(10 years, 8 months ago)
Commons ChamberI too, pay tribute to the WOW campaigners not only for securing more than 100,000 signatures to the petition, but for securing today’s debate. If anything could be said to illustrate the effectiveness of social media in opening up the lives of disabled people and allowing them to connect with other people throughout the country, it is an event such as this, inspired by the ability to connect with others who may be experiencing similar trials and tribulations—in this instance, at the hands of the Department for Work and Pensions.
The Government say that they are not picking on disabled people and those with severe health problems. Let us look at the evidence. The main benefits that are paid to people with disabilities and health problems are ESA, benefits paid following work capability assessments, and the new personal independence payment which will replace the disability living allowance. Every one of those benefits is currently undergoing enormous changes and reforms, initiated by the Welfare Reform Act 2012.
We know that those reforms are not going well. Only this week, we learnt that the work capability reassessments had been suspended, and that Atos, the company delivering them, wants to end its contract. We are hearing rumours that a face-to-face work capability assessment in the home is taking up to six months to arrange. We know that those who are lucky enough to receive ESA, if they are in the work-related activity group and claiming the contributory element, will receive the benefit for only a year.
Also, as has been mentioned, the people who are in the contributory ESA group are the ones who have worked all their lives—who have paid their national insurance and who thought they were paying into an insurance scheme that would look after them if the worst came to the worst and they were not able to work any more. Interestingly therefore, it is not just those who come from the poorest backgrounds, and whose whole families have perhaps depended on benefits, who are suffering under this Government—although that group most definitely is—but it is also people who thought they had done the right thing. It is people who have done what previous Governments asked and have worked and contributed and have done as well as they could.
The National Audit Office report published today shows that the roll-out of PIP seems to be in chaos as well. There are huge backlogs, and there are constituents of mine who have been waiting for over six months to get a determination after they have had their face-to-face interview.
The hon. Lady is making a powerful point. These delays in PIP payments in particular are causing so much stress. Does she share my horror that, for example, in Brighton some front-line services have been doing their own surveys of how long people have been waiting, and the advice centre in Brighton and Hove found that only three of 60 clients—fewer than 5%—have actually been assessed? Does she agree that that causes massive uncertainty and stress?
Yes, and it is particularly difficult for people who have quite progressive diseases. For those with terminal illnesses, there is an attempt to get payments out quite quickly, but even then it takes longer than normal. I have a constituent who has very aggressive multiple sclerosis who is desperate for this help but who cannot get it because he does not fall under the special measures category.
The benefits I have mentioned are those that everybody knows are specifically for disabled people and people with health problems, but there are other benefits, too, and other changes to benefits that fall disproportionately on that group. Which single group is hardest hit by the changes to housing benefit and local housing allowance? It is disabled people and those with health problems. Which single group is hardest hit by the bedroom tax? Surprise, surprise, it is disabled people and those with health problems. Which group is hardest hit by the removal of the full council tax relief? Again, it is disabled people and people with health problems. That is because all these changes fall on people of working age, and the people of working age who are most likely to be on these benefits are people who cannot work because of a disability or a health problem.
Who is the hardest hit by the overall benefits cap? The Government said it would not be disabled people, and it probably is not them, but it is their carers, particularly if they are family carers. Who is hardest hit by the social care cuts that mean that local authorities are not able to provide the social care that people need? Of course, it is disabled people and those with health problems. If universal credit ever comes in, severe disablement premium goes, which was paid to people who are single and living alone.
Because it is not just the obvious benefits that go to disabled people that are being cut or are in chaos or not working, but all these other benefits and changes that are also affecting people who have a disability and their families, there is an absolute need for a cumulative impact assessment. I have been calling for a cumulative impact assessment for a number of years now and that is because no one knows precisely the full force of everything that may be falling on individual families and individual households. Unless we do that cumulative impact assessment, we will never know, and in the meantime those families and households are struggling to make ends meet, falling into debt and having to make the choice between eating and heating. They are having to make choices we should not have to make in 21st century Britain. That is why I am very happy to support this debate this afternoon.
(10 years, 11 months ago)
Commons ChamberThere is a fundamental misunderstanding about the nature of social housing. When my parents got their first council house, they thought that that was their home for life. That is not the same for people who rent in the private sector as a stepping stone to buying a house. My parents never had that expectation, and anyone who has lived in a council house would understand that.
The bedroom tax hits the most vulnerable, many of whom do not qualify, despite everything that has been said, for discretionary housing payments. In Aberdeen, I have been hearing the stories of people who have fallen on hard times and become victims of drug or alcohol abuse. They are now trying to get their lives back together but cannot, because they are being hit by the bedroom tax. For example, a 37-year-old merchant seaman sustained injuries in a car accident, and he therefore needed a ground-floor flat. He was allocated a two-bedroom flat because that was all there was, and he has now been hit by the bedroom tax. A 47-year-old disabled man, who, after his parents died, continued to live in the two-bedroom flat that he had been born in, has been hit by the bedroom tax.
The hon. Lady is making a powerful case. Does she share my concern about the scale of debt being created by the Government’s brutal policy? Freedom of information figures show that one in three council house tenants are being pushed into rent arrears. Given that not enough smaller properties exist, how is that possibly fair or progressive?
