Social Housing (England) Debate

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Social Housing (England)

Alison Seabeck Excerpts
Tuesday 28th June 2011

(12 years, 10 months ago)

Westminster Hall
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Robert Halfon Portrait Robert Halfon
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My hon. Friend sets out a very interesting idea, which I will come on to later. That is something other councils should follow.

Mr Presland made a very important point. He asked why families on low incomes should pay very high taxes for houses that they are unlikely to be able to live in. Along with many other Harlow residents, he takes the view that immigrants are not only taking away jobs and opportunities from British people, but being given an unfair priority on the housing waiting lists. It is very hard to dispel that view and it is very dangerous— toxic—for the body politic. Mr Presland is not a racist and he did not come to my surgery with an axe to grind or on behalf of the British National party. I am talking about his feelings and those of a number of other residents.

Alison Seabeck Portrait Alison Seabeck (Plymouth, Moor View) (Lab)
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The hon. Gentleman is going into very interesting and, in many respects, controversial territory. Many local authorities are considering how they offer local people council housing. Newham, Manchester and others are introducing schemes to enable that to happen. None the less, does he accept that there are dangers involved in “local homes for local people”? We saw that in Tower Hamlets in the 1980s, where the BNP got itself elected on the basis of “local homes for local people,” because what it actually meant was “local homes for local white people.” There is a genuine tension there and we must be responsible about how we manage and talk about such issues.

Robert Halfon Portrait Robert Halfon
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Yes, the hon. Lady makes an important point. However, the BNP was elected because, in many cases, the myth was purported that homes were being given to foreigners, and that was believed by residents who were not getting houses themselves. That is why the BNP was sadly successful in that area.

The second thing that clogs up the waiting list and stops the 4,000 waiting households in Harlow finding a home is the old system of rigid, lifetime tenancies. I welcome the Minister’s pledge that the rights of existing tenants will be upheld but, for too long, social landlords have been forced to give most residents an inflexible lifetime tenancy, which takes no account of how people’s circumstances might improve. I accept that the Localism Bill will help and that it offers many, if not all, of the solutions because it will give councils the freedom to prioritise their waiting list, as voters want them to do. As I said, I look forward to the day when I can say to the hard-working people in my surgeries, “Harlow housing for Harlow people.” When the Government consulted on the matter, two thirds of councils, including many Labour councils, said that they would welcome those powers.

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Alison Seabeck Portrait Alison Seabeck (Plymouth, Moor View) (Lab)
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It is a pleasure to serve under your chairmanship, Mr Caton. I start by making a declaration of an indirect interest in another Member’s entry in the Register of Members’ Financial Interests—that of my right hon. Friend the Member for Greenwich and Woolwich (Mr Raynsford).

I congratulate the hon. Member for Stafford (Jeremy Lefroy) on securing the debate. He gave a thoughtful and compassionate speech, and I support his remarks about the need for good-quality, caring case workers. Mine do a brilliant job too, and I am sure that the Minister will say exactly the same about his own.

I have to admit that when I saw the original title of the debate—the future of social housing in England—my immediate thought was simply to say, “What future?” I will therefore be listening very carefully to the Minister, not least because one of the first headlines I saw relating to his policies after he took on his shadow ministerial responsibility was, “The death of social housing”.

We have had a well-informed and passionate debate, with good contributions from hon. Members. There are a number of points that I would like to draw out of the debate in my summing up; first and foremost is the simple truth that the Government have decided not to support the building of any new homes for social rent during the course of this Parliament—I specify social rent. Of course, homes will be built. Some 67,000 homes, largely for social rent, will be delivered in the first two years of this Government. Let us not forget, however, that those homes are the tail end of Labour’s national affordable housing programme. The funding and contracts were arranged by the previous Labour Government, and the homes will be completed under this Government. It is worth remembering that in the previous Parliament under the Labour Government, 142,000 additional homes for social rent were delivered between 2005 and 2010, out of a total 256,000 additional affordable homes. That is 100,000 more than the 150,000 target put forward by the current Government, which is apparently so ambitious.

