shannon]

Did Arsenal win anything?

[Keith Vaz]

I was going to say something about Arsenal—I thank my hon. Friend—because, of course, Mr Speaker is a great supporter of theirs. What unites us, of course, is that we do not really want to see Chelsea win the league. I think that it is Arsenal’s turn, but every time they get to the top of the premier league, something goes wrong. This year, we will keep our fingers crossed—not just for Mr Speaker, but for young Oliver, who can recite the players’ names backwards and forwards in the blink of an eye. Of course, we will carry on winning the premier league, but we would like to share it; it is only fair that we should give it to another team. This week I will place a bet on Leicester winning the champions league, because I am hopeful that we will proceed. That is what 2017 will be all about for me.

May I end by wishing you, Mr Speaker, the staff of the House, the Deputy Leader of the House, Ministers and colleagues on both sides of the House a very happy Christmas? I understand that it was an old tradition—I wonder whether this is in “Erskine May”—that whoever wound up this debate for the Government always ensured that every Member who was still in the House when it rose for the Christmas recess would get a mince pie. I do not know whether you have heard that particular story, Mr Speaker, but one of the Doorkeepers mentioned it to me, so I am looking forward to visiting the rooms of the Deputy Leader of the House at the end of the day and getting one. Let us hope that 2017 is a great year in which all our ambitions and dreams can be fulfilled.

UK Sovereign Wealth Fund

Jim Shannon Excerpts

Wednesday 14th December 2016 Westminster Hall

[Jim Shannon (Strangford) (DUP)]

It is always nice to be called to speak, Mr Owen. I congratulate the hon. Member for Weston-super-Mare (John Penrose) on setting the scene on a subject that has to be discussed and given some thought in this House. Those of us here, and those who unfortunately have not been able to make it, will have ideas about how to do this. This is the first stage of a discussion that we should, perhaps, have had many years ago. At least we are starting the process; let us start it with this discussion. I look forward to the shadow Minister’s contribution, other Members’ contributions and, in particular, the Minister’s response on how to take this forward.

We are considering the proposals put on paper by the hon. Member for Weston-super-Mare in his report, “The Great Rebalancing: A sovereign wealth fund to make the UK’s economy the strongest in the G20”. That is a very grand title, but it encapsulates his thoughts on the subject—and, perhaps, our thoughts as well. An enormous level of thought and groundwork went into these proposals. I congratulate the hon. Gentleman on the paper, which we read—not just the background notes—back home, and it gave us food for thought. I am astonished that he found the time to do so much work on it. Anyone who takes the time to read the background notes will understand the time that he has put into writing this paper, which is worthy of discussion in the House, and in Westminster Hall today.

I was raised to save for a rainy day, as many in my generation were—and that is not just because I am an Ulster Scot and we think that every pound is a prisoner. I was taught to save for a rainy day at an early age by my mother and father, and it has not done me any harm over the years. I am now married, of course, and the money is never my own anymore; it belongs to her, but that is by the bye. I do not wish to dumb down in any way the hard work of the hon. Gentleman, but to me this is like the Government saving for a rainy day, as I said to him when discussing the debate beforehand. The hon. Member for Ross, Skye and Lochaber (Ian Blackford), who spoke before me, is a strong advocate for the WASPI—Women Against State Pension Inequality—women and their pensions, and I am glad he is here. Before I came in, I thought, “What if we had had this fund 20 years ago? We would have been able to look after the WASPI women and make sure their pensions were covered.” We did not, but at least we have chance to look at this issue now.

[Ian Blackford]

As always, the hon. Gentleman makes a number of pertinent remarks. There is a view that we do not have the resources to pay the appropriate pensions to people, but we should keep an eye on the Government Actuary’s Department, which has argued—I am keen that people should not get away from this—that the national insurance fund will be in surplus to the tune of about £30 billion by 2016-17. The resources are there to give the women what they are due, and over the next 20 or 30 years, pensions will remain affordable.

[Jim Shannon]

I thank the hon. Gentleman for those figures. I was not aware of them, but if that money is available, perhaps we are in a position to start the fund today with some of those resources.

I am sure that, like me, many hon. Members, including the hon. Gentleman, will know of 63-year-old women in their constituency who still have to work as their pension is unavailable. Those women are wishing that in the 1980s, at the time of the North sea oil find, which we have heard many comments about, the Government had decided to invest in a rainy day fund, which could have helped the pension pot. For that reason, the sovereign wealth fund must be considered seriously by the Government. That is why this matter is worthy of debate.

