Social Housing Bill [HL]

Baroness Lawlor Excerpts

2nd reading
Monday 1st June 2026 Lords Chamber

[Baroness Lawlor (Con)]

My Lords, it is a pleasure to follow the noble Lord, Lord Sahota, and to hear his contribution on the housing problems in his area.

I endorse our Front Bench particularly and the opening speech we heard on some of the problems with this Bill. In passing, I will take up my noble friend’s reference to veterans and the importance of helping them. Some time ago at King’s Cross station, I was sitting on a bench waiting for my train. A man came up and sat beside me, and we got chatting. He was a veteran. He had served in the Royal Marines for more than 11 years, including in Afghanistan, and had been shot in the back. He lived in social housing with his daughter. Shortly afterwards, before we spoke, his daughter had been killed in a taxi accident; the driver was found guilty of reckless driving and sent to prison. The man lost not only his daughter but his home and never knew where he was going to spend the night, at which station, but I have not seen him since at King’s Cross. I feel that this is a very important priority and should be given the same protection in law as the other categories that this Bill addresses.

One of the central premises of the Bill is that there should be more state housing and that the more social housing there is, the better. This is to be promoted by restricting the right to buy and putting more obstacles in the way of tenants trying to buy their own homes. These obstacles include increasing the number of years, as we have heard, from three to 10 and making it expensive, as we have also heard, for tenants to buy by amending the percentage discounts, so cutting the value of the tenant’s stake in the home they may have lived in over decades. They include reducing the stock of right to buy homes as a proportion of overall council housing; for instance, no newly built homes will be available to buy for the first 35 years, so you may, if you are a tenant there, in your working life, never be able to aspire to buy that home if you settle in that area. Another obstacle is creating delay and uncertainty for applicants by increasing the time landlords can take to respond to them, both on eligibility—from four to eight weeks or from eight to 12, depending on the sort of tenancy they have—and on giving information on the price and details: from eight to 12 weeks for freehold or from 12 to 16 for leasehold. In the light of these changes, can the Minister please let us know whether the Government consider that the increase we have seen in right to buy sales will continue or decline as a result of this measure, and what the estimated figures are over the first five years after the Bill becomes law?

The Bill will have further damaging effects. First, in terms of cost, it will increase the stock of housing owned, managed and run by local councils or those registered by them, thus augmenting the power of the state over men, women and their families and augmenting the costs for taxpayers. The DWP estimates that this year, the housing bill will be almost £39 billion, a rise of £913 million on last year—the highest, in today’s prices, since 1970, measured on similar data. By contrast, the taxpayer receives a significant, as things stand, return from social housing sales receipts. We have heard from my noble friend Lord Young of Cookham what is done with these housing receipts, which can alleviate the tax burden on taxpayers, who might have to meet other needs, or perhaps they might even help to lower taxes. In the financial year ending March 2025 alone, local authorities received £798 million from a reported 7,494 eligible sales, an increase of 7% compared to 2023-24. I ask the Minister, on a per annum basis for the first five years of the operation of this Bill, in respect of the decline in sales and the maintenance and overheads that must now be borne by councils and taxpayers, what is the estimated additional cost?

Secondly—this is a very serious problem, and we have heard about it today from noble Lords— the Bill will undermine the incentive for working people to be independent and support themselves and their family, preventing dependency on benefits not only during working life but well into old age and retirement. As we have heard, already in 2026, across England, Wales and Scotland, almost 6 million people—a record 5.95 million people—will receive housing support from the taxpayer this year. That is 1.2 million more than in 2019-20. In Cambridge, where I live, around 65% of tenants receive some form of benefit, with 55% on maximum housing benefit or universal credit.

Thirdly, the Bill will undermine overall economic growth and increase overall the ever-growing burden of taxation. This is an attack on property rights by taxing the earnings of working men and women to subsidise the unproductive public sector and a benefits culture. I therefore do not share the Government’s enthusiasm for increasing the size and power of the state over people’s lives, turning individual men and women into supplicants dependent on the state, potentially for the rest of their lives, without the incentive—

[Lord Lemos (Lab)]

I must ask the noble Baroness to draw her remarks to a close.

