Spain: Travel

Lord Browne of Ladyton Excerpts

Tuesday 28th July 2020 Lords Chamber

[Baroness Vere of Norbiton [V]]

My Lords, the Government have been absolutely clear: urgent support is available for those who need it. That may be the new-style employment and support allowance or it may be universal credit, depending on the individual circumstances. I will happily write to the noble Baroness with more detail of both those schemes. My letter to her was not intended to be comprehensive, but it set out many of the things that we are doing.

[Lord Browne of Ladyton (Lab) [V]]

My Lords, this is a disaster for the self-employed and owners of small businesses. On Sunday, Dominic Raab told anyone who risked losing money to look at their insurance, among other things. Since March, there has been a general market failure in the provision of cover for all pandemic risk, including business interruption. There is no insurance policy available that covers loss of income in these circumstances. The Government are aware of this and, in response to Written Questions, have undertaken to engage with the insurance sector on this issue “in due course”. “In due course” is already too late. Will the Government undertake to engage with the sector, which wants to talk to them about this, now?

[Baroness Vere of Norbiton [V]]

The noble Lord is quite right that the impact of the pandemic has been very significant both on those who are employed by companies and on those who are self-employed. We are doing what we can to offer support where needed. As for engaging with the insurance industry, that work is ongoing.