(2 days ago)
Westminster HallWestminster Hall is an alternative Chamber for MPs to hold debates, named after the adjoining Westminster Hall.
Each debate is chaired by an MP from the Panel of Chairs, rather than the Speaker or Deputy Speaker. A Government Minister will give the final speech, and no votes may be called on the debate topic.
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I agree that the financial inclusion strategy is a very welcome step in developing, co-ordinating and implementing interventions to support financial inclusion in the UK.
Subsequent policy decisions stemming from the strategy will have to work for a broad range of groups in society. Many face financial exclusion for different reasons, including older people, disabled people and young people.
I thank my hon. Friend for raising this important subject. In Ayr, Carrick and Cumnock, 30,000 adults—40% of the population—are financially vulnerable. That is higher than the national average, and it is hitting older residents and carers especially hard. There are too many forgotten families struggling to access credit, savings and insurance. The upcoming financial inclusion strategy is a vital chance to make a change. Does my hon. Friend agree that we need to work with the Government to ensure that those communities have the financial safety nets they need to thrive?
I agree that we need to make sure that all communities have access to financial services, wherever they are and whoever they are. Everybody needs access to those services. I will welcome hearing from the Minister later about the financial inclusion strategy.
(7 months, 2 weeks ago)
Commons ChamberI agree that we need to get a grip of the welfare budget, which got out of control under the previous Conservative Government. Frankly, I am not going to take lectures from the Conservative party, which crashed the economy. Let me remind the House what the right hon. Gentleman said about the disastrous mini-Budget:
“I share entirely the free-market ideology that underpins the Chancellor’s statement…The Chancellor was right to be radical.”
He added:
“I rejoice at the two fingers the Chancellor has raised to socialist dogma and envy.”
I think that the financial markets and the British public have united in their view on the previous Government.
Economic growth is the No. 1 mission of this Government. Scotland will play an important role. At the autumn Budget we announced that the Scottish Government will be provided with £47.7 billion in its 2025-26 settlement—the largest in real terms in the history of devolution. We also confirmed £130 million of targeted funding, including for city and growth deals.
In Scotland, we have seen almost two decades of wasteful spending while public services get worse. Does the Minister agree that good public services are essential to economic growth, and that Scottish taxpayers are not getting good value for money under the SNP Government?