The hon. Member for Stafford understands the needs for social homes. In his submission to his local development framework consultation, he said that it was important to build sufficient homes of the right type. He went on to mention that social and affordable housing was in short supply. His submission is very interesting, and the Minister might want to have a look at it. It is extremely well thought through.

Will the Government deliver? I doubt it. We now have a framework for the delivery of homes with Government grants that clearly states that the building of new social homes will be supported in exceptional circumstances only. Some 142,000 social homes were delivered in the previous Parliament, in addition to the 67,000 from Labour’s programme that will be completed under this Government—more than 200,000 homes for social rent. That number will fall under a Government who are sending a clear message that they want to see the end of social rent: the Localism Bill encourages councils to place people directly into the private rented sector; rents are being put up towards 80% of market rent; flexible tenure is being introduced, which will destabilise communities; and they have no history of support for the sector. Is the private sector becoming the new council housing under this Government? Has the Minister thought through what that will do to confidence among those seeking to invest in the sector? By the way, I welcome the Minister’s U-turn and announcement that he has accepted Labour’s argument, made in the Committee stage of the Localism Bill, on the need for standards to be fixed in the private rented sector.

The Government have chosen to introduce homes at 80% of market rent level, which they have had the temerity to call affordable rent. To whom is that affordable? It is not affordable to tenants, many of whom will be shifted on to housing benefit as a consequence, or, if they are not eligible for housing benefit, will simply leave the area if they cannot afford the rent, and it is not affordable to Government. The Department for Work and Pensions has been busy claiming that it will bring down the housing benefit bill, and yet the Department for Communities and Local Government impact assessment of the introduction of the 80% of market rent policy is that the cost of housing benefit will rise by £1.2 billion. The Minister will probably say that it is “up to” 80%, but the evidence coming out of the Homes and Communities Agency bidding process is for councils being told that it is 80% or virtually nothing. We have that from the local authority in Cambridge, which has been told that it must develop at 80% and not at 60%. If the Minister disagrees, can he give us his estimate of the proportion for social rent? If he says some will favour social rent, will that affect the number of homes built—the number he keeps quoting?

For all the Minister’s protests about his understanding of the policy, the reality on the ground bears little resemblance to his assurances. What can he tell us about where the funding will come from to support the building of new homes after the current comprehensive spending review period? That is a crucial issue for all those involved, from house builders to lenders and especially for those in need. If the answer is simply a further shuffling of the tenants, some tenants and landlords will be pretty desperate by 2014. Can the Minister share his thinking on what happens next?

I raise two other issues: the completion of the decent homes programme; and, perhaps most importantly, the Government’s decision to legislate away a tenant’s right of security of tenure. On decent homes, Labour’s commitment to tackle the £19 billion backlog of repairs and maintenance in the social sector was important and right. The allegation that the previous Labour Government did not care about social housing—made by the hon. Member for Manchester, Withington (Mr Leech)—is wrong, although his concern about better use of public land is justified and needs further development.

John Leech Portrait Mr Leech
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I did not say that the previous Government were not concerned, I said that housing was not a priority for the previous Government.

Alison Seabeck Portrait Alison Seabeck
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I thank the hon. Gentleman for his intervention, but I beg to disagree.

The decent homes programme not only provided dignity and warmth in the home for families, it saved thousands of social homes from being condemned and demolished—homes that were run-down and unfit to live in because the previous Tory Government had looked the other way. If people want to know why Labour did not invest in expanding house building early on, it is because we were spending the money on clearing up the mess in the social housing sector left behind by the previous Tory Government, who sold homes without making use of the capital receipts. Now, for local authorities with homes below the decent homes standard, the Government have cut again—far too deeply. Will the Minister leave the same legacy as that of the Thatcher and Major Governments?

On security of tenure, without any manifesto commitment from either coalition party, the Government have decided in the Localism Bill to introduce a new form of tenure: flexible tenancies, which can last for as little as two years. After as little as 18 months under the new tenancy, the eligibility of tenants will be reassessed. If they have worked hard and done well for themselves, or if they have met someone whom they have decided to settle down with and, consequently, their income has increased too much, potentially they will have earned themselves an eviction notice.

