"I thank the Minister for his intervention. The suggestions for the future are about to unfold before his very eyes, as he may have anticipated.
Analysis by the Pensions and Lifetime Savings Association suggests that the current contribution rate of 8% is simply not enough for people to have a …..." Rob Roberts - View Speech
"Absolutely—that is a very salient and very welcome intervention from the hon. Gentleman. I completely agree.
We need to start financial education in schools about the more basic things: what is a current account? How does it work? What is an overdraft? What is a credit card? The number of …..." Rob Roberts - View Speech
"Absolutely; I thank the Minister for his intervention. It was in the Aviva article that I saw the fresh-faced youthfulness of the Minister, although he has now turned into an advert for Just for Men. It is working well for him.
"I very much agree with my hon. Friend. It is now incumbent on advisers when they see clients for the first time to give them an initial disclosure document, which sets out the fees and charges that the client can rightly expect to pay. The disclosure of fees should always …..." Rob Roberts - View Speech
"I thank the Minister for summing up. I am interested to hear about using the BBC to enhance pension credit take-up. I suggested that very thing to my right hon. Friend the Work and Pensions Secretary just last week at Department for Work and Pensions questions, so it is good …..." Rob Roberts - View Speech
"T15. Further to the Secretary of State’s previous answer, take-up of pension credit remains low, which is a particular challenge in my Delyn constituency, which has a much higher proportion of over-65s than average. Will she commit to meeting me to discuss how we can use places such as the …..." Rob Roberts - View Speech
"It is a pleasure to be able to speak to clause 118 and discuss the related amendments. I am delighted finally to be here. I am sure that my hon. Friend the Minister will not thank me for pointing out that it was the Budget speech in 2016 that said …..." Rob Roberts - View Speech
"No, but I also do not see a downside to lots of other types of information being there, so why this type and not others? The purpose of primary legislation should not necessarily be to say all the things that should be there. Lots of things potentially should be there, …..." Rob Roberts - View Speech
"That may be, but as I mentioned earlier, it muddies the waters. If people want to access that information, there is a slew of providers out there. If they want the one that provides the most ESG information, they will gravitate towards it. We do not need to override the …..." Rob Roberts - View Speech
"I rise to speak briefly to amendments 11, 12 and 13. I did not mention it earlier, but the general problem with small pots being eroded away by charges, especially in the auto-enrolment phase, is that many of them have set charges in pounds rather than percentage-based charges. If someone …..." Rob Roberts - View Speech