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Written Question
Universal Credit: Housing
Wednesday 3rd March 2021

Asked by: Craig Tracey (Conservative - North Warwickshire)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, what estimate she has made of the the number of benefit claimants that face a shortfall between their actual rent and the amount for rent included in their universal credit payment; and what assessment she has made of the average size of that shortfall in each region.

Answered by Will Quince

This is published in the supplementary tables available here:

https://www.gov.uk/government/statistics/universal-credit-statistics-29-april-2013-to-14-january-2021.

For those that do experience a shortfall, Discretionary Housing Payments are available. Since 2011 we have provided over £1 billion in Discretionary Housing Payment funding, enabling local authorities to support households that need additional help by making financial awards to people experiencing financial difficulty with housing costs who qualify for Housing Benefit or the housing costs element of Universal Credit.

Universal Credit household shortfalls November 2020

Average monthly shortfall

East Midlands

£126

East of England

£181

London

£259

North East

£92

North West

£116

Scotland

£114

South East

£194

South West

£142

Wales

£112

West Midlands

£130

Yorkshire and The Humber

£107

Great Britain

£154


Written Question
Universal Credit: Housing
Friday 26th February 2021

Asked by: Craig Tracey (Conservative - North Warwickshire)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, what assessment she has made of the implications for her policies of the conclusion of the Institute and Faculty of Actuaries' report, entitled Building financial resilience for households in the private rented sector, published on published 1 July 2020, that it is not possible to insure against facing a rent shortfall in the event of a claim for universal credit.

Answered by Will Quince

The criteria for accessing insurance products is a matter for the insurance industry, therefore no such assessment has been undertaken by the DWP.


Written Question
Universal Credit: Housing
Friday 26th February 2021

Asked by: Craig Tracey (Conservative - North Warwickshire)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, whether renters that receive income for payment of rent from (a) Income Protection and (b) other insurance policies have that income amount deducted pound for pound from their universal credit housing allowance.

Answered by Will Quince

Universal Credit is not paid to claimants who have sufficient income available from other sources to support themselves. Where claimants have income available to meet their everyday living costs, their entitlement to Universal Credit is adjusted accordingly.

Regular income payments that are paid to meet living costs, including individual income protection insurance payments, result in reductions in the claimant’s Universal Credit entitlement pound for pound.


Speech in Commons Chamber - Mon 30 Nov 2020
Oral Answers to Questions

"It is great to hear that progress is being made on that, and I am sure the Minister would agree that its success depends not just on quantity, but quality. Can she confirm what measures are being taken to ensure that these coaches have the right experience and training to …..."
Craig Tracey - View Speech

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Speech in Commons Chamber - Mon 30 Nov 2020
Oral Answers to Questions

" What progress her Department has made in recruiting additional work coaches. ..."
Craig Tracey - View Speech

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Speech in Commons Chamber - Mon 11 May 2020
Oral Answers to Questions

" What steps her Department is taking to support and protect disabled people during the covid-19 outbreak. ..."
Craig Tracey - View Speech

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Speech in Commons Chamber - Mon 11 May 2020
Oral Answers to Questions

"[Inaudible.]..."
Craig Tracey - View Speech

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Speech in Commons Chamber - Mon 11 May 2020
Oral Answers to Questions

"Can the Minister give further guidance specifically on PIPs? I have been contacted by several constituents who are either looking to access them for the first time or due a reassessment. With face-to-face assessments understandably suspended due to the pandemic, will the Minister confirm what action the Department is taking …..."
Craig Tracey - View Speech

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Speech in Westminster Hall - Wed 06 Feb 2019
Pensions Dashboard

"It is a pleasure to serve under your chairmanship, Ms Ryan. I congratulate my hon. Friend the Member for Hendon (Dr Offord) on securing the debate. I declare an interest as chair of the all-party parliamentary group for insurance and financial services.

I welcome the concept of the pensions dashboard. …..."

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Speech in Commons Chamber - Mon 02 Jul 2018
Oral Answers to Questions

"The last jobs fair that I held in my constituency focused on Disability Confident employers, and it is great to see that more than 5,000 are now signed up nationally. What more can MPs do to encourage more employers to join this fantastic scheme?..."
Craig Tracey - View Speech

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