Interestingly, Centrepoint has taken the views of young people it works with, expressing support for a tenure with security. I quote a young person called Kiran:

“Having a mixture of people on estates is really important. It’s important that people living on low wages can get social housing as it can be really difficult for them to afford private sector rents, and some young people need the security of council housing to help them get a good start in life. It’s also really important for unemployed people to see other people working so they don’t give up and they keep working towards getting a job themselves.”

That says it all.

I and, clearly, other hon. Members who have contributed today think it is wrong that hard work and responsibility should not be rewarded in the offer of council housing. Hard work and responsibility should certainly not be greeted with an eviction notice. The policy tramples on aspiration and is a block on tackling worklessness. The Minister tweeted recently—he tweets a lot—on the subject of Labour policy in this area. He suggested that, if Labour wanted to encourage working, we should support the 80% rent. The Minister simply does not get it. Where is the incentive for people to earn and get on if they have to leave their home after two years because their income has gone up, or earning has become marginal? They risk falling back into the benefit trap.

John Leech Portrait Mr Leech
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Does the hon. Lady agree that someone who is a highest-rate taxpayer should pay a higher rent? That higher rent could then be reinvested in building more council houses.

Alison Seabeck Portrait Alison Seabeck
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The hon. Gentleman makes a good point, which is certainly exercising Labour Members.

I asked my constituents at the King’s Tamerton community centre, Dawn and her friends, what made their area work; they all felt that it was the stability they had. Many had lived in their homes for decades, looking after them and supporting their neighbours. They reinforced the comments made in debate today: the big society is more likely to work where people stay put. In my view, they are already the good society, making their community work.

Tenants already in social housing might find that they are overcrowded or want to downsize—they might want or choose to move. The only home that they would be offered, however, might well be a flexible tenancy, with no security of tenure. I am, therefore, sorry to have to disabuse the hon. Member for Harlow (Robert Halfon) of his views, but the Government’s claim not to be changing the rights of existing tenants is simply not correct. It is fundamentally wrong, and that has been acknowledged by some Conservative and Liberal Democrat Back Benchers who bravely and wisely supported our amendment on the issue in the Localism Bill.

Before I finish, I touch on a point made by the hon. Member for Stafford when discussing issues related to the ombudsman and dispute resolution. We need further detail, and I hope that the Minister will come back to us on the issue.

Much more can be said on housing, which I am always grateful to have an opportunity to debate in this place—too often, the subject is overlooked. The policies of the Government are deeply damaging. They deserve far more frequent airing and, in the coming months and years, I suspect that is exactly what they will get.

Grant Shapps Portrait The Minister for Housing and Local Government (Grant Shapps)
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I congratulate my hon. Friend the Member for Stafford (Jeremy Lefroy) on securing the debate on an important subject which, as he rightly said, has often not had as much attention in this House as it should. I am delighted to see the support of coalition Members but dismayed—as I am sure the shadow Minister, the hon. Member for Plymouth, Moor View (Alison Seabeck), is—by the lack of support from Labour Members. Social housing used to be an issue that they made great play of and insisted on being passionate about, so it is surprising to see their Benches quite so empty today. Until the arrival of the right hon. Member for Greenwich and Woolwich (Mr Raynsford), I thought that the shadow Minister was in danger of being entirely alone.

Alison Seabeck Portrait Alison Seabeck
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There is a strong argument against quantity: quality rather than quantity is the case today.

Grant Shapps Portrait Grant Shapps
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The hon. Lady is almost certainly right. The arrival of the right hon. Member for Greenwich and Woolwich at least demonstrates a partnership approach to Labour’s housing policy.

