Asked by: Neil Hudson (Conservative - Epping Forest)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what assessment he has made of the accessibility of banking services to rural communities.
Answered by Bim Afolami
The Government believes that all customers, wherever they live, should have appropriate access to banking and cash services, and is monitoring this issue closely. It is imperative that firms recognise the needs of all their customers, including those who need to use in-person services.
UK customers can access banking services through a number of different channels. This includes in branches, Post Offices or Banking Hubs, as well as via telephone banking and through digital means such as mobile or online banking.
The Post Office allows personal and business customers to carry out everyday banking services at 11,500 Post Office branches across the UK. The Post Office is required by the Department for Business & Trade to ensure that 95% of the total rural population across the UK is within 3 miles of their nearest Post Office.
Banking Hubs are an initiative which enable customers of participating banks to access cash and banking services in shared facilities. Over 100 Banking Hubs have been announced so far, and the Government hopes to see these all open as soon as possible.
Asked by: Neil Hudson (Conservative - Epping Forest)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what fiscal steps his Department is taking to help support community pubs.
Answered by Gareth Davies - Shadow Minister (Business and Trade)
The Government values the important contribution that pubs make to our culture and the UK economy, including fostering a sense of place and community.
Under the new alcohol duty system, Draught Relief provides a 9.2% duty reduction on draught beer and cider products below 8.5% alcohol by volume. This ensures that there will always be a lower duty rate for draught products to recognise the value of our great British pubs. This means that every pint, in every pub across the UK pays less duty than their supermarket equivalent - this is the Government's Brexit Pubs Guarantee.
In addition, at Autumn Statement 2023, the government announced it will extend the Retail, Hospitality and Leisure relief scheme at 75 per cent, up to a cash cap of £110,000 per business for 2024-25. Around 230,000 retail, hospitality and leisure properties, including pubs, will be eligible for this relief, a tax cut worth nearly £2.4bn.
The Government is also funding a wide range of community assets, including pubs, through the Community Ownership Fund. To date, the Fund has allocated £71.3m to 257 projects, including many rural pubs.
Asked by: Neil Hudson (Conservative - Epping Forest)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what fiscal steps his Department is taking to support the hospitality and tourism sectors.
Answered by Gareth Davies - Shadow Minister (Business and Trade)
The Government is committed to supporting the hospitality and tourism sectors, which provide a significant contribution to the UK economy and society. Since the start of the Covid-19 pandemic, over £37 billion has been provided to the tourism, leisure and hospitality sectors in the form of grants, loans and tax breaks.
At Autumn Statement 2023, the government announced it will extend the business rates Retail, Hospitality and Leisure relief scheme at 75 per cent, up to a cash cap of £110,000 per business for 2024-25. Around 230,000 retail, hospitality and leisure properties will be eligible for this relief, a tax cut worth nearly £2.4 billion.
Over this Spending Review period – the Government has allocated over £100m to the British Tourist Authority to support VisitBritain and VisitEngland with marketing activity to promote Britain as a destination.
Asked by: Neil Hudson (Conservative - Epping Forest)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what fiscal steps his Department is taking to help support the brewery industry.
Answered by Gareth Davies - Shadow Minister (Business and Trade)
The Government values the important contribution that the brewery industry makes to our economy and society. The new duty system, introduced on 1 August 2023, contains many benefits for brewers, including two new reliefs.
The new Small Producer Relief means that small producers now see reduced duty rates on all products below 8.5 per cent alcohol by volume (ABV) up to a production threshold.
The new Draught Relief means that all alcoholic products under 8.5 per cent ABV which are sold in containers of 20 litres or more and are sold to connect to a dispense system qualify for reduced duty rates. This relief provides a reduction in the duty on draught beer and cider products by 9.2 per cent.
As with all tax policy, the Government keeps the alcohol duty system under review as part of the annual Budget process.
Asked by: Neil Hudson (Conservative - Epping Forest)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what steps he is taking to maintain appropriate banking access in areas with (a) closing banks and (b) poor digital connectivity.
Answered by Bim Afolami
Whilst the Government acknowledges that decisions to open or close a branch are commercial decisions for banks, and does not intervene on individual closures, it is imperative that banks and building societies recognise the needs of all their customers, including those who still need to use in-person services. The impact of branch closures must be mitigated where possible so that all customers, wherever they live, continue to have appropriate access to banking services.
The Financial Conduct Authority (FCA)’s guidance sets out that firms must carefully consider the impact of planned branch closures on their customers’ everyday banking and cash access needs, and put in place reasonable alternatives. This seeks to ensure the implementation of closure decisions is done in a way that treats customers fairly. Where firms fall short, the FCA may ask for closures to be paused or other options to be put in place.
Alternative options to access everyday banking services can be via telephone banking, through digital means such as mobile or online banking and via the Post Office or Banking Hubs. The Post Office allows personal and business customers to carry out everyday banking services at 11,500 Post Office branches across the UK, and Banking Hubs are an initiative which enable customers of participating banks to access cash and banking services in shared facilities. Over 100 Banking Hubs have been announced so far, and the Government hopes to see these Hubs open as soon as possible.
With the increasing shift in customer behaviour to online and mobile banking, access to digital services is key, which is why my colleagues in the Department for Science, Innovation and Technology are working with Building Digital UK (BDUK) to connect at least 85% of UK premises to gigabit-capable broadband by 2025, and for nationwide connectivity (at least 99%) to be realised by 2030. Over 80% of UK premises can now access gigabit-capable broadband, a huge leap forward from 2019, when coverage was just 6%.
