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Written Question
Social Security Benefits: Overpayments
Thursday 12th November 2020

Asked by: Nadia Whittome (Labour - Nottingham East)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, how many and what proportion of people on (a) universal credit and (b) legacy benefits were subject to deductions for benefit overpayments in the most recent month for which figures are available.

Answered by Will Quince

For UC claims with payments due during August 2020, around 5% (216,000 claims) had deductions for benefit overpayments. The deductions from UC for benefit overpayments include overpayments for tax credits, housing benefit and any DWP overpayments (including legacy benefits), not just UC overpayments.

The latest available data for legacy benefits shows, claims with payments due during May 2020, around 1% (213,000 claims) had deductions for benefit overpayments.

UC collects overpayments from the full range of benefits, including tax credits. As more people have moved on to UC this has resulted in a greater proportion of these overpayments being collected through UC.

Notes

  • Claims figures rounded to the nearest 1,000.
  • During the Covid period, deductions for benefit overpayments were suspended for three months. These began to be reinstated from July 2020, taking a phased approach, however as of August they have not been fully reinstated and some new debts may not yet have been transferred to DWP.
  • Deductions for benefit overpayments include DWP, HMRC and LA fraud and non-fraud overpayments.
  • Figures are provisional and are subject to retrospective change as later data becomes available.

Written Question
Universal Credit
Thursday 12th November 2020

Asked by: Nadia Whittome (Labour - Nottingham East)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, what proportion of universal credit claimants were (a) repaying an advance payment and (b) also repaying other debts through the deductions system in the most recent month for which figures are available.

Answered by Will Quince

If a new claim advance is taken, this means that a claimant can receive 13 payments over the course of a year instead of 12. As of October 2021, the period over which claimants can repay an advance also doubles from 12 months to 24 months

For Universal Credit claims due a payment during August 2020 41% had a deduction:

  • 26% had only advance repayments,
  • 10% had advance repayments and deductions for other debts
  • 5% had only deductions for other debts.

Notes

  • Other debts include Universal Credit third party deductions and all other deductions, but exclude sanctions and fraud penalties which are reductions of benefit rather than deductions.
  • Figures rounded to nearest 1,000.
  • Deductions for benefit overpayments were temporarily suspended for three months from the beginning of April due to Covid. These began to be reinstated from July 2020, taking a phased approach. However, as of August they have not been fully reinstated and some debts associated to new Universal Credit claimants have not yet been transferred to DWP.
  • Figures are provisional and are subject to retrospective change as later data becomes available.

Written Question
Social Security Benefits: Overpayments
Monday 12th October 2020

Asked by: Nadia Whittome (Labour - Nottingham East)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, how many and what proportion of people on (a) universal credit and (b) legacy benefits were subject to deductions for benefit overpayments in the last month for which data is available.

Answered by Will Quince

UC collects overpayments from the full range of benefits, including tax credits. As more people have moved on to Universal Credit (UC) this has resulted in a greater proportion of these overpayments being collected through UC.

For UC claims with payments due during February 2020, around 23% (579,000 claims) had deductions for benefit overpayments. The deductions from UC for benefit overpayments include overpayments for tax credits, housing benefit and any DWP overpayments (including legacy benefits), not just UC overpayments.

For Legacy benefit claims with payments due during February 2020, around 1% (237,000 claims) had deductions for benefit overpayments.

The Department has an obligation to ensure that public funds are administered responsibly and to abide by the principles set out in Her Majesty’s Treasury’s guidance on Managing Public Money.

We understand the impact that debt can have on the wellbeing of claimants and we endeavour to ensure that the recovery of any overpayment is managed in a way that takes account of the claimant’s individual circumstances. Where a person says they cannot afford the proposed rate of recovery, a reduction in their rate of repayment may be agreed. Debts can be waived if recovery is causing substantial medical and/or financial hardship to a claimant or their immediate family

Our Work Coaches are trained to gauge claimants’ financial needs from their first contact and can refer them to more specialist support for personal budgeting, money guidance and debt advice if required, including through the Money and Pensions Service (MaPS).

Notes:

1. Claims figures rounded to the nearest 1,000.

2. Deductions for benefit overpayments include DWP, HMRC and Local Authority, fraud and non-fraud overpayments.

3. Figures are provisional and are subject to retrospective change as later data becomes available


Written Question
Universal Credit
Monday 12th October 2020

Asked by: Nadia Whittome (Labour - Nottingham East)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, how many and what proportion of universal credit claimants were subject to a deduction of any type in the most recent month for which data is available.

Answered by Will Quince

For Universal Credit claims due a payment during May 2020, 40% (1,627,000 claims) had a deduction.

Notes

1. Deductions include advance repayments, third party deductions and all other deductions, but exclude sanctions and fraud penalties which are reductions of benefit rather than deductions.

2. Figure rounded to the nearest 1,000.

3. Third party deductions were suspended due to covid-19 from 10th April to 10th May and ‘other deductions’ (excluding advance repayments) were suspended for three months from the beginning of April, therefore these figures may not be representative of the full cohort of claims which would otherwise be having deductions.

4. Other debts include Universal Credit third party deductions and all other deductions, but exclude sanctions and fraud penalties which are reductions of benefit rather than deductions.


Written Question
Universal Credit
Monday 12th October 2020

Asked by: Nadia Whittome (Labour - Nottingham East)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, what proportion of universal credit claimants are (a) repaying an advance payment and (b) also repaying other debts through the deductions system.

Answered by Will Quince

For Universal Credit claims due a payment during May 2020, 40% had a deduction:

  • 34% were having only advance repayments,
  • 4% were having advance repayments and deductions for other debts (e.g. third party deductions)
  • 2% were having only deductions for other debts.

