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Written Question
Cash Dispensing: Fees and Charges
Thursday 31st January 2019

Asked by: Baroness Anderson of Stoke-on-Trent (Labour - Life peer)

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what assessment he has made of the effect on the local economy of restricted access to free to use ATMs.

Answered by John Glen

Information on ATM numbers by Parliamentary Constituency is publicly available on the LINK website.

LINK, the scheme that runs the UK’s ATM network, has committed to maintain the broad geographical coverage of the ATM network in the UK. The Government-established Payment Systems Regulator, which regulates LINK, is closely monitoring developments within ATM provision and has used its powers to hold LINK to account over its commitments.

LINK has put in place specific arrangements to protect free-to-use ATMs more than 1 kilometre away from the next nearest free-to-use ATM. Furthermore, LINK recently announced new additional premiums to safeguard the presence of free-to-use ATMs in remote and deprived areas.


Written Question
Cash Dispensing: Urban Areas
Thursday 31st January 2019

Asked by: Baroness Anderson of Stoke-on-Trent (Labour - Life peer)

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what estimate he has made of the number of towns without free access to the ATM network.

Answered by John Glen

Information on ATM numbers by Parliamentary Constituency is publicly available on the LINK website.

LINK, the scheme that runs the UK’s ATM network, has committed to maintain the broad geographical coverage of the ATM network in the UK. The Government-established Payment Systems Regulator, which regulates LINK, is closely monitoring developments within ATM provision and has used its powers to hold LINK to account over its commitments.

LINK has put in place specific arrangements to protect free-to-use ATMs more than 1 kilometre away from the next nearest free-to-use ATM. Furthermore, LINK recently announced new additional premiums to safeguard the presence of free-to-use ATMs in remote and deprived areas.


Speech in Commons Chamber - Tue 29 Jan 2019
Oral Answers to Questions

"Data suggest that new businesses struggle in areas where communities do not have free access to cash. As of this month, the mother town of the Potteries, Burslem—a town of 20,000 people—no longer has access to a free-to-use ATM. Will the Minister meet me to discuss how we can work …..."
Baroness Anderson of Stoke-on-Trent - View Speech

View all Baroness Anderson of Stoke-on-Trent (Lab - Life peer) contributions to the debate on: Oral Answers to Questions

Written Question
Cash Dispensing: Fees and Charges
Friday 25th January 2019

Asked by: Baroness Anderson of Stoke-on-Trent (Labour - Life peer)

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what recent discussions his Department has had with LINK on the interchange rate for ATMs.

Answered by John Glen

The Government recognises that widespread access to cash remains extremely important to the day-to-day lives of many consumers and businesses in the UK. Government is continuing to engage with the regulators and industry, including LINK, on this issue.

LINK has cancelled its third interchange fee reduction, due in January 2020, and put on hold its fourth reduction, due in January 2021, pending further review.

The Payment Systems Regulator, who regulates LINK, has welcomed these adjustments, having stated that LINK must carefully review its decisions on interchange fees to reflect changing market conditions.


Speech in Commons Chamber - Thu 06 Dec 2018
European Union (Withdrawal) Act

"It is a pleasure to follow the hon. Member for Stafford (Jeremy Lefroy).

Like my constituents, I am fed up. Too many Members have felt it appropriate to play political games with real people’s lives over the last three years. I voted to remain; I campaigned for remain; and, like …..."

Baroness Anderson of Stoke-on-Trent - View Speech

View all Baroness Anderson of Stoke-on-Trent (Lab - Life peer) contributions to the debate on: European Union (Withdrawal) Act

Speech in Westminster Hall - Tue 04 Dec 2018
ATM Closures

"Does my hon. Friend agree that another challenge is the fact that in many communities there simply is not access to digital platforms—so that 25% of my constituents have not accessed the internet in the past six months? Moving to contactless payments or online banking is not an option available …..."
Baroness Anderson of Stoke-on-Trent - View Speech

View all Baroness Anderson of Stoke-on-Trent (Lab - Life peer) contributions to the debate on: ATM Closures

Speech in Westminster Hall - Tue 04 Dec 2018
ATM Closures

"Does the hon. Lady agree that one of the challenges is that LINK, when it makes these decisions, looks at a map and has no understanding of local territory? It has no idea how steep some of the hills are. Access can be almost impossible for someone trying to walk …..."
Baroness Anderson of Stoke-on-Trent - View Speech

View all Baroness Anderson of Stoke-on-Trent (Lab - Life peer) contributions to the debate on: ATM Closures

Speech in Westminster Hall - Tue 04 Dec 2018
ATM Closures

"It is a pleasure to serve under your chairmanship, Mr Hollobone. I congratulate my hon. Friend the Member for Rutherglen and Hamilton West (Ged Killen) on securing such an important debate on an issue that is of genuine concern to many of my local residents across Stoke-on-Trent North and Kidsgrove. …..."
Baroness Anderson of Stoke-on-Trent - View Speech

View all Baroness Anderson of Stoke-on-Trent (Lab - Life peer) contributions to the debate on: ATM Closures

Written Question
Universities: Enterprise Zones
Monday 12th November 2018

Asked by: Baroness Anderson of Stoke-on-Trent (Labour - Life peer)

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, where the new University Enterprise Zones announced in Budget 2018 will be; and by what process that decision was reached.

Answered by Robert Jenrick

The Government announced £5m towards University Enterprise Zones in the Budget. The locations of these have not yet been decided. The process for awarding funding is currently being developed by the Department for Business, Energy and Industrial Strategy.


Written Question
Non-domestic Rates
Friday 9th November 2018

Asked by: Baroness Anderson of Stoke-on-Trent (Labour - Life peer)

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what assessment he has made of the effect of the new business rates relief announced in Budget 2018 on local authority finances.

Answered by Elizabeth Truss

The Budget confirmed that local government will be fully compensated for the loss of income that results from changes to business rates announced in the Budget.