Pension Equality for Women

Sharon Hodgson Excerpts

Thursday 14th December 2017 Commons Chamber

[Helen Goodman (Bishop Auckland) (Lab)]

I am very pleased to follow my hon. Friend the Member for Colne Valley (Thelma Walker), who spoke beautifully. I, too, am a 1950s woman, but I am speaking in the debate because this issue affects 6,300 of my constituents. We are all in favour of equalisation, but we need a proper transitional period. That is what these women have not been given and that is why it is unfair. They had no time to prepare, no time to save and their legitimate expectations have not been met. Some have lost significant amounts of money, even though they have been paying national insurance contributions for many years. Ministers say that this is because life expectancy is rising, and it is, but it is no use to a person born in 1953 to know that a baby born now will live to the age of 83. When they were born, the average life expectancy was 72. Let us look at the differences in life expectancy in different parts of the country, and even in my constituency. In the most well-off ward, the healthy life expectancy is 71, but in Woodhouse Close and Shildon the healthy life expectancy is 55.

When I started work in 1979, I expected to retire next year aged 60, but now I have to work until 2024. The big difference between me and my constituents is that I started work aged 21, having stayed on at school and gone on to university. Many of my constituents started work on leaving school aged 15. Ruth started aged 15 and worked in local government and health. She has three children and six grandchildren. She thought she was retiring at 60 to look after her dear old mum. Now she has to go back to work to sustain her husband, her children and her mother. She asks, physically, emotionally and financially, where is the time, health and energy going to come from? Shawn is in the same situation. She has had three jobs to keep herself and her family. Aged 15, Pamela left school on the Friday and went to work on the Monday. Jane—the same. She worked 70 hours a week from the age of 15. She finished at 54 with a disability. Jane and Pamela exemplify those people who are being moved on to employment and support allowance. They are using up their savings, which they had put by for their retirement. They are not exceptional or unusual. The number of women aged over 60 on ESA has shot up fourfold.

[Mrs Sharon Hodgson (Washington and Sunderland West) (Lab)]

My hon. Friend is making some very powerful points that other Members have not yet made, especially with regard to women in the north-east where many of us are from. It is probably the same for Wales and other industrial heartlands. Women who have worked for almost 50 years are going to be in the position of having a very short life expectancy after they retire. Does she agree that that is so unfair?

[Helen Goodman]

I do. My overall message to Ministers is that they should stop looking at actuarial tables and start listening to the way lives are lived. I have more examples. Chris wanted to stay on at school and get more education, but her father made her go out to work aged 15. Sue, Jane, Diane, Judith and Jane all say the same thing. Jane has lost £48,000 through this and Dot says, quite simply, “I am so tired.”

We need to be honest about this issue and look at it in a radical way. My Front-Bench colleague made many sensible suggestions, as did my hon. Friend the Member for Easington (Grahame Morris). We need to think in terms of a pensions system that takes account of when people started work. Obviously, a person who started work at 15 should not have to work 10 years longer to get their pension than a person who probably has better health and probably has an easier job, having carried on with their education into their mid-20s.