And in many of my examples, people’s situations have been made worse, because they now have housing debts, so they cannot be re-housed and have to return to the very hostels that they thought they were escaping from.
Also hit by the bedroom tax is a 52-year-old woman who suffers from depression and chronic anxiety and who depends on her neighbour and so cannot contemplate a move. I know of many more examples. Some people would move but cannot, because suitable properties are not available, while others cannot move because they would lose the support that they depend on to lead independent lives.
Even if the Government do not accept Labour’s proposal to scrap the tax—I always live in hope—they must extend the exemptions. I shall propose just two very modest ones that they should accept, if only because, given how they have been shouting this afternoon, their Back Benchers obviously think these things are exempted already. The first exemption should apply to homes specifically adapted for disabled families, about which I really do not accept the Minister’s argument: this is a man who thinks that he will change the whole pensions system in Great Britain, yet he is not clever enough to come up with a definition of an adapted home. I don’t think so! The second exemption is for situations where it is unreasonable to expect a couple to share a bed or room because one or both have a disability.
On the first exemption, it is incredibly difficult and expensive for someone who needs adaptations to their house to move. Council tax regulations recognise that people who need extra room because of a disability pay council tax on a lower band, so it is ridiculous that this space requirement is not recognised in housing benefit regulations. I know from personal experience how difficult it is to find suitable housing and how long adaptations take to make, and this is an exemption that the Government could easily include.
On the second exemption, whoever in government thought it acceptable to expect a couple, one of whom is disabled, to share a bedroom clearly has no idea of the size of the average council house bedroom. It is certainly not big enough for a hospital bed, possibly some lifting equipment and a second bed for the other person, and such an arrangement would not give a good night’s sleep to someone who might also have an important caring role. Discretionary housing payment is not a solution. It is meant to be transitional—to get people from where they are now to where the Government want them to be —whereas the situations that I am describing are permanent.
I could talk about disabled children, but those two situations should certainly be exempted, and those people should not have to apply year on year either. No matter how much money is made available, it is wrong that they must apply for a discretionary payment, and the word “discretionary” is the key, because it means that they will not necessarily get the money. If Ministers do not accept the need to get rid of this measure, at least they could extend the exemptions; these modest measures would not cost more either, if what the Government say is right, because these people are already getting discretionary housing payments. The exemptions would alleviate a great deal of anxiety and make this appalling measure a bit more bearable for some of our constituents. But I stand by my original comment: it is time that this measure was abolished.
(13 years, 7 months ago)
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Governments and local authorities are often accused of making people suffer a postcode lottery. The fact that yet another matter will be open to the discretion of local authorities with tight budgets could create a strong postcode lottery dependent on area, not just in different parts of the country but in neighbouring areas. That will lead to uncertainty among claimants, who will not know when they sign a lease whether they will receive discretionary housing payment or not. There will be new claimants, and those sitting in houses in the hope of receiving discretionary housing benefit might have months of worry—perhaps will have even started to look for other housing—before knowing whether they will be covered by their council’s discretion and receive the money.
I suspect that in many areas, because the money will not go far enough, the discretionary housing payment might cover some but not all of the gap between people’s rent and their housing benefit and local housing allowance, so the anxiety about whether they will have to move will continue even after they are awarded the discretionary housing payment.
The other panaceas that the Government seem to think will solve a lot are the nine months’ transitional protection, which was mentioned only four times in their response rather than 20, and the independent review, which is mentioned throughout the document, although I did not count how many times. Phrases such as “the independent review will be comprehensive” and “it will cover” crop up throughout the report, as though we will have to wait for the review before some of the questions are answered. That is particularly worrying.
Another issue that we considered was the shared room rate, which the Government say in their response will be renamed the shared accommodation rate. It is meant for younger people, who are expected not necessarily to have single tenancy of a complete property but to share with others. It is proposed to raise the age limit for the shared accommodation rate from 25 to 35.
I am not sure that the Government have thought through the implications. I held a housing summit in Aberdeen to which a lot of people from the public rented sector came along, particularly from housing associations, and they were greatly exercised. Do the Government know how many houses in multiple occupation exist? Is there enough accommodation for that group of people? In my area, there are virtually no HMOs, because it is quite complicated and bureaucratic to register as one. A number of people who fall into the category will not be able to access a room in shared accommodation. Have the Government considered changing the rules to make it easier to share? It is illegal for tenants on housing benefit to sub-let, and there are all sorts of other barriers in the rules that make it difficult for people on housing benefit to share housing.
Have the Government considered the divorced or separated dad who is 34 years old and has access to his children at the weekend? What will it mean to bring children into a house in which other people live? Have the Government considered the child protection issues involved? Will the single room rate apply to the divorced father under 35 who looks after his children one or two nights a week?
What research have the Government done to ensure that accommodation for that group exists at all? In some rural areas, there are no HMOs. Will young people all be expected to flock into cities and more populated areas if the accommodation for which they qualify does not exist in their area?
Does the hon. Lady agree that it is particularly unreasonable to require expectant mothers to share accommodation up until they give birth? The last thing I can imagine wanting to do, having just given birth, is suddenly to find somewhere new to live and move house. That is completely unacceptable.