[Baroness Lawlor (Con)]

—to earn enough to pay a market rent and take responsibility for themselves and their families. State housing, subsidised by the taxpayer and owned and managed by the state, is not home ownership. It is state dependency.

Social Housing Bill [HL]

Baroness Lawlor Excerpts

Committee stage
Monday 15th June 2026 Lords Chamber

[Lord Jackson of Peterborough (Con)]

My Lords, I rise to speak to my Amendment 95. As is clear, it is a probing amendment, and a permissive amendment that would require the Government to make provision by regulations for requiring social housing providers to publish data and evaluation on policies for developing social rented housing for families. This amendment is clearly in scope, but the important context to remember is that housing is an important part of economic and social policy, and particularly social housing. Getting housing policy right has an impact on population, on public services and on economic growth.

This is an important amendment, and will require debate and discussion within government, because we have a crisis in family formation. The total fertility rate is 1.39 children per woman, compared with the 1960s when it was 2.9 and the 1970s when it was 1.7. It has been declining since 2012. There were 585,396 live births last year, a reduction on the previous years. There are societal reasons for that, principally around childcare costs but also housing costs and other societal issues, including financial uncertainty about delayed parenthood and more women being involved in the labour market than in the 1960s and 1970s. This amendment is saying not that women should have more children per se but that it is good policy for the Government to be in a position to understand their duties and responsibilities in a wider economic sense to collate, collect and analyse information, and to encourage registered social providers and local authorities to help families who want to get into social housing.

For instance, the Government might require local plans and housing needs assessments to track and plan for bedrooms and family-sized homes, not only total dwelling numbers. We know that the experience over the last 10 or 15 years has been a drive, because of affordability issues, in planning policy across local authorities, towards flats and smaller units. This is essentially inimical to families being able to move into social housing accommodation.

We would expect local plans and housing needs assessments to specify an evidence-led bedroom mix in areas with strong demand from young families, and to use policy design codes and public funding levers—particularly in social housing—to secure an adequately supply of three-bedroom homes in both urban and suburban locations. Planning policy should actively favour small and medium-sized schemes, which deliver an above-average share of three-bedroom homes and usable private or shared play space, especially where developments are under 50 units and local impacts are modest. National planning policy and local design codes should encourage mid-rise terraces and mansion block-style flats with shared gardens, courtyards and safe streets, rather than long corridors of single-aspect one-bedroom units.

I do not expect the Minister to respond to this amendment in detail, but it is a good start to enable local authorities and the Government to get a handle on encouraging families to access social housing. That would make a big contribution to a good social and community mix across all communities—rural, suburban and urban. I look forward to the Minister’s response, and I hope that this begins a useful debate on an issue that is important to us all, and particularly important to an ageing population with fewer young people in the workforce, and to resolving the significant issues we have around family formation and the provision of social housing.

[Baroness Lawlor (Con)]

My Lords, I rise to speak to my Amendment 58A in this group. I am delighted to support the other amendments in the group about which the noble Baroness, Lady O’Neill, has spoken, asking the Government for various assessments of impact.

The Government contend that they want to protect the stock of social housing but also to maintain the right-to-buy scheme, but under the Bill tenants are likely to be discouraged from exercising the right to buy by obstacles, delays and uncertainties posed for a renter aspiring to home ownership. My amendment would require the Government to provide on an annual basis, once the Bill comes into operation, an analysis of the income to the public purse as a result of any change in the number of sales, broken down by the numbers sold, the resulting income and additional income from cost savings from overhead and maintenance when a property is sold and no longer a charge on the council. This should equip the Government to assess the scheme and its costs in the round against competing commitments when establishing an order of priority in spending, as Governments must do, and an overall budget. Councils too would have the essential figures to judge how best to meet their competing commitments and responsibilities.

Indeed, for a democratic system such as the UK, Parliament should also be given the full picture to assess matters and judge how the legislation is operating. Above all, the public, who foot the bills through council tax, rates and general taxation, and who face the highest overall levels of certain taxes—income tax et cetera—since records began in 1948, should also know what impact these changes will have in respect of right-to-buy sales. One of the most popular measures passed by any Government since the 1980s, right to buy has enabled 1.9 million council homes in England alone to be sold to tenants so that they can stand on their own two feet.

