Covid-19: Financial Support

Susan Murray Excerpts

Thursday 15th January 2026 Commons Chamber

[Susan Murray (Mid Dunbartonshire) (LD)]

I thank my hon. Friend the Member for Stratford-on-Avon (Manuela Perteghella) for securing this important debate. The covid-19 pandemic was undoubtedly one of the most impactful and damaging events to unfold in our lifetimes. Being told to stay inside was incredibly difficult for everyone; people were unable to see loved ones and were uncertain about the future. Thankfully, that time is now just a memory for most—one that we would rather forget, and which we can put behind us as we move forward.

Sadly, though, covid is something that many people cannot move past, as we have heard. Across the country, people have lost businesses, lost their homes and, in the worst cases, lost loved ones to the financial stress that the pandemic caused. To add to that distress, the hard-working British people who fell through the gaps have had to watch on as numerous instances of fraud and PPE procurement mismanagement have come to light. Billions of pounds have been wasted and lost; had it been managed properly, that money could have saved people’s livelihoods.

In my constituency of Mid Dunbartonshire, we have seen local businesses close. One constituent, who still feels the impact, has told me that a complete lack of support forced their takeaway business, which they had built up from scratch, to shut, yet when they tried to move on, they found that they were at a disadvantage. Despite holding a personal taxi driver’s licence, they had to rent a taxi plate at a cost of more than £400 a week.

The absence of meaningful support during covid did not just cost them their business at the time; it continues to have a direct and measurable impact on their ability to rebuild their livelihood today.

My constituent is just one of the nearly 4 million people impacted, and these people deserve support, acknowledgment of the loss that they suffered, and an apology. Beyond that, we need to listen to the voices of those affected, and to learn from their experience, so that we can find and plug the gaps in our system that people have fallen through. As the world becomes more unstable, we must make sure that, at home, people and businesses have security. If we are serious about building resilience as a country, we cannot simply move on and hope that those left behind will do the same. We must recognise the harm that has been done. We must be honest about the failures that allowed people to fall through the cracks, and we must take steps to fix them.

[Madam Deputy Speaker (Caroline Nokes)]

That brings us to the Front-Benchers’ speeches. I call the Liberal Democrat spokesperson.