This issue is not cut and dried, by any means. There is talk of the Government’s shale fund being similar to this plan, as the hon. Member for Weston-super-Mare mentioned, but this is not the day to debate the pluses and minuses of fracking. A lot of hard work would need to be carried out before the fund saw any profit, but many people are already making claims about the potential for shale oil, if that comes through—and I suspect that, at some time, it will. We must think about what can be done for the future benefit of all people in the UK. Today’s austerity is a reality for us all. We have to be honest in this House about moneys and finances.

[David Simpson (Upper Bann) (DUP)]

I apologise for my late arrival, Mr Owen; I had another meeting. Does my hon. Friend agree that we have to look forward, when it comes to these funds? Oil prices, fracking and all the rest have been referred to, but we have to debate the issue as a whole, including wind turbines and all of that. Green energy could be as much as 40% more expensive, and we have to look at all of it. If we are going to put money in, we have to get the price correct.

[Jim Shannon]

I thank my hon. Friend and colleague for his intervention. As always, it is good to have his businesslike approach; he looks at the real issues critically and focuses on the situation that we are in. We need to look at the issue more widely and at some things that will cost more. That is part of the debate for the future.

We all know that the deficit needs to be cut, as the hon. Member for Weston-super-Mare openly acknowledged, yet it is incumbent on us all to look at the long term; in this House, we have to be visionary, and this debate gives us chance to do so, and to look at how we can secure a better future, using our resources for future generations.

I respectfully point out that, like many people, I have opposed the severity of Government cuts. I have met people in my office who have come for help and thought that they were deserving of benefits, but those have become harder and harder to get. I am sometimes overwhelmed by the cases I come across. It is very hard as an elected representative, no matter which party Members belong to and whatever their views, not to become perturbed and emotional about those cases. When I see people who should be on benefits, whose medical conditions are being made 10 times worse because there is no alternative than to work, I think, “No, we cannot sustain the cuts.” I stand by that belief. I stand by the fact that our front-line medical staff and emergency services need investment to sustain services. I stand by the belief that we need an Army that is capable of dealing with international commitments. All those things need to be in place.

Achieving all that and still cutting the deficit is incredibly hard to imagine, yet it can and must be done. Looking at the situation and saying that we need to invest in our future with a portion of the money is even more difficult, and that is why we are having this debate. Perhaps the national insurance contributions that the hon. Member for Ross, Skye and Lochaber referred to can kick-start the fund.

We expect people to budget with their money at home in exactly the same way. People must pay for a secure home with a mortgage, which should be paid off in some 30 years of work. People must pay their tax and national insurance to ensure healthcare and future security. On top of that, we ask people to pay into a compulsory private pension fund set up by their employer, and they must then live off the returns from that money. That is what we all must do in this place: we must keep all the balls in the air, as we expect our constituents to, while living a normal life. We must pay our mortgage—the deficit—at a rate that enables us to meet the rest of our obligations. Many young couples out there would love a 15-year mortgage, but it is not possible to pay that and live daily. As my mother says, “You cut your cloth to suit your needs.” We must pay off what we can afford to, and continue to spend money on what we must not neglect.

The hon. Member for Weston-super-Mare said in his paper on the sovereign wealth fund:

“We can and should start doing this immediately, because it is the only kind of Government spending which can justifiably be paid for with long term debt. It will inevitably mean a slightly longer wait to eliminate the Government deficit and achieve a balanced budget, but should earn a good financial return through higher economic growth nonetheless.”

I agree, and we should consider that. It is a difficult, but not impossible, task. We are elected to take difficult decisions in this House and to ensure that they are the right ones. That is why this debate is so helpful.

At the very least, the proposals merit full Government scrutiny and consideration. A committee should be set up to do this work and to see how the Government can invest now to help future generations. I think of Katie and Mia, my wee granddaughters—most of us probably have grandchildren—and I would give them the world, if only it were mine to give them. We would all do that for our children and grandchildren. We have an obligation to the generations ahead to do the right thing, to make the tough choices now and to secure a better future for them than seems to be on the horizon. The work needs to be done, and the hon. Gentleman has started it with this debate. We now need seriously to consider in this place how to do that. The Minister will lead on this issue, so there is no pressure on him whatever. We look to him genuinely and seriously for guidance on how best we can fulfil our obligations as MPs, and—I do not mean to sound like Trump—on how to make sure that we keep Great Britain great.