"We are getting to the heart of the issue. Surely this debate is about the fact that Governments govern and Select Committees scrutinise—full stop...." Heather Wheeler - View Speech
"Why is it that in South Derbyshire the number of apprentices has gone up by 80%, when the hon. Gentleman says that there are no jobs for young people? What is going on in his constituency that is not happening in South Derbyshire?..." Heather Wheeler - View Speech
"I must declare an interest: for 25 or 26 years, I have been married to a brewery man—and thank goodness for Bass and for Young’s. Many pubs in South Derbyshire are still under threat or are going to close, even though the Shardlow brewery, the John Thompson brewery and in …..." Heather Wheeler - View Speech
"I thank my hon. Friend the Member for Aberconwy (Guto Bebb) for securing this debate. The mis-selling of interest rates has affected people in many of our constituencies, including mine. One of my constituents, the owner of a geo-environmental company, wanted to take out a long-term fixed rate product. He …..." Heather Wheeler - View Speech
"Absolutely; that scandal has emerged from today’s debate.
In January 2012, my constituent was informed that, because his debt to RBS included the fee for breaking the IRSA agreement, the cost of the loan had increased further to a mind-boggling 23.8% of the loan—approximately £215,000. He was also informed that, …..." Heather Wheeler - View Speech
"That is a salutary lesson The banks have lost the trust of the country, and, having listened to all the stories today, we now understand why. I feel great compassion for my hon. Friend’s constituent.
The matter was not explained to my constituent, who feels strongly that if the IRSA …..." Heather Wheeler - View Speech
"That is becoming clearer and clearer as this debate goes on and as more and more constituents come out and tell us their stories.
Two advisers visited my constituent and went through all the advantages of an IRSA, but they did not mention any possible downsides or advise him to …..." Heather Wheeler - View Speech
"I have two firms in South Derbyshire that are particularly concerned about the new tax. One is Mercia Marina, and the other is Truma, which makes fittings for static and other caravans. They both believe that 20% of their business could be wiped out overnight, should the tax come into …..." Heather Wheeler - View Speech
"Does my hon. Friend agree that if the Opposition really believed in looking after low-paid people, they would have voted for the welfare cap and not voted against it? My constituents do not understand why they did that...." Heather Wheeler - View Speech