There are two deeper reasons for my amendment. First, there is the imperative of obliging any Government to take account of the finances of the country in making policy, and the burdens their policies might place on the economy and on the people and businesses who work and pay taxes. Secondly, there is a need to reduce benefit dependency, yet one of the most effective ways of reducing dependency is to help people to buy their own homes. By contrast, one of the most dangerous ways of encouraging dependency is to put increasing numbers of people in the socially rented sector, where already 25% of households fall into the economically inactive category and other inactive categories. This is excluding people who are retired or have a physical impairment. If the Government are serious about reducing dependency, they should not be putting new obstacles in the way of people who want to buy their council houses.

I hope the Government will accept this modest amendment for an impact statement on the results of the Bill. This would ensure that the Government themselves, the councils and everybody who needs to know has the knowledge of the outcomes of the new arrangements, so that we have the evidence to measure the impact of the Bill on right-to-buy sales and associated finances. On that basis we can review the Bill and, if necessary, make changes.

[Lord Holmes of Richmond (Con)]

My Lords, I will speak to Amendments 101 and 104 in this group, which are in my name. Quite simply, they would impose equality impact assessments and ESG assessments, ensuring that, in this important area of work, local authorities and landlords are doing the right thing by tenants but in a way which is equitable across all protected characteristics for the many vulnerable people they have in their care in the social housing sector.

That is critical as, without an EIA, it is impossible to have the evidence that something is occurring. This would be good not only for tenants and those who want to see that the right thing is being done but for landlords and those with responsibilities. The evidence could be brought to bear that they are operating in a way which is equitable and accessible, and they could prove that point. If the EIA demonstrated that that is not the case, action could be taken to address those inequalities.

On Amendment 104 and the ESG assessment, the environmental case is clear for housing with the energy crisis we currently have. Equally important are the “S” and “G”, which often do not get the same focus. Looking at the composition of housing boards here is critically important as well. Quite simply, the two amendments would fit together to ensure that there is clarity around EIA and ESG when it comes to this important area of work.

Social Housing Bill [HL]

Baroness Lawlor Excerpts

Committee stage
Wednesday 17th June 2026 Lords Chamber

These are sensible amendments. Of course, it would be naive to assume that Amendment 69 is not controversial, because it is. There is a big political debate about citizenship, identity, culture and the provision of public services, and I accept all that. However, the Government certainly need to look at the two amendments. On that basis, can the Minister provide a reason why Amendment 68 would not be adopted, and why Amendment 69, in the name of my noble friend, would also not be looked upon favourably by the Labour Government?

[Baroness Lawlor (Con)]

My Lords, it is a pleasure to follow the noble Lord, Lord Jackson of Peterborough, and I support all the amendments in this group, particularly those from the noble Baronesses, Lady Teather and Lady Bakewell, my noble friends Lord Farmer and Lord Jackson, and those on the Front Bench, which support a review of policy and better information for making policy on politically sensitive matters such as immigration and narrowing the eligibility clause.

In seeking information on accessing social housing and the demand for it, such as that arising from net migration and temporary asylum, we should not forget the context in which these demands are made. It is a question at the centre of our national debate, one which has too often eroded trust in politics and democracies. That is not limited to the UK. Right across stable western systems such as France, Germany and Italy, this question is at the heart of the erosion of trust and the changing shape of democratic stability, which many are worried about. That is the wider context for the immigration amendments. We should not brush this issue, and the pressure it puts on the demand for social housing, under the carpet.

In considering immigration and asylum, we are looking at particularly significant demands, which might, in time, come to outweigh current pressures, if the figures we see today are to lead in any way to a demand for social housing. In the year ending September 2025, 58,148 people were granted protection and leave to remain at the initial decision. Where will they live? Will they add to the pressures and burdens on social housing? We need to know the evidence and the figures and not brush this question under the carpet. In addition, 46,497 illegal migrants were known to have arrived in the year ending December 2025. They may end up being granted leave to remain, given that the Government are trying to process many of them as asylum claims, which will pose additional demands.