On the record, I want to say how much social affordable housing is an important part of the housing mix in this country. It is vital to people’s welfare, for all the reasons that other hon. Members have pointed out. Social housing is the bedrock of support for some of the most vulnerable people in society. I am proud—privileged, in fact—to be the Conservative Member who, in the previous Parliament at least, represented more council tenants than anyone else. I look to those people and see how proud they are of the homes they live in. I believe passionately in ensuring that they have the best possible homes, with the highest possible standards of decency and, although the hon. Member for Plymouth, Moor View might be surprised to hear this, the security to feel that it is their place to live in, so that expectations are properly set.

None of that means that I believe that the system is fit for purpose, that it should never be changed and that it is a perfect situation. Much has been made, particularly by the hon. Lady a few moments ago, of changes to flexible tenure; in other words, the concept that one does not necessarily get a house and stay there for ever and a day. I have been surprised, almost shocked, by the degree to which Opposition Members have argued for the last remaining hereditary principle—that a home is given for life and passed on to the next generation, regardless of whether a social home is still required. The hon. Lady may not know that that reform was brought in by one Margaret Thatcher. The socialists in the House of Commons are arguing—dying in the ditches, in fact—to defend a Thatcher reform. I will give way to the hon. Lady, who will perhaps tell us whether her party would reintroduce lifetime tenure.

Alison Seabeck Portrait Alison Seabeck
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When approaching the Localism Bill and the issue of tenure, did the Minister look carefully at the Law Commission report of 2006, which covered the subject? It introduced a degree of flexibility, which the previous Government supported and were looking at. It also introduced a single form of tenure, much simpler than the current position of multiple tenures and rents at different levels on different properties, where there will be huge disparity. Did the Minister read that report?

Grant Shapps Portrait Grant Shapps
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We considered all the material and evidence. I know that report was attractive to Ministers in the hon. Lady’s party at the time it was brought out in 2006. The right hon. Member for Don Valley (Caroline Flint), the current shadow Secretary of State and then Minister for Housing, was attracted by some of the ideas in that report when it came out, and hinted towards them, only to be slapped back down, and the ideas were then put away. It is important to have flexibility. If we are to talk of having one unitary cost for living in social housing, perhaps the hon. Member for Plymouth, Moor View can explain why her immediate predecessors—the last two I shadowed—cancelled convergence between social rent and affordable rent for housing associations and council houses. That did more to diversify the rents than bring them together, so there is a dichotomy at the heart of her argument.

I want to address my comments to the points raised by hon. Members, rather than read a prepared speech, and so tackle some of the issues. I am grateful for having the time to do so, on the first occasion I have had to address issues raised in debate in Westminster Hall, which is a real pleasure. My hon. Friend the Member for Stafford talked of the social housing waiting lists and rises over the past 13 years. To be specific, the graphs show those rises taking place from 2003, as a direct response to a change in the way local authorities had to deal with anybody who approached them to go on to the housing waiting list. My hon. Friend the Member for Harlow (Robert Halfon) repeated that point.

The Localism Bill seeks to undo that to some extent, and ensure the ability, at a local, flexible level, to decide who should or should not be eligible for the list. Within a national framework, and under homelessness legislation, which I am not proposing to change—the reasonable preferences, for example—homeless people would still get the required cover, but there would be greater flexibility, not simply to have people apply to five, 10, 15 different council waiting lists, but to be able to manage people’s expectations. It is not right for people to sit on lists for ever. It is a national scandal that there are between 4.5 million and 5 million people languishing on those record housing waiting lists. The first thing to do is better manage those lists, and that is what the Localism Bill will do.

Alison Seabeck Portrait Alison Seabeck
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I have listened with great interest to the Minister’s comments on waiting lists. One of my concerns is that we simply do not know who is on waiting lists nationally. We do not know their aspirations or why they are there. Therefore, any pressure that Government can bring to bear—and I know it is all about localism—on local authorities to do that piece of work would better inform the Minister’s Department about where the need exists and what it is.

