Speech in Westminster Hall - Tue 24 Jan 2012 Self-Employment
"My hon. Friend raises two important points. First, on the general point about raising finance for businesses, part of the problem is that, in the past, loans have not so much been business finance loans as mortgages, where a bank has taken a secure guarantee, such as a property, thereby …..." Mark Garnier - View Speech
"My hon. Friend is right. Various factoring, invoice and financing arrangements can be put in place for businesses. They are designed, in theory, to help businesses through their cash-flow problems, such as paying for stock to put on their shelves and sell on. A number of the banks in my …..." Mark Garnier - View Speech
"Yes, absolutely. I agree with the hon. Lady. She is absolutely right on UK regulation, but we should also do that on European regulation. We simply cannot have endless regulation coming through, and we really need to see whether it is worth having...." Mark Garnier - View Speech
"My hon. Friend could have been reading my speech, because my very next point was exactly that. It is vital that we help businesses. Ronald Reagan introduced a law under which businesses with fewer than five employees were exempt from a lot of business regulation, and he increased the number …..." Mark Garnier - View Speech
"It is a great pleasure to follow the hon. Member for Chippenham (Duncan Hames), who is doing a lot of work on the further education part of the all-party group’s inquiry. I have had the pleasure of being in a couple of his inquiry sessions. I extend my appreciation also …..." Mark Garnier - View Speech
"I want to get away from the need to regulate everything. We need to ensure that people are in a stronger position to manage their own money and accounts properly, so that they do not get into that problem in the first place. If they did get in trouble, they …..." Mark Garnier - View Speech
"That is a neatly and well made point, but the hon. Gentleman will remember my hon. Friend the Member for South West Norfolk (Elizabeth Truss) making the point that, by having financial education in the curriculum, we would not just provide for directly funded schools but provide a lead for …..." Mark Garnier - View Speech
"I am incredibly grateful for that intervention and thank my right hon. Friend very much indeed.
To continue my point, if we equip the next generation to answer the supplementary question to the one I just described—should I set up a business with my last few hundred quid?—we will begin …..." Mark Garnier - View Speech
"I congratulate my hon. Friend the Member for Gloucester (Richard Graham) on securing this important and useful debate. We have already heard a great deal about the issue, and I thank him for the huge amount of detail he has given on the statistics associated with this important topic. I …..." Mark Garnier - View Speech
"I congratulate my hon. Friend the Member for Redditch (Karen Lumley) on securing the debate. I also congratulate my hon. Friend the Member for Worcester (Mr Walker), who has worked incredibly hard on behalf of all of us in Worcestershire, on getting into the nitty-gritty and the nuts and bolts …..." Mark Garnier - View Speech