Asked by: Andrew Bowie (Conservative - West Aberdeenshire and Kincardine)
Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, how many and what proportion of people in West Aberdeenshire and Kincardine constituency have (a) opted out after being auto-enrolled into a workplace pension and (b) saved more than the auto-enrolment minimum contribution.
Answered by Guy Opperman
Automatic enrolment has achieved a quiet revolution through getting employees into the habit of pension saving. It has reversed the decline in workplace pension participation seen in the decade prior to its introduction. Since automatic enrolment started in 2012 participation rates have been transformed with 87% of eligible employees saving into a workplace pension in 2018, up from 55% in 2012.
The Department does not hold data for individual constituencies in relation to opt outs or the number of individuals who have saved above the automatic enrolment minimum contribution level. However, we do know that overall around 9% of automatically enrolled workers have chosen to opt out which is significantly below original estimates; and our latest evaluation report shows that, in April 2017, approximately 5.9 million eligible employees were already meeting the April 2019 minimum contribution rates.
I am providing the following information about the impact of automatic enrolment in your constituency, as of November 2019.
In the West Aberdeenshire and Kincardine constituency, since 2012, approximately 10,000 eligible jobholders have been automatically enrolled and 1,870 employers have met their duties.
Automatic Enrolment Evaluation Report 2018, available via the following weblink: https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/764964/Automatic_Enrolment_Evaluation_Report_2018.pdf.
The Pensions Regulator’s data on Automatic enrolment declaration of compliance by constituency, available via the following weblink: https://www.thepensionsregulator.gov.uk/en/document-library/research-and-analysis/data-requests
Asked by: Andrew Bowie (Conservative - West Aberdeenshire and Kincardine)
Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, when she next plans to meet with her counterparts in the Scottish Government to discuss that Government's progress on the timetable for the devolution of social security powers.
Answered by Lord Sharma
The Joint Ministerial Working Group on Welfare is attended by Ministers from both Governments, including the Secretary of State, and was set up to oversee the devolution of social security powers. The next meeting is due to take place before the summer recess.
The Secretary of State also answered questions from the Scottish Government’s Social Security Committee at Holyrood on 16 April, regarding the timetable for the devolution of social security powers. In addition, meetings and conversations take place on an ad hoc basis between DWP and Scottish Government Ministers to discuss progress and related matters.
Asked by: Andrew Bowie (Conservative - West Aberdeenshire and Kincardine)
Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, what plans the Government has to assess the management of the devolved elements of Universal Credit to the Scottish Government.
Answered by Lord Sharma
The Universal Credit Scottish Flexibilities, now also known as “Universal Credit Scottish choices”, were made available to all Universal Credit full service claimants living in Scotland from 31 January 2018. They allow for claimants to choose to be paid twice monthly, and to choose to have the relevant housing costs in their award paid to their landlord. The Universal Credit Scottish Flexibilities are a matter for the Scottish Government as part of the Scotland Act 2016 and is their policy.
Claimants retain the ability to have their payments made monthly, and to keep control of their finances by paying their landlord themselves. We believe this more effectively mirrors work and supports claimants back into work.
We are working closely with the Scottish Government and have concluded a working level agreement, which includes the provision of agreed management information. We also have a Joint Implementation Group which is a forum for the Scottish Government and DWP to work collaboratively on delivering Universal Credit flexibilities in Scotland.