"I commend my right hon. Friend for the methodical way in which he is going about the implementation of universal credit. My constituents suffered from over-payments, under-payments and mis-payments under tax credits because Labour in government botched the implementation of the system by doing it as one big bang. We …..." Mark Hoban - View Speech
"I apologise to my right hon. Friend the Minister for missing some of his speech and to the hon. Member for Cumbernauld, Kilsyth and Kirkintilloch East (Gregg McClymont) for missing his. I had hoped to be here for both, but owing to the length of the urgent question and another …..." Mark Hoban - View Speech
"I am not sure that tulips and the Netherlands are necessarily an appropriate model. One of the earliest financial crashes was in the price of tulip bulbs, so it may not be a model to follow. However, the point about sectoral and non-sectoral schemes is important. Other countries have had …..." Mark Hoban - View Speech
"My hon. Friend makes an important point and he is right to pick up on that omission. When we think about retirement, we should be thinking not just about pensions, but about a person’s income in retirement. Some of that will take the form of state pension; some will be …..." Mark Hoban - View Speech
"Will the hon. Lady make her position clear? Is she saying that what should be offered to every person retiring is regulated advice?..." Mark Hoban - View Speech
"I am grateful to the hon. Lady for giving way, as she is being very generous. If she does not want to see regulated advice given, what is she looking for?..." Mark Hoban - View Speech
"Does my right hon. Friend agree that Opposition Members today have focused on process because they do not want to confront the reality that the welfare reforms that we have implemented successfully have helped to tackle unemployment—they have got more people into work—and that universal credit is essential in making …..." Mark Hoban - View Speech
"I have sat through this debate and listened carefully to speeches made by Opposition Members, and it appears to me that they believe that history started when this Government came into office. A collective act of amnesia has taken place, as demonstrated by the hon. Member for Oldham East and …..." Mark Hoban - View Speech
"My hon. Friend is absolutely right and what she says again highlights the amnesia of Labour Members. They have forgotten what they did in government and they are pretending that any changes happened after we came into office in May 2010.
"I welcome the reforms announced by my right hon. Friend the Chancellor yesterday and the further detail my hon. Friend the Minister has given today. I urge him not to overlook the Pensions Advisory Service and the Money Advice Service as potential sources of advice for people approaching retirement. How …..." Mark Hoban - View Speech