"I will be extremely brief. I support all these amendments in the name of the noble Baroness, Lady Neville-Rolfe. My main concern is that some basic rate taxpayers will be disincentivised from making pension contributions because of that extra 8% that they are going to pay. That will take away …..." Lord de Clifford - View Speech
"Before the Minister sits down, my amendment would link the limit not to inflation but to the national insurance threshold. Therefore, if the Government wish to hold that threshold to raise more funds, they can. I just wanted to make that clear to your Lordships...." Lord de Clifford - View Speech
"My Lords, I speak today in support of all the amendments in this group, particularly Amendments 12 and 26 in the name of the noble Baroness, Lady Kramer, and other Peers, and my own Amendments 14 and 27. I would have added my name to the noble Baroness’s amendments, but …..." Lord de Clifford - View Speech
"My Lords, my Amendments 8 and 21 seek to simplify the changes to salary sacrifice and link it to NIC, which is a tax that will be applied to the pension contributions. I note my interest in the register as an employer who currently runs a salary sacrifice scheme for …..." Lord de Clifford - View Speech
"I have had the privilege of putting my name to Amendment 27 in the name of the noble Baroness, Lady Kramer; the noble Baroness, Lady Altmann, has added her name to it as well.
I own an SME business, and this Government’s changes to NIC have significantly affected it. Of …..." Lord de Clifford - View Speech
"My Lords, I added my name to Amendment 29 in the name of the noble Baroness, Lady Altmann. She has just summed up a lot of my issues, so I will keep this brief because it is late.
"I have the pleasure of supporting the amendment from the noble Baroness, Lady Kramer. At Second Reading, I raised behavioural change and the OBR’s forecast about the drop in income is essential. Employers will look to find the most tax efficient way to make pension payments, and therefore we need …..." Lord de Clifford - View Speech
"My Lords, I raised the topic of today’s debate, salary sacrifice, in the Budget debate on 4 December. I am grateful to the Minister for his comments on my questions in summing up that debate. He felt that the changes to salary sacrifice pension arrangements were a proportionate measure that …..." Lord de Clifford - View Speech
"My Lords, I will speak on Motions B and B1 and register that I speak on behalf of SMEs and as a small employer of 130 people. I thank the Government for listening to businesses and this Chamber with regard to the change to unfair dismissal. Six months is certainly …..." Lord de Clifford - View Speech
"My Lords, on behalf of the veterinary sector, I thank the Government for confirming in the Budget the commitment to a consultation on reform of the Veterinary Surgeons Act 1966. This is sorely needed, as the sector has seen significant structural change in the last 15 years. I was asked …..." Lord de Clifford - View Speech