Then we have the student visa question. Some 443,000 visas were granted last year. Analysis by a Sky journalist recently showed that, in the latest year for which figures are available, the number of asylum claims by people who had originally come on student visas was 14,800 out of a total of 111,000, meaning that student visa holders have been switching to being asylum seekers. For some, there may be good reason. They may have come from countries in which they would be persecuted and seek asylum when they get here. Having a student visa is the only way to get out. However, for others, such as the Indian nationals this report particularly mentions, a scam operated. In one case, the papers were filled in fraudulently for one member of the family—the lady—and she and her husband came on student visas. However, she had no intention of studying. As a family, they had no money—certainly not the bank account figures that were in the papers. The local authority discussed their case and awarded benefits because they simply could not afford to live, and they have now made their asylum claim.

These kinds of hard-luck stories—and nobody denies that they are hard-luck stories—are pushing up the claims and the demand for social housing. We need evidence so that we can have an open and fair debate. For these reasons, I support the proposed prohibition on granting social housing to anybody but UK citizens, as my noble friends’ various amendments propose.

Before closing, I want to comment on the amendments that seek better information on social housing access for veterans, the case for which was very well argued by the noble Baroness, Lady Teather. I referred on Second Reading to the case of a homeless person at King’s Cross Station who lived hand to mouth and day to day because he was evicted from his council house when his daughter was run over by a cab driver, who was accused and convicted of dangerous driving. She was his sole carer. He had served in the Royal Marines for well over a decade, including in Afghanistan, and because of injuries sustained in serving, he had to be looked after all his life. They were in council housing, and he was evicted after his daughter died because she held the tenancy.

I support the amendments on greater information on offenders, who are some of the saddest cases we have. The literacy levels of as many as 56% of prisoners are less than the reading age of seven, meaning that they are excluded from any kind of literate society. I pay tribute to my noble friend Lord Farmer’s excellent work for offenders, but I also agree that unless we insist that they be given housing priority, they will go back to a life of crime. As much of the evidence shows, they will go back to crime, as the noble Baroness and the noble Lord, Lord Jackson, explained, or to the people who were part of their previous crime network. They have been abandoned by their families—their husbands, wives, children—and others who looked after them. These are very good amendments and I support them.

[Baroness Thornhill (LD)]

My noble friends have outlined their cases themselves, so I will just clutch my pearls and resist having a ding-dong with the noble Lord, Lord Jackson—which I could, for reasons that will become apparent in my speech.

I will speak carefully on this group, because I have real concerns. I am not going to go into the detail of the individual amendments, but my concerns are the direction and tone that they take when looked at together. Looked at as a whole, they approach access to social housing primarily through restriction and exclusion, with a strong emphasis on immigration status and migration pressures. I understand the political context in which these amendments are being brought forward, but I do not believe this is a helpful or responsible way to address the housing crisis or solve immigration matters. The fundamental driver of pressure on social housing is not who is applying for it; it is the chronic shortage of genuinely affordable homes. Framing access as a competition between groups risks obscuring that reality and diverting attention away from the real task of increasing supply.

--- Later in debate ---

[Baroness Taylor of Stevenage (Lab)]

Again, I place great trust in our local housing authorities; they regularly assess their applicants. That has been even more the case as the availability of social housing has become more and more scarce. Local authorities take these responsibilities very seriously. If there were a change to a circumstance that had not been recorded, that would certainly appear at the time of the allocation.

[Baroness Lawlor (Con)]

Can the Minister say whether there is official evidence of when an application is made, and whether the authorities assess official documents supporting a request for housing? Just as a clarification, I certainly did not seek to stigmatise people who were seeking social housing. I asked for further evidence so that we could review the whole question in the round, but not stigmatise anyone.

[Baroness Taylor of Stevenage (Lab)]

Local authorities take a great deal of care when people apply for the social housing register, because they need to make sure that they meet their local provisions. That includes local connections, whether they have income eligibility and so on. They take great care in that respect. Most local authorities conduct regular reviews of the information they have—I will not say “all local authorities”, because I do not have the evidence in front of me to suggest that, but I think that nearly all of them do so.