Grant Shapps Portrait Grant Shapps
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The hon. Lady is absolutely right on that point. I became increasingly convinced of that in my three years shadowing this post. At one stage I went to see Owen Buckwell, an officer looking after housing in Portsmouth. I discovered that he had been doing precisely what the hon. Lady describes, which was to look properly through the list and try to manage it better, to understand who was on the list and for what purpose, and whether they had any likelihood of achieving a social house, or would be better looking elsewhere. The problem is that the current legislation—I think a 2002 Act—makes that nigh on illegal to do. He had to skate quite close to the limits of the legislation to manage that list properly. Bearing in mind the hon. Lady’s comments, I hope she will support—if not the entire Localism Bill—at least the aspects of waiting list reform which I believe will do what she has called on us to achieve.

My hon. Friend the Member for Stafford talked about flexible tenures and stable communities. That is at the heart of so much of the current housing debate, for reasons I have already mentioned to do with changing the automatic presumption or insistence on a lifetime tenure. He is right that I believe in stable communities: I want them to exist and flourish. The intention of the legislation is not in any way to undermine the ability for that to happen.

Much has been made of two-year tenancies, referred to by the hon. Member for Plymouth, Moor View. I am being clear, in all our language and in the tenancy standards that we will put in place, that two years is to be considered as an exceptional circumstance, and that at least five years would be the norm. I am sure many areas will want to provide tenancies of five, 10, 15, 20 years, perhaps even lifetime tenures still. However, the provision at a local level to provide for a short tenancy to account for exceptional circumstances could be very useful and welcome.

Grant Shapps Portrait Grant Shapps
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Quite simply because we have said we will include it in the tenancy regulations. It is a question of where it is mentioned. The fact is that there are some good and striking reasons why a short tenancy might be useful. I have used the following example in the House before and will use it again, as the family have been in touch this weekend. My constituent, Matthew Hignett, fell off his motorbike on his way to work and is now paralysed from the neck down and will be for life. He told me that he needed some support for just a very short period of time to get himself together and back into work, which, remarkably, he has now done.

When I approached our local authority—otherwise an excellent housing authority—it said it was sorry but that it had no option to help that constituent. He did not qualify for social housing because he previously had his own home, though mortgaged. If it were to give him a home, its only option would be to give it to him for life. That creates problems on both sides. He needed some help for a limited period of time. I want to make that available, and maximum flexibility will do precisely that for people who are sometimes in unusual circumstances, which are difficult to predict. There is no argument against flexibility.

To believe that people are going to be thrown out of their homes after two years is fundamentally to misunderstand the role of social landlords in this country. Social landlords, councils, housing associations, do not spend their time plotting how to kick people out of their homes. They are there to house people: that is their core activity, that is what they do. There is every reason to believe that they would want to keep people in those homes for as long as possible, and not to throw them out. Flexibility is the key; using the housing that we have to best advantage is essential. That is what the flexible tenure will provide within the circumstances of stable and secure communities. People’s expectations will be established, so that they know that they can live in their home for the next 20 years and bring up their family, but that when their family move away, they will probably downsize, as often happens in the private sector.

There has been a lot of discussion about the cost of housing benefit and the affordable rent scheme, and some interesting figures have been thrown about. I would like to cover that issue in a little more detail and note that the impact assessment that was published showed that the scheme would cost in the region of £25 million to £50 million. We do not recognise the figures running into billions of pounds that have been thrown around, for the simple reason that when somebody moves into affordable rented accommodation, they often come from the private rented sector where 100% of their rent is paid for and supported by housing benefit. They might then move into a property where the average rent is 67% of the market rent—that was the figure mentioned by my hon. Friend the Member for Stafford—and in such cases, the cost of housing benefit would not rise but fall. Such a move will have been supported by capital to build the house through the affordable rent programme.

There seems to be a fundamental misunderstanding about the affordable rent programme that I hear mentioned time and again. In fact, the programme will assist with the housing benefit bill. That does not mean that there will be no pressures on the housing benefit bill; those pressure have been acknowledged, but they will cost tens of millions of pounds, not thousands of millions.

