Covid-19: Financial Support

Olly Glover Excerpts

Thursday 15th January 2026 Commons Chamber

[Olly Glover (Didcot and Wantage) (LD)]

I thank my hon. Friend the Member for Stratford-on-Avon (Manuela Perteghella) for her passionate speech and for securing the debate, and the Backbench Business Committee for giving time to this topic. As many hon. Members have said, covid feels like a distant memory to so many of us, but it continues to have severe, long-lasting effects, including those we are discussing today. I will talk about a couple of constituents who have been affected by the issue of covid-19 financial support exclusion.

Fiona and her husband, Bill Bruty, ran a training and consultancy business called Fundraising Training from their bedroom. It helped charities, both here and abroad, to raise money by running training courses. Fiona and Bill were affected by the fact that no financial support was given to business owners whose income principally derived from dividends. Although they eventually received £2,000 from South Oxfordshire district council, they went through tremendous stress and financial struggles. In their words:

“Nobody has understood what happened and the mental anguish it caused to so many of us who had paid taxes and did not have business premises.”

For Fiona and Bill, face-to-face training has never recovered from the pandemic. Bill has suddenly had to put everything online, which has ultimately been good for them, as they have learned to adapt to our increasingly online lives, but that is an effect that we have seen in many other small businesses.

Rob is a limited company director who felt that he and other limited company directors were badly treated, as it was deemed too hard for HMRC to check where dividends came from. Limited company employees were also denied the right to earn income from other sources.

Where do we go from here? First, it would be interesting to hear from the Minister what redress he thinks should be considered, given the campaign that ExcludedUK has mounted. Secondly, it is important that we learn for the future. Of course, we all hope that the scientists are wrong, but many of them fear that it is only a matter of time before another pandemic, for a variety of reasons. Indeed, there may be other forms of economic hardship, which means that we will need to consider these matters again and come up with better processes in future.

This debate points to the fact that politics in this country has perhaps been more focused on larger companies, rather than on those who run their own businesses and are self-employed. That is something that we in this House should all think about. The issues that small businesses have raised with me more recently—many of them suffered during the pandemic—are a big concern, because they are being impacted by current decisions on business rates, alcohol duty and other taxation policies. I am proud that the Liberal Democrats were one of the first parties to call for support for self-employed people during the pandemic, and we secured an urgent question on the topic on 24 March 2020.

It is so important that we recognise the contribution that small businesses and the self-employed make to our economy. As well as learning the lessons of the pandemic, we really need to think about how we can support them so that they are better prepared in case of a future economic disaster like the one we all lived through between 2020 and 2022.