Home Insulation

Jim Shannon Excerpts

Wednesday 26th November 2025 Westminster Hall

[Anna Dixon (Shipley) (Lab)]

I beg to move,

That this House has considered the impact of home insulation on energy bills.

It is a pleasure to serve under your chairship, Mr Dowd. Across the country, 12 million households are in fuel poverty, with almost 5 million of them spending over 20% of their income on energy. Like many other people across the country, my constituents in Shipley face a cost of living crisis, and energy bills are a huge part of that crisis.

Increasing the energy efficiency of our homes is a crucial way in which we can reduce bills, yet the rate of home insulation installations declined under the previous Government. I am pleased that this Labour Government have taken positive steps to reverse that decline with the warm homes plan. In addition, I particularly welcome today’s Budget announcement by the Chancellor to scrap the disastrous Tory energy company obligation scheme, which cost more than £1 billion per year and cost many families more money than it saved. All of this will bring down energy bills for the average household by £150 from next April, reducing the cost of living and lifting more people out of fuel poverty.

However, there is an urgent need to upgrade our homes. The UK’s housing stock is among the least energy efficient in Europe. According to research by Imperial College London, homes in the UK lose heat up to three times faster than homes in the rest of Europe. Perhaps that is not surprising, given that almost a quarter of properties in Great Britain with cavity walls have no cavity wall insulation.

[Jim Shannon (Strangford) (DUP)]

First of all, I commend the hon. Lady for securing this debate. I spoke to her beforehand. The problems that she is outlining in her own constituency of Shipley are similar to those we have in Northern Ireland, where 65% of dwellings have full cavity wall insulation, 15% have partial cavity wall insulation and 20% have no cavity wall insulation. Does she agree that more must be done to lower the threshold for programmes such as the boiler scheme insulation grant, so that more households can apply for such grants to support them in heating their homes properly?

[Anna Dixon]

It is vital that people in all types of tenure and even low-income households—indeed, everybody—can access modifications that could save them money on their bills.

Poor-quality housing particularly traps households in fuel poverty, because people need to spend a fortune to keep warm. Data from Friends of the Earth shows that there are 17 energy crisis hotspots in my own constituency. These are neighbourhoods that have below-average household income but above-average energy bills.

In Shipley, we also have a higher than average proportion of homes that are non-decent, which means they do not meet the standards for a warm and dry home. Indeed, 64% of homes in Shipley have an energy performance certificate rating of D or below. As a result of the extortionate cost of energy, the unnecessary additional high usage due to poor insulation and the flatlining of living standards under the previous Government, energy debt is soaring. Millions of households across the UK now have a combined energy debt of over £4 billion.

To help people to deal with this situation, fantastic organisations such as Christians Against Poverty work to tackle poverty. In Shipley, CAP provides a debt advice service. Across the country, this service has helped more than 20,000 people to become debt-free since 2010. We also have local food banks that offer fuel vouchers to those on pre-payment meters who cannot afford top-ups. However, energy companies must also act to support those people who have large unpaid debts, by bringing in programmes such as social tariffs and other forms of fair pricing to help those living in fuel poverty.

Poor-quality housing not only harms people’s finances; it also has a severe impact on their health.