Alison Seabeck Portrait Alison Seabeck
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The Minister talks about people moving from the private rented sector into new affordable rented properties, and the saving that will be made. Does he acknowledge that, because of the pressure on councils and the number of people on the waiting list, any vacancies that appear in the private rented sector will be further backfilled by people who are in need of housing? Private rented accommodation will continue to be filled at those higher rents—we know that rents are rising sharply, particularly in London, and we have just seen the latest figures. I query the way the Minister has reached his conclusion that the affordable rent programme will cost tens of millions of pounds and not a higher figure.

Grant Shapps Portrait Grant Shapps
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Our impact assessment lays the scheme out in considerable detail and I do not recognise the methodology used in the impact assessment mentioned by the hon. Lady. There are many different ways to slice the data, but everybody in social housing is essentially already there and not about to move. There is no reason for them to leave social housing and go into the affordable rented sector, and for that reason alone, we do not expect to see dramatic changes.

Will there be a change? Yes, there will. Let me be clear: we believe that it may be advantageous to put power in the hands of the tenant—the consumer—in order to ensure that they get the property they want. If the way to do that is through the housing benefit system, it would make sense to use it.

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Grant Shapps Portrait Grant Shapps
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As I have said, I am happy to consider my hon. Friend’s points further. We are perhaps in danger of entering into a debate more suited to the Department for Work and Pensions than to housing, but I will follow up on those points and come back to him.

I want to ensure that we have covered the important points raised by my hon. Friend the Member for Stafford, so I will look at the issue of housing revenue account reform, which is an incredibly important subject that I picked up from where the previous Government left off. There is cross-party support for the reform, and I hope that it will be introduced by next April with the passage of the Localism Bill. It means that tens of billions of pounds will no longer return to central Government, only to be sent back out to different local authorities. I think it is an important and critical moment in self-determination for local authorities that manage their own stock and want to plan properly for their housing future over the next 25 years. On average, authorities involved in the HRA reform will have 14% headroom, meaning that they can properly invest in the future and ensure that they meet further decent home aspirations.

At the moment, 75% of receipts from the right-to-buy initiative are returned to the Treasury. As hon. Members will know, sadly we have had to leave that measure in place because of the need to reduce the country’s enormous deficit. We have, however, said that it will be up for review at the end of the spending review period, and I remind the House that—from memory—£863 million has gone into the self-financing pot. In other words, the overall debt has been reduced by £863 million, to take into account the fact that rent will no longer be collected from homes sold under the right to buy.

It is appropriate to mention the right to buy in a little more detail. I was pressed on that issue by my hon. Friend the Member for Harlow, who is clearly keen to extend the right-to-buy discount. Much as I hate to disappoint him, sadly we do not have the money to re-extend that discount. In many ways, right-to-buy arguments come from the ‘80s and ‘90s. The House will be interested to learn that there were only about 3,000 right-to-buy sales over the past year, and projections are for such sales to remain at a fairly low level. A disproportionate amount of time is spent in this House—and elsewhere—discussing the right to buy. I like the right to buy; I am keen for it to stay in place and I think that it recognises people’s aspirations. As my hon. Friend the Member for Stafford said, many people in this country still want to own their own home, and the Government should back that aspiration. However, the right to buy affects 2,000 or 3,000 homes a year, and a lot of time goes into discussing what is, in effect, a debate from 30 years ago.

Alison Seabeck Portrait Alison Seabeck
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I am probably asking a question that, in the light of his comments, the hon. Member for Harlow (Robert Halfon) would like to ask. The Minister said that at this moment in time, he sadly cannot do what the hon. Gentleman asks for in relation to the right-to-buy discount. Will the Minister tell the House whether he would do what the hon. Member for Harlow asked if the money were available?

Grant Shapps Portrait Grant Shapps
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I can reveal to the hon. Lady that if the money were available, I would want to abolish all manner of taxes and provide all manner of discounts to support people’s aspirations. However, I can go no further than to say that the money is not available at this time and that the discount will remain as it is throughout the period of this spending review as a result of the enormous deficit and debt, which we should never forget we were left with after 13 years of the Government whom she supported.

