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Speech in Commons Chamber - Thu 07 Feb 2019
Closure of Santander Banks

"I thank the Minister for giving way.

The banks that have already left my town did not leave any ATM behind. Because of the low fees earned through the LINK system, more and more ATMs in rural locations, particularly across Scotland, are also closing. Many people are not remotely ready …..."

Philippa Whitford - View Speech

View all Philippa Whitford (SNP - Central Ayrshire) contributions to the debate on: Closure of Santander Banks

Speech in Commons Chamber - Tue 08 Jan 2019
Finance (No. 3) Bill

"I totally support what the hon. Lady is saying about importance of inequalities and health inequalities, but does she not recognise that two thirds of children in poverty have a working parent? People are trapped in low-paid work, and they are still poor, and she knows from her time on …..."
Philippa Whitford - View Speech

View all Philippa Whitford (SNP - Central Ayrshire) contributions to the debate on: Finance (No. 3) Bill

Written Question
National Insurance
Tuesday 20th November 2018

Asked by: Philippa Whitford (Scottish National Party - Central Ayrshire)

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what systems are in place to distinguish people's National Insurance details when more than one person share the same name and date of birth.

Answered by Mel Stride - Shadow Chancellor of the Exchequer

HMRC issue a National Insurance number to an individual shortly before they reach their sixteenth birthday. The process ensures that no two individuals can be issued with the same number, even where they share the same name and date of birth. Where an individual has not been allocated a National Insurance number by HMRC, they can apply to DWP who will undertake a face to face interview to establish their identity and check entitlement to a number. This again ensures a National Insurance number cannot be issued to more than one person.

In each case, a National Insurance number will be unique to each individual and remain the same for life. Both HMRC and DWP take seriously any attempts to use the National Insurance number fraudulently and have a range of measures in place to counter abuse wherever it occurs.


Written Question
National Insurance: Fraud
Tuesday 20th November 2018

Asked by: Philippa Whitford (Scottish National Party - Central Ayrshire)

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what protection is in place to prevent fraudulent use of National Insurance numbers when individuals share the same name and date of birth.

Answered by Mel Stride - Shadow Chancellor of the Exchequer

HMRC issue a National Insurance number to an individual shortly before they reach their sixteenth birthday. The process ensures that no two individuals can be issued with the same number, even where they share the same name and date of birth. Where an individual has not been allocated a National Insurance number by HMRC, they can apply to DWP who will undertake a face to face interview to establish their identity and check entitlement to a number. This again ensures a National Insurance number cannot be issued to more than one person.

In each case, a National Insurance number will be unique to each individual and remain the same for life. Both HMRC and DWP take seriously any attempts to use the National Insurance number fraudulently and have a range of measures in place to counter abuse wherever it occurs.


Written Question
Social Security Benefits: EU Nationals
Thursday 13th September 2018

Asked by: Philippa Whitford (Scottish National Party - Central Ayrshire)

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, how many complaints were received by HMRC from UK Businesses in relation to PDA1 (a) applications and (b) renewals in (i) 2015, (ii) 2016, (iii) 2017 and (iv) 2018.

Answered by Mel Stride - Shadow Chancellor of the Exchequer

HMRC does not hold this information and to obtain it would be at disproportionate cost.


Written Question
PAYE
Tuesday 11th September 2018

Asked by: Philippa Whitford (Scottish National Party - Central Ayrshire)

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, whether people paid monthly for whom April was treated as month one prior to the introduction of Real Time Information (RTI), but for whom May would then be treated as month one after the introduction of RTI were overtaxed as a result of missing out on one month of tax-free pay at the point at which RTI was introduced.

Answered by Mel Stride - Shadow Chancellor of the Exchequer

The introduction of RTI did not result in changes to the tax calendar. The first payment made on or after the 6th April is classed as month 1 and this did not change post RTI. No individuals should have been overtaxed as a result of the implementation.


Speech in Commons Chamber - Tue 03 Jul 2018
Treasury Spending: Grants to Devolved Institutions

"To give the House an example, the NHS in England got £337 million for winter pressures last year, but what finally made it over the border was not the expected £32 million but £8.4 million, for exactly that reason...."
Philippa Whitford - View Speech

View all Philippa Whitford (SNP - Central Ayrshire) contributions to the debate on: Treasury Spending: Grants to Devolved Institutions

Speech in Commons Chamber - Tue 03 Jul 2018
Oral Answers to Questions

"Last year, NHS England was given £337 million to prepare for winter pressures, but the Scottish Government received only £8.4 million rather than the expected £32 million. The Secretary of State for Health and Social Care has claimed that Scotland will get £2 billion from this recent uplift. When we …..."
Philippa Whitford - View Speech

View all Philippa Whitford (SNP - Central Ayrshire) contributions to the debate on: Oral Answers to Questions

Written Question
PAYE
Wednesday 9th May 2018

Asked by: Philippa Whitford (Scottish National Party - Central Ayrshire)

Question to the HM Treasury:

To ask Mr Chancellor of the Exchequer, what legislative changes were made to enable employers to report real-time information on taxation to HMRC.

Answered by Mel Stride - Shadow Chancellor of the Exchequer

The Income Tax (Pay As You Earn) (Amendment) Regulations 2012 No. 822 made the amendments necessary to the Income Tax (Pay As You Earn) Regulations 2003 (SI 2003/2682) to enable Pay As You Earn (PAYE) reporting in real time.

The collection of National Insurance contributions (NICs), the income tax construction industry scheme (CIS) and student loan repayments also rely on the PAYE system. Consequently amendments were also made to the Social Security (Contributions) Regulations 2001 (SI 2001/1004), the Income Tax (Construction Industry Scheme) Regulations 2005 (SI 2005/2045) and the Education (Student Loans) (Repayment) Regulations 2009 (SI 2009/470) to reflect the introduction of reporting in real time.


Written Question
PAYE
Thursday 3rd May 2018

Asked by: Philippa Whitford (Scottish National Party - Central Ayrshire)

Question to the HM Treasury:

To ask Mr Chancellor of the Exchequer, whether the Government made an assessment of the potential merits of a conversion plan when introducing provisions on real-time information reporting to HMRC in order to mitigate the additional tax payable during the second 12-month period of the scheme as a result of moving the start of the tax year in 2013-14 from 1 April to 6 April.

Answered by Mel Stride - Shadow Chancellor of the Exchequer

There were no changes made to the start of the tax year for Pay As You Earn (PAYE) as a result of the introduction of Real Time Information (RTI) which remained 6 April, or to the deadlines for paying the tax, National Insurance contributions and any other deductions due.

As RTI was not expected to affect the annual levels of tax receipts, no conversion plan for additional tax payable was considered for 2013-14.