Asked by: Neil Hudson (Conservative - Epping Forest)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what steps he is taking to help prevent the closure of banks in Penrith and The Border constituency.
Answered by Bim Afolami
Whilst the Government acknowledges that decisions to open or close a branch are commercial decisions for banks, and does not intervene on individual closures, it is imperative that banks and building societies recognise the needs of all their customers, including those who still need to use in-person services. The impact of branch closures must be mitigated where possible so that all customers, wherever they live, continue to have appropriate access to banking services.
The Financial Conduct Authority (FCA)’s guidance sets out that firms must carefully consider the impact of planned branch closures on their customers’ everyday banking and cash access needs, and put in place reasonable alternatives. This seeks to ensure the implementation of closure decisions is done in a way that treats customers fairly. Where firms fall short, the FCA may ask for closures to be paused or other options to be put in place.
Alternative options to access everyday banking services can be via telephone banking, through digital means such as mobile or online banking and via the Post Office or Banking Hubs. The Post Office allows personal and business customers to carry out everyday banking services at 11,500 Post Office branches across the UK, and Banking Hubs are an initiative which enable customers of participating banks to access cash and banking services in shared facilities. Over 100 Banking Hubs have been announced so far, and the Government hopes to see these Hubs open as soon as possible.
With the increasing shift in customer behaviour to online and mobile banking, access to digital services is key, which is why my colleagues in the Department for Science, Innovation and Technology are working with Building Digital UK (BDUK) to connect at least 85% of UK premises to gigabit-capable broadband by 2025, and for nationwide connectivity (at least 99%) to be realised by 2030. Over 80% of UK premises can now access gigabit-capable broadband, a huge leap forward from 2019, when coverage was just 6%.
Asked by: Neil Hudson (Conservative - Epping Forest)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what fiscal steps his Department is taking to support pubs and small breweries.
Answered by Victoria Atkins - Shadow Secretary of State for Environment, Food and Rural Affairs
I refer the hon member to the answer I gave on 20 October 2023 to PQ UIN 203159.
Asked by: Neil Hudson (Conservative - Epping Forest)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what steps his Department is taking to support the hospitality and tourism sectors.
Answered by Victoria Atkins - Shadow Secretary of State for Environment, Food and Rural Affairs
The Government believes that pubs make an important contribution to our culture, fostering a sense of place and community, and to the UK economy.
The Government is aware that the high street faces long-term challenges and is committed to supporting the businesses that make our high streets and town centres successful. Therefore, at Autumn Statement 2022, the Government announced a package of support worth £13.6 billion over the next five years, including:
Furthermore, to support pubs, our 'Brexit Pubs Guarantee,' confirms that the duty on a draught pint will always be lower than its equivalent in a supermarket. And the new alcohol duty system implemented in August of this year included a new Draught Relief that provides a significant duty discount on beers below 8.5% alcohol by volume (ABV) sold in containers of 20 litres or more in the on-trade.
The Community Ownership Fund has awarded £49.3 million to 195 projects across the UK, including rural pubs, with £35 million allocated to 131 projects across England, £6.2 million allocated to 28 projects in Scotland, £4 million to 18 projects in Wales and £4.1 million to 18 projects in Northern Ireland.
The Government keeps all taxes under review.
Asked by: Neil Hudson (Conservative - Epping Forest)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what recent steps they have taken to support hospitality and tourism in rural areas.
Answered by Victoria Atkins - Shadow Secretary of State for Environment, Food and Rural Affairs
The Government believes that pubs make an important contribution to our culture, fostering a sense of place and community, and to the UK economy.
The Government is aware that the high street faces long-term challenges and is committed to supporting the businesses that make our high streets and town centres successful. Therefore, at Autumn Statement 2022, the Government announced a package of support worth £13.6 billion over the next five years, including:
Furthermore, to support pubs, our 'Brexit Pubs Guarantee,' confirms that the duty on a draught pint will always be lower than its equivalent in a supermarket. And the new alcohol duty system implemented in August of this year included a new Draught Relief that provides a significant duty discount on beers below 8.5% alcohol by volume (ABV) sold in containers of 20 litres or more in the on-trade.
The Community Ownership Fund has awarded £49.3 million to 195 projects across the UK, including rural pubs, with £35 million allocated to 131 projects across England, £6.2 million allocated to 28 projects in Scotland, £4 million to 18 projects in Wales and £4.1 million to 18 projects in Northern Ireland.
The Government keeps all taxes under review.
Asked by: Neil Hudson (Conservative - Epping Forest)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what assessment he has made of the adequacy of the level of fiscal support his Department is providing to pubs.
Answered by Victoria Atkins - Shadow Secretary of State for Environment, Food and Rural Affairs
The Government believes that pubs make an important contribution to our culture, fostering a sense of place and community, and to the UK economy.
The Government is aware that the high street faces long-term challenges and is committed to supporting the businesses that make our high streets and town centres successful. Therefore, at Autumn Statement 2022, the Government announced a package of support worth £13.6 billion over the next five years, including:
Furthermore, to support pubs, our 'Brexit Pubs Guarantee,' confirms that the duty on a draught pint will always be lower than its equivalent in a supermarket. And the new alcohol duty system implemented in August of this year included a new Draught Relief that provides a significant duty discount on beers below 8.5% alcohol by volume (ABV) sold in containers of 20 litres or more in the on-trade.
The Community Ownership Fund has awarded £49.3 million to 195 projects across the UK, including rural pubs, with £35 million allocated to 131 projects across England, £6.2 million allocated to 28 projects in Scotland, £4 million to 18 projects in Wales and £4.1 million to 18 projects in Northern Ireland.
The Government keeps all taxes under review.