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Grant Shapps Portrait Grant Shapps
- Hansard - - - Excerpts

It is an interesting point, because others would say that the change may well be an encouragement to people to work and help to pay the rent and stay living in the home. If they are of working age, they can of course work, contribute towards the rent and stay living in the home. There is obviously a balance involved. Tempting as it is, I do not want to be drawn into a detailed debate on that. As the right hon. Gentleman said, it is a complex area, and many other points were raised in the debate that I want to cover.

There was discussion of the ombudsman, and my hon. Friend the Member for Stafford suggested that there needed to be something in-between to try to tackle problems. I agree: it is essential that the problems are dealt with at local level with real teeth. There has been some confusion in debate in the House about what has been described, in a rather ugly way, as the democratic filter, but the idea is, under the Localism Bill, that before people go to the ombudsman or to the Tenant Services Authority, as it used to be, they should first try to have the matters resolved locally. The reason why I am so keen for that to be channelled through local MPs, local councillors and tenants panels is that the tenants will be empowered to resolve problems, with the implicit threat that if the problem is not resolved through work with tenants and their representatives, a referral can be made to the ombudsman.

I believe that if that happens, far more cases will be resolved at local level and it will have the added benefit of drawing in councillors, who in many cases have become distant and disconnected from local housing problems, particularly where stocks have been transferred. It will draw them back into the discussion and an understanding of what is happening with the stock. It is very much about resolution.

Alison Seabeck Portrait Alison Seabeck
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Will the Minister give way?

Grant Shapps Portrait Grant Shapps
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I hope that the hon. Lady will forgive me for not giving way. I want to cover some of the other points that were raised.

My hon. Friend the Member for Stafford raised the issue of registered social landlords and the sometimes extraordinary chief executives’ salaries of £200,000 and more. I can tell him that I have announced that I intend to include housing associations in the consultation on the Freedom of Information Act with regard to whether they should be drawn into that. I say this today: housing associations, if they want to avoid being drawn into this, need to become incredibly transparent, and very quickly. When local authorities are publishing details of every £500 of expenditure, I see no reason why housing associations should not be doing precisely the same thing. There are good housing associations that are large and good ones that are small. I have no particular pattern or picture in mind.

In reference to a point made by the hon. Member for Plymouth, Moor View, housing associations are getting investment in now through private means. Just yesterday, there was an announcement on the London stock exchange that a large housing association has raised £100 million for the first time through that type of London stock exchange fundraising scheme.

There was quite a lot of discussion of mobility. The hon. Member for Manchester, Withington made very reasonable points about people being able to move from place to place. It is probably worth reminding the House—or, possibly, telling the House for the first time—that by September of this year, for the first time in this country, 90% of social tenants will be covered by a mobility or swap scheme and able to move from one place to another. I intend that figure to be nearly 100% of tenants next year, so that for the first time tenants will have proper mobility and be able to move around.

The hon. Gentleman also mentioned the new homes bonus and queried whether that would be sufficient to persuade local authorities to build homes. The House will be interested to know that the new homes bonus is not a small deal worth a few millions of pounds, but a multi-billion pound deal across the period of this Parliament. In fact, the right hon. Member for Greenwich and Woolwich made a big play of how much it would cost when we were still in opposition. He was right. It is expensive, and it is right to do—it will help more homes to be built. I cite as evidence the 22% increase in house starts in the first year of the present Government. I suspect that, at least in part, people have been persuaded by the new homes bonus and the power that that brings to local authorities because they know that they can use the money for useful things.

The hon. Member for Plymouth, Moor View and the hon. Member for Manchester, Withington mentioned the importance of public land. We have just announced that 100,000 homes will be built on public land, with the build now, pay later and Firstbuy schemes being important elements.

I have nearly run out of time. I again thank my hon. Friend the Member for Stafford for raising so many important issues. I know that the hon. Member for Plymouth, Moor View wanted me to talk about the future of our housing programme. I thought that it might be helpful to know first not what will happen in the next Parliament to our housing programme, which is what she was probing me on, but the Opposition’s housing policy for this Parliament.