New claimants do not have to wait for their first regular Universal Credit payment if they need up front support. All new UC claimants are able to request a new claim advance during the first assessment period of up to 100% of their estimated monthly award. Advances can be repaid over the following year, allowing new claimants to receive 13 payments during the year instead of 12. We are extending the maximum repayment period to two years from October 2021 to reduce the impact of taking an advance even further, and the reduction of the deductions cap from 30% to 25%.

For those who find themselves in unexpected hardship, advance repayments can be deferred for up to three months in certain cases.

Notes

1. Deductions include advance repayments, third party deductions and all other deductions, but exclude sanctions and fraud penalties which are reductions of benefit rather than deductions.

2. Figure rounded to the nearest 1,000.

3. Third party deductions were suspended due to covid-19 from 10th April to 10th May and ‘other deductions’ (excluding advance repayments) were suspended for three months from the beginning of April, therefore these figures may not be representative of the full cohort of claims which would otherwise be having deductions.

4. Other debts include Universal Credit third party deductions and all other deductions, but exclude sanctions and fraud penalties which are reductions of benefit rather than deductions.


Written Question
Poverty: Children
Friday 3rd July 2020

Asked by: Nadia Whittome (Labour - Nottingham East)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, what recent assessment she has made of the adequacy of support for (a) families of BAME children and (b) single mothers of BAME children living in poverty.

Answered by Will Quince

This Government provides a strong welfare safety net, and continues to spend over £95 billion a year on working age welfare benefits for those who need them.

We do not assess adequacy of benefits on the grounds of race.


Written Question
Social Security Benefits: Coronavirus
Tuesday 23rd June 2020

Asked by: Nadia Whittome (Labour - Nottingham East)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, what plans her Department has to provide ongoing additional support through the social security system to families financially affected by the covid-19 outbreak.

Answered by Will Quince

The Government has been clear with its commitment to support those affected in these difficult times and we have made a number of changes to the welfare system to ensure people are receiving the support they need. These changes include:

  • making it easier to access benefits. Those applying for Contributory Employment and Support Allowance (ESA) who may have coronavirus, are self-isolating, or caring for a child (or qualifying young person) who falls into either of those categories, or individuals who have been advised to ’shield’ because they are at high risk of severe illness, will be entitled from day 1 of their claim – as opposed to day 8 - and we have removed the need for face-to-face assessments. Both Universal Credit (UC) and ESA can now be claimed online or by phone;
  • increasing the standard allowance of UC by up to £1,040 this year;
  • temporarily relaxing the application of the Minimum Income Floor for all self-employed claimants affected by COVID-19 to ensure that the self-employed can access UC at a more generous rate;
  • making Statutory Sick Pay available from day 1 – as opposed to day 4 - where an eligible individual is sick or self-isolating; and
  • increasing the Local Housing Allowance rates for UC and Housing Benefit claimants so that it covers the cheapest 30% of local market rents – which is on average £600 in people’s pockets.

These steps form part of a wider package of measures which represent an investment of over £6.5 billion into the welfare system following the outbreak of COVID-19. These measures, along with the other job and business support programmes announced by the Chancellor, represent one of the most comprehensive packages of support by an advanced economy.

We know that circumstances can change rapidly, and that was particularly true at the beginning of the outbreak of COVID-19, which is why the Government will continue to keep the adequacy of its welfare response under review.


Written Question
Social Security Benefits: Coronavirus
Tuesday 23rd June 2020

Asked by: Nadia Whittome (Labour - Nottingham East)

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, what recent assessment she has made of the potential merits of continuing additional support for vulnerable social security claimants after the covid-19 outbreak.

Answered by Will Quince

The Government has been clear with its commitment to support those affected in these difficult times and we have made a number of changes to the welfare system to ensure people are receiving the support they need. These changes include:

  • making it easier to access benefits. Those applying for Contributory Employment and Support Allowance (ESA) who may have coronavirus, are self-isolating, or caring for a child (or qualifying young person) who falls into either of those categories, or individuals who have been advised to ’shield’ because they are at high risk of severe illness, will be entitled from day 1 of their claim – as opposed to day 8 - and we have removed the need for face-to-face assessments. Both Universal Credit (UC) and ESA can now be claimed online or by phone;
  • increasing the standard allowance of UC by up to £1,040 this year;
  • temporarily relaxing the application of the Minimum Income Floor for all self-employed claimants affected by COVID-19 to ensure that the self-employed can access UC at a more generous rate;
  • making Statutory Sick Pay available from day 1 – as opposed to day 4 - where an eligible individual is sick or self-isolating; and
  • increasing the Local Housing Allowance rates for UC and Housing Benefit claimants so that it covers the cheapest 30% of local market rents – which is on average £600 in people’s pockets.

These steps form part of a wider package of measures which represent an investment of over £6.5 billion into the welfare system following the outbreak of COVID-19. These measures, along with the other job and business support programmes announced by the Chancellor, represent one of the most comprehensive packages of support by an advanced economy.

We know that circumstances can change rapidly, and that was particularly true at the beginning of the outbreak of COVID-19, which is why the Government will continue to keep the adequacy of its welfare response under review.


Speech in Commons Chamber - Mon 27 Jan 2020
Oral Answers to Questions

"Universal credit and transitioning to universal credit are causing real hardship in Nottingham, with more than 26,000 people using food banks for emergency supplies in the past year alone. Will the Minister accompany me to my constituency to see for himself the destitution and desperation caused by his Department’s policies?..."
Nadia Whittome - View Speech

View all Nadia Whittome (Lab - Nottingham East) contributions to the debate on: Oral Answers to Questions