Petitions
Debate between Martyn Day and Richard Foord
Martyn Day (Linlithgow and East Falkirk) (SNP)
I rise to present a petition on behalf of the constituents of Linlithgow and East Falkirk in relation to buy now, pay later products. Used correctly, those products can be fantastic, but 37% of UK adults have used them in the past 12 months, and Citizens Advice has reported an increase in people seeking help as they are turning to them to support themselves through the cost of living crisis.
The petition states:
The petition of residents of the constituency of Linlithgow and East Falkirk,
Declares that buy now, pay later products are becoming increasingly mainstream, with 37% of adults in the IL using an unregulated credit products in the last 12 months, and with many of the most vulnerable people turning to these products to cope with the cost of living crisis; further that Citizens Advice report an increase in people seeking help with these products, with some facing unmanageable debt and requiring food bank referrals and other charitable support, and notes that unregulated Buy Now Pay Later products lack consumer safeguards, such as requirement for firms to carry out affordability checks, bringing lenders under the oversight of the Financial Conduct Authority, and ensuring borrowers can take complaints to the Financial Ombudsman Service.
The petitioners therefore request that the House of Commons urge the Government to implement regulation of buy now, pay later products as a matter of urgency, to prevent any more people falling into serious and unmanageable levels of debt.
And the petitioners remain, etc.
[P002893]
Richard Foord (Tiverton and Honiton) (LD)
I rise to present a petition on behalf of the residents of the Axe valley, and the towns of Seaton, Beer, Colyford and the surrounding area, who are objecting in the strongest possible terms to the disposal of an entire wing of Seaton Community Hospital. The petition has been signed by over 9,000 of my constituents, because they object to the fact that the hospital, which was funded by generous local donations, is being ripped away from them, and in part potentially sold off by NHS Property Services, and disposed of for potential sale for housing.
The petition states:
The petition of residents of Axe Valley in the Tiverton and Honiton constituency,
Declares that community hospitals play a vital role supporting health and wellbeing in rural communities; further that the hospital in Seaton was built with active support and fundraising efforts by residents across the Axe Valley; and further that plans to turn the wing of the hospital building over to NHS Property Services puts the future viability of the hospital at risk.
The petitioners therefore request that the House of Commons urge the Government to take into account the concerns of petitioners and take action to return the facility to the local community, so it can be repurposed to provide better care for those living in the area.
And the petitioners remain, etc.
[P002897]